Cash Generator Analysis

SUN

Suncorp Group Limited · ASX · Australia

High-quality cash candidate: attractive cash production with manageable risk checks.

Back to Cash Generators Full Factor Intel

Owner Yield11.4%FCF/EV, FCF/price and earnings/price blended to…

Earnings / Price9.2%Net income divided by market value. It gives th…

FCF / Price12.8%Free cash flow divided by market value. This is…

Trap Risk22Penalty score from leverage, poor conversion, n…

Piotroski3Nine-point fundamental strength check. Higher s…

Dividend Yield3.5%Income paid to shareholders. Useful only when s…

This is the kind of business-quality read Buffett and Munger would start with: cash first, accounting second, then a ruthless check for debt, deterioration and market rejection. The current snapshot is attractive, but the weaker pillars and any trap flags deserve close reading before treating it as high conviction.

98 Owner Cash

Does the business produce meaningful cash relative to the price paid?

72 Quality Of Earnings

Do reported profits convert into free cash flow rather than accounting smoke?

88 Durable Engine

Is the cash generation supported by growth, stability and margin resilience?

84 Balance Sheet

Can the company survive a tougher cycle without the cash story breaking?

99 Capital Allocation

Is management returning or retaining cash in a way that supports owners?

Pillar Breakdown

The final score is weighted toward cash yield and cash quality, then reduced by value-trap risk.

Cash Yield97.5

Cash Quality71.6

Durability87.8

Balance Sheet84.2

Capital Allocation99.4

Market Confirmation27.6

Score History

Weekly factor snapshots, using the same scoring logic.

Cash Quality Metrics

Income, cash flow, growth and balance sheet context behind the headline score.

FCF Yield12.1%

EV / FCF8.28

FCF Margin16.5%

Cash Conversion1.4

EPS Growth52.3%

Revenue Growth15.7%

ROIC17.7%

Net Debt / EBITDA0.4

Interest Cover5.39

Dividend Yield3.5%

Shareholder Yield22.7%

12-1 Momentum-5.4%

Value-Trap Checks

Reasons the model may distrust the headline cash yield.

financial statement cautionBanks, insurers and credit balance sheets are not directly comparable to normal operating companies on FCF metrics.

weak Piotroski scoreA low F-Score points to weak or deteriorating fundamentals.

Recent Weekly Reads

The latest scoring history for this company.

Week	Score	Owner Yield	Trap Risk
12 Jul 2026	74.8	11.4%	22
5 Jul 2026	74.5	11.4%	22
28 Jun 2026	70.8	11.3%	32
21 Jun 2026	71.0	11.4%	32
14 Jun 2026	70.7	11.1%	32
7 Jun 2026	71.2	11.9%	32