NAVI NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

Navient Corp · Financial Services · Credit Services

Open interactive chart View report data
Latest close 8.39 USD
1.9% latest week
Weekly setup

Weak trend

The weekly trend is not active. Price is -1.2% below the Trend Line and sits at 26.9% of its 52-week range. The latest completed week returned 1.9%, after a -2.6% four-week move. The latest factor snapshot indicates quality ranks weakly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive. Options positioning is bullish with 31/100 conviction, while the latest news-sentiment score is 49/100. Near-term considerations: volume confirmation is below normal; earnings are due in 4d.

Setup score 32 out of 100
Latest Close 8.39 USD 31 Jul 2026
1W Return 1.9% latest completed week
4W Return -2.6% short-term follow-through
12W Return 5.0% quarterly tape
Trend Breadth 11.5% 6 of 52 weeks active
Volume Ratio 0.7x vs 13-week average
What is working
  • Activity pressure is positive on the latest completed week.
  • Next-week expectancy is positive at 55.10% based on similar historical setup states.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Price is below the Trend Line, which keeps downside pressure in focus.
  • Price is below Fair Value, so the market is still discounting the latest tape.
  • Activity pressure is weak, so confirmation is not yet broad enough.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 1.9% Latest completed week; four-week move -2.6%. Indicator stack 6/60 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Recent Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Positive 55.10% Historical one-week expectancy contributes to the evidence score when direction is confirmed. Options pressure Bullish 31/100 conviction; expected move 14.7%. News sentiment 49/100 59 relevant articles in the latest sentiment read. Event risk 4d Next report is scheduled for 06 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is -1.2% below the Trend Line and sits at 26.9% of its 52-week range. The latest completed week returned 1.9%, after a -2.6% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.7x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.2612-week average 0.12

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.26Current proprietary activity-pressure read.
Buy signals2Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -2.6% over four weeks, 5.0% over 12 weeks, and -26.0% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W1.9%
4W-2.6%
12W5.0%
26W-6.9%
52W-26.0%
Active trend streak0 weeks
Active weeks in one year6
Trend breadth11.5%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.64Latest activity-pressure read.
Pressure change-19.8%Four-week change in activity pressure.
Leadership-22.24Latest relative-leadership reading.
RS change16.8%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks weakly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 97% Model confidence 93%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength28/100Blend of value, momentum, and quality. Underlying universe rank 73; rank 1 is best.
Value66/100Relative valuation strength. Underlying universe rank 35; rank 1 is best.
Quality18/100Profitability and accounting quality. Underlying universe rank 83; rank 1 is best.
Momentum10/100Medium-term price momentum. Underlying universe rank 91; rank 1 is best.
Growth14/100Revenue and earnings growth. Underlying universe rank 87; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework8/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
-
Price divided by trailing earnings.
Price / sales
0.3x
Market value relative to trailing revenue.
EV / EBITDA
85.2x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
0.7%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
29.9%
Gross profit retained from each unit of revenue.
Operating margin
17.2%
Operating profit retained from revenue.
Free-cash-flow margin
10.5%
Free cash flow generated from revenue.
Return on invested capital
0.8%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-21.5%
Latest one-year revenue growth.
EPS growth
-
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-7.2%
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
7.8%
Cash dividends relative to market value.
Buyback yield
12.8%
Net share repurchases relative to market value.
Shareholder yield
20.6%
Dividend yield plus net buyback yield.
Net debt / EBITDA
83.8x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

NAVI shows bullish options pressure with a 31/100 conviction score, put-call volume ratio of 0.50, expected move of 14.7%, and Sharemaestro trend signal inactive.

Conviction31/100
Expected move14.7%
Put/call volume0.50
Pressure21
Speculation6
Volatility83
Trend agreement46
Open options detail
Insider activity7 / 6

7 acquisitions and 6 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment49/100

Weighted news tone is neutral across 59 relevant articles.

7 positive · 43 neutral · 9 negative
Patient CapitalRecent

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

Recent buy signal in the last 8 weeks
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings4dNext report is scheduled for 06 Aug 2026; event risk rises as the date approaches.
Options expected move14.7%Nearest-chain priced movement where available.
52-week drawdown-33.1%Distance below the 52-week high.
13-week volatility4.9%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher14 of 2612 weeks finished lower.
Best week+11.7%Week of 17 Apr.
Worst week-7.1%Week of 13 Feb.
Latest week+1.9%Week of 31 Jul.

Shape of recent returns

Strong gains4
Modest gains10
Flat weeks0
Modest losses4
Sharp losses8
Recent vol4.9%13-week weekly-return volatility.
Base vol5.0%52-week weekly-return volatility.
Up/down split28/24Count of positive and negative weeks in the 52-week window.
Average skew3.2% / -4.7%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape29/100

Trend, activity pressure, participation, and risk combine to a 29/100 tape read.

 Indicator analysis34/100

Latest 12-week confirmation: trend 0/12, activity pressure 12/12, relative leadership 0/12.

Activity pressure 0.26; No reversal markers Next-Week ExpectancyPositive 55.10%

Next-week expectancy is positive with a 55.10% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors29/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 4; Small Cap Core rank 11 SVQF8/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 665.0 of 726 Patient CapitalRecent

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

Recent buy signal in the last 8 weeks Options50/100

NAVI shows bullish options pressure with a 31/100 conviction score, put-call volume ratio of 0.50, expected move of 14.7%, and Sharemaestro trend signal inactive.

Bullish · Call-side pressure · Expected move 14.7% Sentiment49/100

Weighted news tone is neutral across 59 relevant articles.

Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline Insiders7 / 6

7 acquisitions and 6 disposals in the latest 180-day insider tape.

 Earnings4d

Next report is scheduled for 06 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 20268.39 USD1.9%8.49 USD12.05 USD0.64-22.243.8MOff
24 Jul 20268.23 USD-4.9%8.60 USD12.10 USD0.64-24.093.9MOff
17 Jul 20268.65 USD5.0%8.73 USD12.14 USD0.83-22.443.5MOff
10 Jul 20268.24 USD-4.3%8.84 USD12.19 USD0.81-30.054.5MOff
3 Jul 20268.61 USD-1.0%8.95 USD12.24 USD0.80-26.743.5MOff
26 Jun 20268.70 USD7.5%9.05 USD12.28 USD0.80-26.367.2MOff
19 Jun 20268.09 USD1.5%9.13 USD12.32 USD0.64-35.406.8MOff
12 Jun 20267.97 USD6.9%9.22 USD12.36 USD0.50-35.555.1MOff
5 Jun 20267.46 USD-6.9%9.32 USD12.41 USD0.43-39.078.9MOff
29 May 20268.01 USD1.4%9.42 USD12.46 USD0.30-38.355.2MOff
22 May 20267.90 USD3.7%9.53 USD12.49 USD0.29-38.274.6MOff
15 May 20267.62 USD-4.7%9.65 USD12.52 USD0.14-40.525.1MOff
8 May 20267.99 USD-6.9%9.76 USD12.56 USD-0.05-38.634.1MOff
1 May 20268.58 USD2.5%9.86 USD12.58 USD-0.38-31.447.4MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.