UNH NYSE Week ended 24 Jul 2026

Weekly Investor Report

UnitedHealth Group Incorporated · Healthcare · Healthcare Plans

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Latest close 420.7 USD
-1.3% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 22.0% above the Trend Line and sits at 82.5% of its 52-week range. The latest completed week returned -1.3%, after a -1.7% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is neither clearly cheap nor expensive. Options positioning is mixed with 35/100 conviction, while the latest news-sentiment score is 62/100. Near-term considerations: volume confirmation is below normal; earnings are due in 4d.

Setup score 62 out of 100
Latest Close 420.7 USD 24 Jul 2026
1W Return -1.3% latest completed week
4W Return -1.7% short-term follow-through
12W Return 14.7% quarterly tape
Trend Breadth 42.3% 22 of 52 weeks active
Volume Ratio 0.8x vs 13-week average
What is working
  • The trend backdrop is active with a 10-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Activity pressure is positive on the latest completed week.
  • Activity pressure is constructive, supporting the smart-money activity read.
What could go wrong
  • Price is below Fair Value, so the market is still discounting the latest tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -1.3% Latest completed week; four-week move -1.7%. Indicator stack 58/70 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 35/100 conviction; expected move 0.5%. News sentiment 62/100 42 relevant articles in the latest sentiment read. Event risk 4d Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 22.0% above the Trend Line and sits at 82.5% of its 52-week range. The latest completed week returned -1.3%, after a -1.7% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.8x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9212-week average 0.64

12-week confirmation

Trend active10/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership12/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.92Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -1.7% over four weeks, 14.7% over 12 weeks, and 53.8% over one year. The current trend has remained active for 10 consecutive weeks.

Performance by holding period

1W-1.3%
4W-1.7%
12W14.7%
26W19.7%
52W53.8%
Active trend streak10 weeks
Active weeks in one year22
Trend breadth42.3%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.11Latest activity-pressure read.
Pressure change2.7%Four-week change in activity pressure.
Leadership17.23Latest relative-leadership reading.
RS change-24.9%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 97% Model confidence 97%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength32/100Blend of value, momentum, and quality. Underlying universe rank 69; rank 1 is best.
Value29/100Relative valuation strength. Underlying universe rank 72; rank 1 is best.
Quality22/100Profitability and accounting quality. Underlying universe rank 79; rank 1 is best.
Momentum87/100Medium-term price momentum. Underlying universe rank 14; rank 1 is best.
Growth6/100Revenue and earnings growth. Underlying universe rank 95; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
27.1x
Price divided by trailing earnings.
Price / sales
0.8x
Market value relative to trailing revenue.
EV / EBITDA
16.7x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
7.1%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
22.5%
Gross profit retained from each unit of revenue.
Operating margin
4.8%
Operating profit retained from revenue.
Free-cash-flow margin
6.8%
Free cash flow generated from revenue.
Return on invested capital
12.5%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
6.5%
Latest one-year revenue growth.
EPS growth
-33.7%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-6.8%
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.1%
Cash dividends relative to market value.
Buyback yield
1.2%
Net share repurchases relative to market value.
Shareholder yield
3.4%
Dividend yield plus net buyback yield.
Net debt / EBITDA
1.6x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

UNH shows mixed options pressure with a 35/100 conviction score, put-call volume ratio of 1.18, expected move of 0.5%, and Sharemaestro trend signal active.

Conviction35/100
Expected move0.5%
Put/call volume1.18
Pressure-6
Speculation41
Volatility15
Trend agreement82
Open options detail
Insider activity20 / 0

20 acquisitions and 0 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment62/100

Weighted news tone is positive across 42 relevant articles.

22 positive · 18 neutral · 2 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings4dNext report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
Options expected move0.5%Nearest-chain priced movement where available.
52-week drawdown-8.9%Distance below the 52-week high.
13-week volatility2.7%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher13 of 2613 weeks finished lower.
Best week+9.8%Week of 10 Apr.
Worst week-19.5%Week of 30 Jan.
Latest week-1.3%Week of 24 Jul.

Shape of recent returns

Strong gains7
Modest gains6
Flat weeks0
Modest losses11
Sharp losses2
Recent vol2.7%13-week weekly-return volatility.
Base vol6.1%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew4.5% / -3.8%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape63/100

Trend, activity pressure, participation, and risk combine to a 63/100 tape read.

 Indicator analysis86/100

Latest 12-week confirmation: trend 10/12, activity pressure 12/12, relative leadership 12/12.

Activity pressure 0.92; No reversal markers Factors40/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 29 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options55/100

UNH shows mixed options pressure with a 35/100 conviction score, put-call volume ratio of 1.18, expected move of 0.5%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 0.5% Sentiment62/100

Weighted news tone is positive across 42 relevant articles.

Did Strong Q2 Profits, Higher Guidance and Buybacks Just Shift UnitedHealth Group's (UNH) Investment Narrative? Insiders20 / 0

20 acquisitions and 0 disposals in the latest 180-day insider tape.

 Earnings4d

Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.

 Research flow3 items

2 recent research articles and 1 Market Watch posts are available.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 2026420.7 USD-1.3%344.9 USD428.7 USD1.1117.2324.5MOn
17 Jul 2026426.1 USD0.3%341.8 USD429.0 USD1.2418.6639.8MOn
10 Jul 2026424.6 USD-0.2%338.4 USD429.3 USD1.0817.0325.4MOn
3 Jul 2026425.4 USD-0.6%335.5 USD429.5 USD1.0519.2319.9MOn
26 Jun 2026427.9 USD6.7%332.1 USD429.6 USD1.0922.9536.0MOn
19 Jun 2026401.0 USD-1.3%328.6 USD429.7 USD0.9812.9029.3MOn
12 Jun 2026406.2 USD2.3%325.7 USD430.0 USD1.0315.6134.3MOn
5 Jun 2026397.2 USD5.0%322.7 USD430.2 USD1.1013.8540.9MOn
29 May 2026378.2 USD-2.1%320.0 USD430.6 USD1.085.8725.6MOn
22 May 2026386.3 USD-1.4%318.6 USD431.2 USD1.179.7131.4MOn
15 May 2026391.6 USD3.7%317.5 USD431.6 USD1.2412.2939.8MOff
8 May 2026377.8 USD3.0%316.1 USD432.0 USD1.028.7829.8MOff
1 May 2026366.7 USD3.9%315.1 USD432.5 USD0.777.4138.7MOff
24 Apr 2026352.9 USD9.4%314.6 USD433.1 USD0.253.5962.8MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.