USB NYSE Week ended 24 Jul 2026

Weekly Investor Report

U.S. Bancorp · Financial Services · Banks - Regional

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Latest close 63.97 USD
1.3% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 14.1% above the Trend Line and sits at 96.2% of its 52-week range. The latest completed week returned 1.3%, after a 5.9% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. Options positioning is mixed with 37/100 conviction, while the latest news-sentiment score is 53/100. Near-term considerations: price is close to its 52-week high; earnings are due in 78d.

Setup score 74 out of 100
Latest Close 63.97 USD 24 Jul 2026
1W Return 1.3% latest completed week
4W Return 5.9% short-term follow-through
12W Return 14.6% quarterly tape
Trend Breadth 96.2% 50 of 52 weeks active
Volume Ratio 1.1x vs 13-week average
What is working
  • The trend backdrop is active with a 50-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 4 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 1.3% Latest completed week; four-week move 5.9%. Indicator stack 98/75 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Positive 56.45% Historical one-week expectancy contributes to the evidence score when direction is confirmed. Options pressure Mixed 37/100 conviction; expected move 2.1%. News sentiment 53/100 42 relevant articles in the latest sentiment read. Event risk 78d Next report is scheduled for 15 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 14.1% above the Trend Line and sits at 96.2% of its 52-week range. The latest completed week returned 1.3%, after a 5.9% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.1x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.7712-week average 0.58

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure6/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership8/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.77Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers44 reversal markers

No recent accumulation markers. 4 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 5.9% over four weeks, 14.6% over 12 weeks, and 42.4% over one year. The current trend has remained active for 50 consecutive weeks.

Performance by holding period

1W1.3%
4W5.9%
12W14.6%
26W16.5%
52W42.4%
Active trend streak50 weeks
Active weeks in one year50
Trend breadth96.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.16Latest activity-pressure read.
Pressure change50.8%Four-week change in activity pressure.
Leadership13.31Latest relative-leadership reading.
RS change37.6%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength92/100Blend of value, momentum, and quality. Underlying universe rank 9; rank 1 is best.
Value75/100Relative valuation strength. Underlying universe rank 26; rank 1 is best.
Quality78/100Profitability and accounting quality. Underlying universe rank 23; rank 1 is best.
Momentum82/100Medium-term price momentum. Underlying universe rank 19; rank 1 is best.
Growth31/100Revenue and earnings growth. Underlying universe rank 70; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
12.2x
Price divided by trailing earnings.
Price / sales
2.3x
Market value relative to trailing revenue.
EV / EBITDA
12.6x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
5.8%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
63.8%
Gross profit retained from each unit of revenue.
Operating margin
23.3%
Operating profit retained from revenue.
Free-cash-flow margin
18.2%
Free cash flow generated from revenue.
Return on invested capital
8.4%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
3.3%
Latest one-year revenue growth.
EPS growth
18.4%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
3.3%
Cash dividends relative to market value.
Buyback yield
0.4%
Net share repurchases relative to market value.
Shareholder yield
3.7%
Dividend yield plus net buyback yield.
Net debt / EBITDA
2.7x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

USB shows mixed options pressure with a 37/100 conviction score, put-call volume ratio of 1.02, expected move of 2.1%, and Sharemaestro trend signal active.

Conviction37/100
Expected move2.1%
Put/call volume1.02
Pressure3
Speculation41
Volatility29
Trend agreement93
Open options detail
Insider activity14 / 6

14 acquisitions and 6 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment53/100

Weighted news tone is neutral across 42 relevant articles.

9 positive · 32 neutral · 1 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings78dNext report is scheduled for 15 Oct 2026; event risk rises as the date approaches.
Options expected move2.1%Nearest-chain priced movement where available.
52-week drawdown-1.3%Distance below the 52-week high.
13-week volatility2.6%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher17 of 269 weeks finished lower.
Best week+8.2%Week of 6 Feb.
Worst week-6.8%Week of 27 Feb.
Latest week+1.3%Week of 24 Jul.

Shape of recent returns

Strong gains5
Modest gains12
Flat weeks0
Modest losses5
Sharp losses4
Recent vol2.6%13-week weekly-return volatility.
Base vol3.2%52-week weekly-return volatility.
Up/down split34/18Count of positive and negative weeks in the 52-week window.
Average skew2.6% / -2.8%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape75/100

Trend, activity pressure, participation, and risk combine to a 75/100 tape read.

 Indicator analysis63/100

Latest 12-week confirmation: trend 12/12, activity pressure 6/12, relative leadership 8/12.

Activity pressure 0.77; 4 reversal markers Next-Week ExpectancyPositive 56.45%

Next-week expectancy is positive with a 56.45% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors81/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 36 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options59/100

USB shows mixed options pressure with a 37/100 conviction score, put-call volume ratio of 1.02, expected move of 2.1%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 2.1% Sentiment53/100

Weighted news tone is neutral across 42 relevant articles.

PNC Financial Services Group Inc. Has $4.34 Million Stock Holdings in Mid Penn Bancorp $MPB Insiders14 / 6

14 acquisitions and 6 disposals in the latest 180-day insider tape.

 Earnings78d

Next report is scheduled for 15 Oct 2026; event risk rises as the date approaches.

 Research flow2 items

2 recent research articles and 0 Market Watch posts are available.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202663.97 USD1.3%56.05 USD43.83 USD1.1613.3145.6MOn
17 Jul 202663.14 USD1.2%55.72 USD43.65 USD1.1911.6247.6MOn
10 Jul 202662.41 USD1.1%55.38 USD43.46 USD1.078.9934.3MOn
3 Jul 202661.73 USD2.2%55.05 USD43.26 USD1.059.5132.4MOn
26 Jun 202660.39 USD4.8%54.67 USD43.05 USD0.779.6756.2MOn
19 Jun 202657.64 USD-1.4%54.26 USD42.85 USD0.212.4850.8MOn
12 Jun 202658.44 USD5.8%53.90 USD42.66 USD-0.215.0351.7MOn
5 Jun 202655.21 USD1.5%53.49 USD42.47 USD-0.620.0339.0MOn
29 May 202654.38 USD0.0%53.19 USD42.30 USD-0.67-3.8933.4MOn
22 May 202654.36 USD3.2%52.91 USD42.13 USD-0.56-2.5229.9MOn
15 May 202652.67 USD-4.3%52.67 USD41.95 USD-0.50-4.7149.4MOn
8 May 202655.06 USD-1.4%52.41 USD41.79 USD-0.35-0.2444.8MOn
1 May 202655.82 USD0.4%52.06 USD41.60 USD-0.393.5941.3MOn
24 Apr 202655.58 USD-2.4%51.77 USD41.41 USD-0.514.2938.3MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.