ATLC NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

Atlanticus Holdings Corporation · Financial Services · Credit Services

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Latest close 105.5 USD
6.0% latest week
Weekly setup

Constructive trend

The weekly trend is active. Price is 42.3% above the Trend Line and sits at 89.1% of its 52-week range. The latest completed week returned 6.0%, after a 9.4% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 58/100. Near-term considerations: earnings are due in 5d.

Setup score 69 out of 100
Latest Close 105.5 USD 31 Jul 2026
1W Return 6.0% latest completed week
4W Return 9.4% short-term follow-through
12W Return 24.4% quarterly tape
Trend Breadth 63.5% 33 of 52 weeks active
Volume Ratio 1.1x vs 13-week average
What is working
  • The trend backdrop is active with a 15-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 6 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 6.0% Latest completed week; four-week move 9.4%. Indicator stack 80/74 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 58/100 60 relevant articles in the latest sentiment read. Event risk 5d Next report is scheduled for 06 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 42.3% above the Trend Line and sits at 89.1% of its 52-week range. The latest completed week returned 6.0%, after a 9.4% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.1x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9812-week average 0.82

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership12/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.98Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers66 reversal markers

No recent accumulation markers. 6 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 9.4% over four weeks, 24.4% over 12 weeks, and 119.7% over one year. The current trend has remained active for 15 consecutive weeks.

Performance by holding period

1W6.0%
4W9.4%
12W24.4%
26W104.3%
52W119.7%
Active trend streak15 weeks
Active weeks in one year33
Trend breadth63.5%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.41Latest activity-pressure read.
Pressure change-18.5%Four-week change in activity pressure.
Leadership41.95Latest relative-leadership reading.
RS change39.3%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 100% Model confidence 96%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength96/100Blend of value, momentum, and quality. Underlying universe rank 5; rank 1 is best.
Value74/100Relative valuation strength. Underlying universe rank 27; rank 1 is best.
Quality92/100Profitability and accounting quality. Underlying universe rank 9; rank 1 is best.
Momentum95/100Medium-term price momentum. Underlying universe rank 6; rank 1 is best.
Growth83/100Revenue and earnings growth. Underlying universe rank 18; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
11.2x
Price divided by trailing earnings.
Price / sales
1.2x
Market value relative to trailing revenue.
EV / EBITDA
22.6x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
11.3%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
75.1%
Gross profit retained from each unit of revenue.
Operating margin
24.0%
Operating profit retained from revenue.
Free-cash-flow margin
63.7%
Free cash flow generated from revenue.
Return on invested capital
3.6%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
155.2%
Latest one-year revenue growth.
EPS growth
15.6%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
63.4%
Latest one-year free-cash-flow growth.
Piotroski F-score
3/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.6%
Cash dividends relative to market value.
Buyback yield
1.1%
Net share repurchases relative to market value.
Shareholder yield
1.7%
Dividend yield plus net buyback yield.
Net debt / EBITDA
17.8x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity2 / 13

2 acquisitions and 13 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment58/100

Weighted news tone is neutral across 60 relevant articles.

24 positive · 32 neutral · 4 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings5dNext report is scheduled for 06 Aug 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-6.3%Distance below the 52-week high.
13-week volatility7.0%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher17 of 269 weeks finished lower.
Best week+18.6%Week of 10 Apr.
Worst week-12.7%Week of 3 Jul.
Latest week+6.0%Week of 31 Jul.

Shape of recent returns

Strong gains13
Modest gains4
Flat weeks0
Modest losses5
Sharp losses4
Recent vol7.0%13-week weekly-return volatility.
Base vol7.8%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew7.3% / -5.7%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape68/100

Trend, activity pressure, participation, and risk combine to a 68/100 tape read.

 Indicator analysis83/100

Latest 12-week confirmation: trend 12/12, activity pressure 12/12, relative leadership 12/12.

Activity pressure 0.98; 6 reversal markers Factors89/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Cornerstone Growth rank 6; Buyback Yield rank 30; Small Cap Core rank 29 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment58/100

Weighted news tone is neutral across 60 relevant articles.

Atlanticus (ATLC) Projected to Announce Quarterly Earnings on Thursday Insiders2 / 13

2 acquisitions and 13 disposals in the latest 180-day insider tape.

 Earnings5d

Next report is scheduled for 06 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 2026105.5 USD6.0%74.14 USD49.58 USD1.4141.95805.9KOn
24 Jul 202699.48 USD-1.2%72.84 USD49.15 USD1.4936.20896.3KOn
17 Jul 2026100.7 USD1.4%71.86 USD48.77 USD1.6637.04884.9KOn
10 Jul 202699.26 USD3.0%70.81 USD48.38 USD1.7330.72805.6KOn
3 Jul 202696.40 USD-12.7%69.70 USD48.02 USD1.7330.11969.2KOn
26 Jun 2026110.4 USD10.3%68.48 USD47.66 USD1.7051.181.2MOn
19 Jun 2026100.1 USD8.4%66.76 USD47.22 USD1.6232.36765.7KOn
12 Jun 202692.38 USD9.8%65.24 USD46.84 USD1.5126.29646.9KOn
5 Jun 202684.10 USD-2.5%63.94 USD46.49 USD1.3618.33660.3KOn
29 May 202686.22 USD3.7%62.94 USD46.19 USD1.4116.32666.2KOn
22 May 202683.14 USD7.8%61.90 USD45.87 USD1.3715.90418.4KOn
15 May 202677.16 USD-9.0%61.17 USD45.57 USD1.399.34316.0KOn
8 May 202684.81 USD8.7%60.39 USD45.28 USD1.3519.98403.2KOn
1 May 202678.03 USD-1.1%59.39 USD44.92 USD1.0816.60342.4KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.