VBNK NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

VersaBank · Financial Services · Banks - Regional

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Latest close 19.85 USD
-6.1% latest week
Weekly setup

Constructive trend

The weekly trend is active. Price is 15.4% above the Trend Line and sits at 65.4% of its 52-week range. The latest completed week returned -6.1%, after a 3.0% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. Options positioning is volatility with 50/100 conviction, while the latest news-sentiment score is 52/100. Near-term considerations: earnings are due in 35d.

Setup score 67 out of 100
Latest Close 19.85 USD 24 Jul 2026
1W Return -6.1% latest completed week
4W Return 3.0% short-term follow-through
12W Return 9.7% quarterly tape
Trend Breadth 90.4% 47 of 52 weeks active
Volume Ratio 1.0x vs 13-week average
What is working
  • The trend backdrop is active with a 47-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 5 reversal markers appear in the recent smart-money tape.
  • The share remains more than 20% below its 52-week high.
  • The latest week was a sharp negative move.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -6.1% Latest completed week; four-week move 3.0%. Indicator stack 95/74 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Positive 55.99% Historical one-week expectancy contributes to the evidence score when direction is confirmed. Options pressure Volatility 50/100 conviction; expected move 13.5%. News sentiment 52/100 34 relevant articles in the latest sentiment read. Event risk 35d Next report is scheduled for 03 Sep 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 15.4% above the Trend Line and sits at 65.4% of its 52-week range. The latest completed week returned -6.1%, after a 3.0% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.0x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8912-week average 0.73

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership12/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.89Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers55 reversal markers

No recent accumulation markers. 5 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 3.0% over four weeks, 9.7% over 12 weeks, and 72.2% over one year. The current trend has remained active for 47 consecutive weeks.

Performance by holding period

1W-6.1%
4W3.0%
12W9.7%
26W26.0%
52W72.2%
Active trend streak47 weeks
Active weeks in one year47
Trend breadth90.4%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.26Latest activity-pressure read.
Pressure change22.9%Four-week change in activity pressure.
Leadership22.21Latest relative-leadership reading.
RS change20.5%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Oct 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength98/100Blend of value, momentum, and quality. Underlying universe rank 3; rank 1 is best.
Value96/100Relative valuation strength. Underlying universe rank 5; rank 1 is best.
Quality73/100Profitability and accounting quality. Underlying universe rank 28; rank 1 is best.
Momentum91/100Medium-term price momentum. Underlying universe rank 10; rank 1 is best.
Growth28/100Revenue and earnings growth. Underlying universe rank 73; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
21.0x
Price divided by trailing earnings.
Price / sales
2.0x
Market value relative to trailing revenue.
EV / EBITDA
3.7x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
142.8%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
42.4%
Gross profit retained from each unit of revenue.
Operating margin
13.6%
Operating profit retained from revenue.
Free-cash-flow margin
76.9%
Free cash flow generated from revenue.
Return on invested capital
34.4%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
9.3%
Latest one-year revenue growth.
EPS growth
-4.7%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
344.5%
Latest one-year free-cash-flow growth.
Piotroski F-score
5/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.3%
Cash dividends relative to market value.
Buyback yield
0.7%
Net share repurchases relative to market value.
Shareholder yield
1.0%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-9.7x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

VBNK shows volatility options pressure with a 50/100 conviction score, put-call volume ratio of 0.00, expected move of 13.5%, and Sharemaestro trend signal active.

Conviction50/100
Expected move13.5%
Put/call volume0.00
Pressure100
Speculation1
Volatility79
Trend agreement0
Open options detail
Insider activity-

No recent insider transactions are stored for this company.

News sentiment52/100

Weighted news tone is neutral across 34 relevant articles.

8 positive · 24 neutral · 2 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings35dNext report is scheduled for 03 Sep 2026; event risk rises as the date approaches.
Options expected move13.5%Nearest-chain priced movement where available.
52-week drawdown-20.7%Distance below the 52-week high.
13-week volatility5.7%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher12 of 2614 weeks finished lower.
Best week+15.5%Week of 10 Apr.
Worst week-12.8%Week of 6 Mar.
Latest week-6.1%Week of 24 Jul.

Shape of recent returns

Strong gains8
Modest gains4
Flat weeks0
Modest losses9
Sharp losses5
Recent vol5.7%13-week weekly-return volatility.
Base vol5.8%52-week weekly-return volatility.
Up/down split28/24Count of positive and negative weeks in the 52-week window.
Average skew5.0% / -3.2%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape70/100

Trend, activity pressure, participation, and risk combine to a 70/100 tape read.

 Indicator analysis81/100

Latest 12-week confirmation: trend 12/12, activity pressure 12/12, relative leadership 12/12.

Activity pressure 0.89; 5 reversal markers Next-Week ExpectancyPositive 55.99%

Next-week expectancy is positive with a 55.99% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors88/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 33; Small Cap Core rank 18 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options35/100

VBNK shows volatility options pressure with a 50/100 conviction score, put-call volume ratio of 0.00, expected move of 13.5%, and Sharemaestro trend signal active.

Volatility · Volatility expansion watch · Expected move 13.5% Sentiment52/100

Weighted news tone is neutral across 34 relevant articles.

VersaBank (NASDAQ: VBNK) to discuss digital assets at KBW bank conference Insiders50/100

No recent insider transaction evidence is stored.

 Earnings35d

Next report is scheduled for 03 Sep 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202619.85 USD-6.1%17.20 USD12.41 USD1.2622.21484.3KOn
17 Jul 202621.15 USD-2.8%17.03 USD12.34 USD1.3229.03650.1KOn
10 Jul 202621.76 USD-0.6%16.83 USD12.26 USD1.2028.26631.1KOn
3 Jul 202621.88 USD13.6%16.59 USD12.17 USD1.1332.291.4MOn
26 Jun 202619.26 USD-0.3%16.27 USD12.07 USD1.0218.43363.6KOn
19 Jun 202619.31 USD-4.3%16.03 USD12.00 USD0.8714.02284.2KOn
12 Jun 202620.18 USD5.0%15.77 USD11.92 USD0.7122.82397.7KOn
5 Jun 202619.21 USD6.5%15.49 USD11.84 USD0.4320.34762.2KOn
29 May 202618.04 USD1.9%15.23 USD11.77 USD0.308.60113.5KOn
22 May 202617.70 USD3.4%15.03 USD11.70 USD0.319.84188.3KOn
15 May 202617.11 USD-9.2%14.83 USD11.63 USD0.427.63260.3KOn
8 May 202618.84 USD4.1%14.66 USD11.56 USD0.4418.39356.5KOn
1 May 202618.09 USD-0.4%14.43 USD11.48 USD0.3520.32227.1KOn
24 Apr 202618.16 USD13.0%14.24 USD11.40 USD0.0623.07647.2KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.