FNB NYSE Week ended 24 Jul 2026

Weekly Investor Report

F.N.B. Corp · Financial Services · Banks - Regional

Latest close 19.05 USD
-0.6% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 8.4% above the Trend Line and sits at 90.1% of its 52-week range. The latest completed week returned -0.6%, after a -1.0% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive. Options positioning is bullish with 49/100 conviction, while the latest news-sentiment score is 57/100. Near-term considerations: price is close to its 52-week high; earnings are due in 78d.

Setup score 66 out of 100
Latest Close 19.05 USD 24 Jul 2026
1W Return -0.6% latest completed week
4W Return -1.0% short-term follow-through
12W Return 8.7% quarterly tape
Trend Breadth 94.2% 49 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • The trend backdrop is active with a 16-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 2 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 8.4% above the Trend Line and sits at 90.1% of its 52-week range. The latest completed week returned -0.6%, after a -1.0% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8012-week average 0.61

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure7/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership6/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.80Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers22 reversal markers

No recent accumulation markers. 2 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -1.0% over four weeks, 8.7% over 12 weeks, and 25.4% over one year. The current trend has remained active for 16 consecutive weeks.

Performance by holding period

1W-0.6%
4W-1.0%
12W8.7%
26W13.0%
52W25.4%
Active trend streak16 weeks
Active weeks in one year49
Trend breadth94.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.09Latest activity-pressure read.
Pressure change45.5%Four-week change in activity pressure.
Leadership4.87Latest relative-leadership reading.
RS change-36.3%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength93/100Blend of value, momentum, and quality. Underlying universe rank 8; rank 1 is best.
Value80/100Relative valuation strength. Underlying universe rank 21; rank 1 is best.
Quality83/100Profitability and accounting quality. Underlying universe rank 18; rank 1 is best.
Momentum74/100Medium-term price momentum. Underlying universe rank 27; rank 1 is best.
Growth73/100Revenue and earnings growth. Underlying universe rank 28; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework83/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
11.2x
Price divided by trailing earnings.
Price / sales
2.5x
Market value relative to trailing revenue.
EV / EBITDA
11.6x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
6.5%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
64.4%
Gross profit retained from each unit of revenue.
Operating margin
26.5%
Operating profit retained from revenue.
Free-cash-flow margin
21.7%
Free cash flow generated from revenue.
Return on invested capital
6.6%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
3.7%
Latest one-year revenue growth.
EPS growth
29.6%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
8/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.6%
Cash dividends relative to market value.
Buyback yield
0.7%
Net share repurchases relative to market value.
Shareholder yield
3.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
2.9x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

FNB shows bullish options pressure with a 49/100 conviction score, put-call volume ratio of 0.00, expected move of 10.8%, and Sharemaestro trend signal active.

Conviction49/100
Expected move10.8%
Put/call volume0.00
Pressure99
Speculation5
Volatility61
Trend agreement0
Open options detail
Insider activity11 / 2

11 acquisitions and 2 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 37 relevant articles.

16 positive · 16 neutral · 5 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings78dNext report is scheduled for 15 Oct 2026; event risk rises as the date approaches.
Options expected move10.8%Nearest-chain priced movement where available.
52-week drawdown-2.8%Distance below the 52-week high.
13-week volatility2.7%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2611 weeks finished lower.
Best week+7.7%Week of 6 Feb.
Worst week-7.3%Week of 27 Feb.
Latest week-0.6%Week of 24 Jul.

Shape of recent returns

Strong gains5
Modest gains10
Flat weeks0
Modest losses8
Sharp losses3
Recent vol2.7%13-week weekly-return volatility.
Base vol3.1%52-week weekly-return volatility.
Up/down split29/23Count of positive and negative weeks in the 52-week window.
Average skew2.6% / -2.2%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202619.05 USD-0.6%17.57 USD14.22 USD1.094.8736.4MOn
17 Jul 202619.16 USD1.8%17.51 USD14.17 USD1.095.0051.8MOn
10 Jul 202618.83 USD-1.1%17.45 USD14.12 USD0.911.6423.5MOn
3 Jul 202619.03 USD-1.1%17.40 USD14.07 USD0.874.1315.7MOn
26 Jun 202619.24 USD5.5%17.32 USD14.02 USD0.757.6524.0MOn
19 Jun 202618.23 USD-2.2%17.22 USD13.96 USD0.39-0.1821.3MOn
12 Jun 202618.64 USD5.4%17.14 USD13.91 USD0.133.1320.9MOn
5 Jun 202617.69 USD2.0%17.04 USD13.85 USD-0.22-1.3527.8MOn
29 May 202617.35 USD-0.3%16.97 USD13.81 USD-0.37-5.6116.5MOn
22 May 202617.40 USD2.7%16.91 USD13.77 USD-0.39-3.9619.6MOn
15 May 202616.94 USD-4.6%16.83 USD13.72 USD-0.43-5.6629.6MOn
8 May 202617.76 USD1.4%16.76 USD13.68 USD-0.21-0.9323.9MOn
1 May 202617.53 USD0.8%16.67 USD13.62 USD-0.190.0817.4MOn
24 Apr 202617.39 USD-2.3%16.61 USD13.57 USD-0.260.2926.2MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.