ALLY NYSE Week ended 31 Jul 2026

Weekly Investor Report

Ally Financial Inc · Financial Services · Credit Services

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Latest close 43.33 USD
1.7% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 2.5% above the Trend Line and sits at 66.5% of its 52-week range. The latest completed week returned 1.7%, after a -3.7% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. Options positioning is mixed with 38/100 conviction, while the latest news-sentiment score is 57/100. Near-term considerations: volume confirmation is below normal; earnings are due in 76d.

Setup score 46 out of 100
Latest Close 43.33 USD 31 Jul 2026
1W Return 1.7% latest completed week
4W Return -3.7% short-term follow-through
12W Return -2.1% quarterly tape
Trend Breadth 80.8% 42 of 52 weeks active
Volume Ratio 0.9x vs 13-week average
What is working
  • The trend backdrop is active with a 11-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 3 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 1.7% Latest completed week; four-week move -3.7%. Indicator stack 82/46 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 38/100 conviction; expected move 5.4%. News sentiment 57/100 67 relevant articles in the latest sentiment read. Event risk 76d Next report is scheduled for 16 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 2.5% above the Trend Line and sits at 66.5% of its 52-week range. The latest completed week returned 1.7%, after a -3.7% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.9x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.6912-week average 0.53

12-week confirmation

Trend active11/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership3/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.69Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers33 reversal markers

No recent accumulation markers. 3 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -3.7% over four weeks, -2.1% over 12 weeks, and 19.6% over one year. The current trend has remained active for 11 consecutive weeks.

Performance by holding period

1W1.7%
4W-3.7%
12W-2.1%
26W3.9%
52W19.6%
Active trend streak11 weeks
Active weeks in one year42
Trend breadth80.8%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.16Latest activity-pressure read.
Pressure change-80.3%Four-week change in activity pressure.
Leadership-4.00Latest relative-leadership reading.
RS change-1714.0%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 30 Jun 2026 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength94/100Blend of value, momentum, and quality. Underlying universe rank 7; rank 1 is best.
Value91/100Relative valuation strength. Underlying universe rank 10; rank 1 is best.
Quality69/100Profitability and accounting quality. Underlying universe rank 32; rank 1 is best.
Momentum70/100Medium-term price momentum. Underlying universe rank 31; rank 1 is best.
Growth32/100Revenue and earnings growth. Underlying universe rank 69; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
9.0x
Price divided by trailing earnings.
Price / sales
0.8x
Market value relative to trailing revenue.
EV / EBITDA
12.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
22.3%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
49.7%
Gross profit retained from each unit of revenue.
Operating margin
11.6%
Operating profit retained from revenue.
Free-cash-flow margin
53.1%
Free cash flow generated from revenue.
Return on invested capital
3.8%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
2.0%
Latest one-year revenue growth.
EPS growth
145.6%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
16.0%
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.8%
Cash dividends relative to market value.
Buyback yield
12.8%
Net share repurchases relative to market value.
Shareholder yield
15.6%
Dividend yield plus net buyback yield.
Net debt / EBITDA
7.5x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

ALLY shows mixed options pressure with a 38/100 conviction score, put-call volume ratio of 0.86, expected move of 5.4%, and Sharemaestro trend signal active.

Conviction38/100
Expected move5.4%
Put/call volume0.86
Pressure11
Speculation40
Volatility43
Trend agreement78
Open options detail
Insider activity16 / 4

16 acquisitions and 4 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 67 relevant articles.

29 positive · 33 neutral · 5 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings76dNext report is scheduled for 16 Oct 2026; event risk rises as the date approaches.
Options expected move5.4%Nearest-chain priced movement where available.
52-week drawdown-8.2%Distance below the 52-week high.
13-week volatility3.0%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2611 weeks finished lower.
Best week+9.9%Week of 17 Apr.
Worst week-6.4%Week of 27 Feb.
Latest week+1.7%Week of 31 Jul.

Shape of recent returns

Strong gains3
Modest gains12
Flat weeks0
Modest losses7
Sharp losses4
Recent vol3.0%13-week weekly-return volatility.
Base vol4.1%52-week weekly-return volatility.
Up/down split32/20Count of positive and negative weeks in the 52-week window.
Average skew3.1% / -3.8%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape48/100

Trend, activity pressure, participation, and risk combine to a 48/100 tape read.

 Indicator analysis64/100

Latest 12-week confirmation: trend 11/12, activity pressure 12/12, relative leadership 3/12.

Activity pressure 0.69; 3 reversal markers Factors81/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 4; Small Cap Core rank 5 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options55/100

ALLY shows mixed options pressure with a 38/100 conviction score, put-call volume ratio of 0.86, expected move of 5.4%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 5.4% Sentiment57/100

Weighted news tone is neutral across 67 relevant articles.

Quantinno Capital Management LP Has $41.44 Million Stock Position in Ally Financial Inc. $ALLY Insiders16 / 4

16 acquisitions and 4 disposals in the latest 180-day insider tape.

 Earnings76d

Next report is scheduled for 16 Oct 2026; event risk rises as the date approaches.

 Research flow1 items

1 recent research articles and 0 Market Watch posts are available.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202643.33 USD1.7%42.29 USD36.22 USD0.16-4.0014.2MOn
24 Jul 202642.62 USD-6.0%42.35 USD36.12 USD0.41-4.5523.4MOn
17 Jul 202645.33 USD0.1%42.45 USD36.02 USD0.680.8514.6MOn
10 Jul 202645.28 USD0.6%42.44 USD35.89 USD0.70-0.8611.6MOn
3 Jul 202645.01 USD-3.9%42.41 USD35.76 USD0.81-0.2212.8MOn
26 Jun 202646.85 USD3.0%42.31 USD35.63 USD0.765.9614.5MOn
19 Jun 202645.49 USD2.5%42.10 USD35.48 USD0.600.5214.5MOn
12 Jun 202644.37 USD3.7%41.85 USD35.35 USD0.46-1.0520.6MOn
5 Jun 202642.77 USD-0.1%41.66 USD35.23 USD0.24-4.0614.8MOn
29 May 202642.81 USD1.1%41.53 USD35.11 USD0.30-6.4215.9MOn
22 May 202642.35 USD0.9%41.38 USD35.00 USD0.27-6.1313.3MOn
15 May 202641.99 USD-5.1%41.33 USD34.89 USD0.38-6.1113.6MOff
8 May 202644.24 USD1.9%41.23 USD34.77 USD0.48-0.9617.3MOn
1 May 202643.41 USD-1.1%40.96 USD34.63 USD0.18-0.5412.0MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.