ATLCP NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

Atlanticus Holdings Corp Preferred · Financial Services · Credit Services

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Latest close 24.45 USD
-0.2% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 3.8% above the Trend Line and sits at 98.0% of its 52-week range. The latest completed week returned -0.2%, after a -0.2% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is inexpensive relative to peers. The latest news-sentiment score is 50/100. Near-term considerations: price is close to its 52-week high; volume confirmation is below normal.

Setup score 59 out of 100
Latest Close 24.45 USD 31 Jul 2026
1W Return -0.2% latest completed week
4W Return -0.2% short-term follow-through
12W Return 4.4% quarterly tape
Trend Breadth 76.9% 40 of 52 weeks active
Volume Ratio 0.7x vs 13-week average
What is working
  • The trend backdrop is active with a 10-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 1 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -0.2% Latest completed week; four-week move -0.2%. Indicator stack 77/69 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 50/100 45 relevant articles in the latest sentiment read.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 3.8% above the Trend Line and sits at 98.0% of its 52-week range. The latest completed week returned -0.2%, after a -0.2% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.7x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8512-week average 0.68

12-week confirmation

Trend active10/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure9/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.85Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers11 reversal markers

No recent accumulation markers. 1 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -0.2% over four weeks, 4.4% over 12 weeks, and 18.2% over one year. The current trend has remained active for 10 consecutive weeks.

Performance by holding period

1W-0.2%
4W-0.2%
12W4.4%
26W4.2%
52W18.2%
Active trend streak10 weeks
Active weeks in one year40
Trend breadth76.9%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.75Latest activity-pressure read.
Pressure change67.9%Four-week change in activity pressure.
Leadership-3.38Latest relative-leadership reading.
RS change50.9%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 100% Model confidence 96%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength97/100Blend of value, momentum, and quality. Underlying universe rank 4; rank 1 is best.
Value91/100Relative valuation strength. Underlying universe rank 10; rank 1 is best.
Quality92/100Profitability and accounting quality. Underlying universe rank 9; rank 1 is best.
Momentum70/100Medium-term price momentum. Underlying universe rank 31; rank 1 is best.
Growth83/100Revenue and earnings growth. Underlying universe rank 18; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
3.5x
Price divided by trailing earnings.
Price / sales
0.4x
Market value relative to trailing revenue.
EV / EBITDA
19.3x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
13.2%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
75.1%
Gross profit retained from each unit of revenue.
Operating margin
24.0%
Operating profit retained from revenue.
Free-cash-flow margin
63.7%
Free cash flow generated from revenue.
Return on invested capital
3.6%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
155.2%
Latest one-year revenue growth.
EPS growth
15.6%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
63.4%
Latest one-year free-cash-flow growth.
Piotroski F-score
3/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
7.8%
Cash dividends relative to market value.
Buyback yield
3.4%
Net share repurchases relative to market value.
Shareholder yield
11.2%
Dividend yield plus net buyback yield.
Net debt / EBITDA
17.8x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity2 / 13

2 acquisitions and 13 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment50/100

Weighted news tone is neutral across 45 relevant articles.

2 positive · 42 neutral · 1 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-0.4%Distance below the 52-week high.
13-week volatility1.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher16 of 2610 weeks finished lower.
Best week+3.3%Week of 17 Apr.
Worst week-6.7%Week of 27 Mar.
Latest week-0.2%Week of 31 Jul.

Shape of recent returns

Strong gains0
Modest gains16
Flat weeks0
Modest losses9
Sharp losses1
Recent vol1.5%13-week weekly-return volatility.
Base vol1.8%52-week weekly-return volatility.
Up/down split33/19Count of positive and negative weeks in the 52-week window.
Average skew1.2% / -1.2%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape61/100

Trend, activity pressure, participation, and risk combine to a 61/100 tape read.

 Indicator analysis59/100

Latest 12-week confirmation: trend 10/12, activity pressure 9/12, relative leadership 0/12.

Activity pressure 0.85; 1 reversal markers Factors87/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Cornerstone Growth rank 44; Buyback Yield rank 16; Small Cap Core rank 5 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment50/100

Weighted news tone is neutral across 45 relevant articles.

Atlanticus to Host Second Quarter 2026 Earnings Call and Webcast on August 6, 2026, at 5:00 p.m. ET Insiders2 / 13

2 acquisitions and 13 disposals in the latest 180-day insider tape.

 Earnings50/100

No stored earnings event is currently attached to this ticker.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202624.45 USD-0.2%23.55 USD20.58 USD0.75-3.3815.3KOn
24 Jul 202624.49 USD0.2%23.51 USD20.53 USD0.76-2.7917.8KOn
17 Jul 202624.44 USD0.4%23.46 USD20.48 USD0.70-4.5311.0KOn
10 Jul 202624.35 USD-0.6%23.42 USD20.43 USD0.66-8.9130.9KOn
3 Jul 202624.49 USD1.1%23.37 USD20.38 USD0.45-6.8913.4KOn
26 Jun 202624.23 USD-0.1%23.32 USD20.33 USD0.48-7.2017.0KOn
19 Jun 202624.25 USD3.2%23.26 USD20.28 USD0.39-11.4417.4KOn
12 Jun 202623.50 USD-3.3%23.21 USD20.23 USD0.23-12.1725.8KOn
5 Jun 202624.31 USD2.4%23.18 USD20.18 USD0.12-7.3664.8KOn
29 May 202623.75 USD0.4%23.13 USD20.12 USD-0.16-13.7927.9KOn
22 May 202623.66 USD0.6%23.09 USD20.06 USD-0.34-11.9717.1KOff
15 May 202623.51 USD0.4%23.06 USD20.00 USD-0.51-11.8620.2KOff
8 May 202623.42 USD-0.0%23.03 USD19.94 USD-0.70-12.7925.4KOff
1 May 202623.43 USD3.0%23.01 USD19.87 USD-0.98-8.4316.9KOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.