FINV NYSE Week ended 31 Jul 2026

Weekly Investor Report

FinVolution Group · Financial Services · Credit Services

Latest close 4.85 USD
2.1% latest week
Weekly setup

Mixed setup

The weekly trend is not active. Price is -0.4% below the Trend Line and sits at 12.5% of its 52-week range. The latest completed week returned 2.1%, after a 0.4% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers. Options positioning is volatility with 52/100 conviction, while the latest news-sentiment score is 55/100. Near-term considerations: volume confirmation is below normal; earnings are due in 16d.

Setup score 24 out of 100
Latest Close 4.85 USD 31 Jul 2026
1W Return 2.1% latest completed week
4W Return 0.4% short-term follow-through
12W Return -6.2% quarterly tape
Trend Breadth 9.6% 5 of 52 weeks active
Volume Ratio 0.4x vs 13-week average
What is working
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Price is below the Trend Line, which keeps downside pressure in focus.
  • Price is below Fair Value, so the market is still discounting the latest tape.
  • Activity pressure is weak, so confirmation is not yet broad enough.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is -0.4% below the Trend Line and sits at 12.5% of its 52-week range. The latest completed week returned 2.1%, after a 0.4% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.4x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.1412-week average 0.12

12-week confirmation

Trend active1/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.14Current proprietary activity-pressure read.
Buy signals3Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 0.4% over four weeks, -6.2% over 12 weeks, and -37.4% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W2.1%
4W0.4%
12W-6.2%
26W0.6%
52W-37.4%
Active trend streak0 weeks
Active weeks in one year5
Trend breadth9.6%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.25Latest activity-pressure read.
Pressure change-67.7%Four-week change in activity pressure.
Leadership-19.51Latest relative-leadership reading.
RS change22.7%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 02 Aug 2026 Financial statements through 31 Mar 2026 Field coverage 100% Model confidence 95%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength84/100Blend of value, momentum, and quality. Underlying universe rank 17; rank 1 is best.
Value100/100Relative valuation strength. Underlying universe rank 1; rank 1 is best.
Quality70/100Profitability and accounting quality. Underlying universe rank 31; rank 1 is best.
Momentum3/100Medium-term price momentum. Underlying universe rank 98; rank 1 is best.
Growth6/100Revenue and earnings growth. Underlying universe rank 95; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
0.5x
Price divided by trailing earnings.
Price / sales
0.1x
Market value relative to trailing revenue.
EV / EBITDA
0.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
210.6%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
77.1%
Gross profit retained from each unit of revenue.
Operating margin
19.3%
Operating profit retained from revenue.
Free-cash-flow margin
18.2%
Free cash flow generated from revenue.
Return on invested capital
18.9%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-1.1%
Latest one-year revenue growth.
EPS growth
-15.3%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-26.0%
Latest one-year free-cash-flow growth.
Piotroski F-score
3/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
6.3%
Cash dividends relative to market value.
Buyback yield
66.1%
Net share repurchases relative to market value.
Shareholder yield
72.4%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-2.0x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

FINV shows volatility options pressure with a 52/100 conviction score, put-call volume ratio of 0.00, expected move of 20.0%, and Sharemaestro trend signal inactive.

Conviction52/100
Expected move20.0%
Put/call volume0.00
Pressure100
Speculation0
Volatility96
Trend agreement0
Open options detail
Insider activity-

No recent insider transactions are stored for this company.

News sentiment55/100

Weighted news tone is neutral across 51 relevant articles.

16 positive · 31 neutral · 4 negative
Patient CapitalFresh

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

Fresh buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings16dNext report is scheduled for 19 Aug 2026; event risk rises as the date approaches.
Options expected move20.0%Nearest-chain priced movement where available.
52-week drawdown-47.0%Distance below the 52-week high.
13-week volatility6.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher17 of 269 weeks finished lower.
Best week+16.9%Week of 29 May.
Worst week-15.0%Week of 27 Mar.
Latest week+2.1%Week of 31 Jul.

Shape of recent returns

Strong gains6
Modest gains11
Flat weeks0
Modest losses2
Sharp losses7
Recent vol6.5%13-week weekly-return volatility.
Base vol6.4%52-week weekly-return volatility.
Up/down split27/24Count of positive and negative weeks in the 52-week window.
Average skew3.9% / -5.9%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 20264.85 USD2.1%4.87 USD5.57 USD0.25-19.511.7MOff
24 Jul 20264.75 USD-0.2%4.87 USD5.57 USD0.43-21.441.5MOff
17 Jul 20264.76 USD4.8%4.88 USD5.57 USD0.55-22.992.6MOff
10 Jul 20264.54 USD-6.0%4.89 USD5.57 USD0.57-29.082.9MOff
3 Jul 20264.83 USD0.6%4.90 USD5.57 USD0.76-25.242.5MOff
26 Jun 20264.80 USD2.8%4.90 USD5.57 USD0.67-25.493.4MOff
19 Jun 20264.67 USD-7.2%4.90 USD5.56 USD0.83-30.474.2MOff
12 Jun 20265.03 USD2.0%4.89 USD5.56 USD0.74-25.772.5MOn
5 Jun 20264.93 USD-6.1%4.91 USD5.55 USD0.61-27.904.1MOff
29 May 20265.25 USD16.9%4.94 USD5.54 USD0.70-26.218.4MOff
22 May 20264.49 USD-5.3%4.95 USD5.53 USD0.57-36.826.0MOff
15 May 20264.74 USD-8.3%5.02 USD5.53 USD0.63-33.804.2MOff
8 May 20265.17 USD2.8%5.07 USD5.52 USD0.62-28.664.6MOff
1 May 20265.03 USD4.6%5.10 USD5.51 USD0.38-29.924.4MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.