FBP NYSE Week ended 24 Jul 2026

Weekly Investor Report

First BanCorp. · Financial Services · Banks - Regional

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Latest close 28.82 USD
5.0% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 24.5% above the Trend Line and sits at 98.3% of its 52-week range. The latest completed week returned 5.0%, after a 9.3% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is inexpensive relative to peers. Options positioning is bullish with 50/100 conviction, while the latest news-sentiment score is 57/100. Near-term considerations: price is close to its 52-week high; earnings are due in 84d.

Setup score 76 out of 100
Latest Close 28.82 USD 24 Jul 2026
1W Return 5.0% latest completed week
4W Return 9.3% short-term follow-through
12W Return 19.5% quarterly tape
Trend Breadth 69.2% 36 of 52 weeks active
Volume Ratio 1.5x vs 13-week average
What is working
  • The trend backdrop is active with a 17-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 3 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 5.0% Latest completed week; four-week move 9.3%. Indicator stack 83/76 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Bullish 50/100 conviction; expected move 8.6%. News sentiment 57/100 67 relevant articles in the latest sentiment read. Event risk 84d Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 24.5% above the Trend Line and sits at 98.3% of its 52-week range. The latest completed week returned 5.0%, after a 9.3% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.5x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9712-week average 0.86

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership11/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.97Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers33 reversal markers

No recent accumulation markers. 3 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 9.3% over four weeks, 19.5% over 12 weeks, and 41.2% over one year. The current trend has remained active for 17 consecutive weeks.

Performance by holding period

1W5.0%
4W9.3%
12W19.5%
26W41.9%
52W41.2%
Active trend streak17 weeks
Active weeks in one year36
Trend breadth69.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.47Latest activity-pressure read.
Pressure change-9.9%Four-week change in activity pressure.
Leadership21.47Latest relative-leadership reading.
RS change60.6%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength97/100Blend of value, momentum, and quality. Underlying universe rank 4; rank 1 is best.
Value84/100Relative valuation strength. Underlying universe rank 17; rank 1 is best.
Quality98/100Profitability and accounting quality. Underlying universe rank 3; rank 1 is best.
Momentum81/100Medium-term price momentum. Underlying universe rank 20; rank 1 is best.
Growth82/100Revenue and earnings growth. Underlying universe rank 19; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
11.8x
Price divided by trailing earnings.
Price / sales
3.5x
Market value relative to trailing revenue.
EV / EBITDA
8.7x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
11.3%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
74.8%
Gross profit retained from each unit of revenue.
Operating margin
35.3%
Operating profit retained from revenue.
Free-cash-flow margin
36.0%
Free cash flow generated from revenue.
Return on invested capital
23.0%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
5.3%
Latest one-year revenue growth.
EPS growth
21.5%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
9/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.0%
Cash dividends relative to market value.
Buyback yield
3.5%
Net share repurchases relative to market value.
Shareholder yield
5.5%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-0.8x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

FBP shows bullish options pressure with a 50/100 conviction score, put-call volume ratio of 0.00, expected move of 8.6%, and Sharemaestro trend signal active.

Conviction50/100
Expected move8.6%
Put/call volume0.00
Pressure100
Speculation10
Volatility61
Trend agreement0
Open options detail
Insider activity1 / 5

1 acquisitions and 5 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 67 relevant articles.

27 positive · 35 neutral · 5 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
Options expected move8.6%Nearest-chain priced movement where available.
52-week drawdown-0.6%Distance below the 52-week high.
13-week volatility2.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher18 of 268 weeks finished lower.
Best week+7.1%Week of 30 Jan.
Worst week-6.2%Week of 27 Feb.
Latest week+5.0%Week of 24 Jul.

Shape of recent returns

Strong gains7
Modest gains11
Flat weeks0
Modest losses7
Sharp losses1
Recent vol2.5%13-week weekly-return volatility.
Base vol2.9%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew2.7% / -2.0%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape75/100

Trend, activity pressure, participation, and risk combine to a 75/100 tape read.

 Indicator analysis84/100

Latest 12-week confirmation: trend 12/12, activity pressure 12/12, relative leadership 11/12.

Activity pressure 0.97; 3 reversal markers Factors90/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 16; Small Cap Core rank 27 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options47/100

FBP shows bullish options pressure with a 50/100 conviction score, put-call volume ratio of 0.00, expected move of 8.6%, and Sharemaestro trend signal active.

Bullish · Call-side pressure · Expected move 8.6% Sentiment57/100

Weighted news tone is neutral across 67 relevant articles.

FBNC|First Bancorp (North Carolina)|Price:64.160|Chg%:+1.580 Insiders1 / 5

1 acquisitions and 5 disposals in the latest 180-day insider tape.

 Earnings84d

Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202628.82 USD5.0%23.15 USD18.67 USD1.4721.4710.7MOn
17 Jul 202627.44 USD2.8%22.89 USD18.57 USD1.4915.435.9MOn
10 Jul 202626.68 USD1.3%22.67 USD18.48 USD1.5410.674.8MOn
3 Jul 202626.33 USD-0.1%22.48 USD18.38 USD1.6410.766.3MOn
26 Jun 202626.36 USD4.6%22.26 USD18.29 USD1.6313.3610.8MOn
19 Jun 202625.20 USD-1.2%22.03 USD18.19 USD1.435.998.0MOn
12 Jun 202625.50 USD4.9%21.84 USD18.09 USD1.248.359.4MOn
5 Jun 202624.32 USD1.4%21.65 USD18.00 USD0.894.068.0MOn
29 May 202623.98 USD0.3%21.49 USD17.92 USD0.720.046.3MOn
22 May 202623.91 USD3.6%21.32 USD17.84 USD0.751.114.5MOn
15 May 202623.09 USD-3.2%21.19 USD17.75 USD0.82-1.625.1MOn
8 May 202623.85 USD-1.1%21.08 USD17.67 USD0.871.674.8MOn
1 May 202624.11 USD3.8%20.97 USD17.58 USD0.785.055.8MOn
24 Apr 202623.22 USD0.8%20.88 USD17.49 USD0.442.0312.1MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.