OSBC NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

Old Second Bancorp Inc · Financial Services · Banks - Regional

Latest close 24.03 USD
1.6% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 14.4% above the Trend Line and sits at 97.7% of its 52-week range. The latest completed week returned 1.6%, after a 2.8% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks strongly; valuation is inexpensive relative to peers. Options positioning is bullish with 56/100 conviction, while the latest news-sentiment score is 57/100. Near-term considerations: price is close to its 52-week high; earnings are due in 84d.

Setup score 74 out of 100
Latest Close 24.03 USD 24 Jul 2026
1W Return 1.6% latest completed week
4W Return 2.8% short-term follow-through
12W Return 15.6% quarterly tape
Trend Breadth 94.2% 49 of 52 weeks active
Volume Ratio 1.3x vs 13-week average
What is working
  • The trend backdrop is active with a 49-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 2 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 14.4% above the Trend Line and sits at 97.7% of its 52-week range. The latest completed week returned 1.6%, after a 2.8% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.3x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9812-week average 0.80

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership5/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.98Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers22 reversal markers

No recent accumulation markers. 2 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 2.8% over four weeks, 15.6% over 12 weeks, and 36.1% over one year. The current trend has remained active for 49 consecutive weeks.

Performance by holding period

1W1.6%
4W2.8%
12W15.6%
26W21.6%
52W36.1%
Active trend streak49 weeks
Active weeks in one year49
Trend breadth94.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.24Latest activity-pressure read.
Pressure change35.8%Four-week change in activity pressure.
Leadership11.65Latest relative-leadership reading.
RS change119.1%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks strongly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength91/100Blend of value, momentum, and quality. Underlying universe rank 10; rank 1 is best.
Value81/100Relative valuation strength. Underlying universe rank 20; rank 1 is best.
Quality68/100Profitability and accounting quality. Underlying universe rank 33; rank 1 is best.
Momentum79/100Medium-term price momentum. Underlying universe rank 22; rank 1 is best.
Growth92/100Revenue and earnings growth. Underlying universe rank 9; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework58/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
13.4x
Price divided by trailing earnings.
Price / sales
2.9x
Market value relative to trailing revenue.
EV / EBITDA
11.3x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
8.4%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
79.8%
Gross profit retained from each unit of revenue.
Operating margin
29.6%
Operating profit retained from revenue.
Free-cash-flow margin
29.5%
Free cash flow generated from revenue.
Return on invested capital
8.0%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
27.3%
Latest one-year revenue growth.
EPS growth
10.4%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
4/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.9%
Cash dividends relative to market value.
Buyback yield
0.6%
Net share repurchases relative to market value.
Shareholder yield
1.5%
Dividend yield plus net buyback yield.
Net debt / EBITDA
2.1x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

OSBC shows bullish options pressure with a 56/100 conviction score, put-call volume ratio of 0.00, expected move of 5.9%, and Sharemaestro trend signal active.

Conviction56/100
Expected move5.9%
Put/call volume0.00
Pressure100
Speculation47
Volatility40
Trend agreement0
Open options detail
Insider activity8 / 5

8 acquisitions and 5 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 57 relevant articles.

22 positive · 33 neutral · 2 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 21 Oct 2026; event risk rises as the date approaches.
Options expected move5.9%Nearest-chain priced movement where available.
52-week drawdown-0.7%Distance below the 52-week high.
13-week volatility2.9%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2610 weeks finished lower.
Best week+6.8%Week of 26 Jun.
Worst week-8.8%Week of 24 Apr.
Latest week+1.6%Week of 24 Jul.

Shape of recent returns

Strong gains5
Modest gains10
Flat weeks1
Modest losses8
Sharp losses2
Recent vol2.9%13-week weekly-return volatility.
Base vol3.4%52-week weekly-return volatility.
Up/down split30/21Count of positive and negative weeks in the 52-week window.
Average skew2.9% / -2.5%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202624.03 USD1.6%21.00 USD16.84 USD1.2411.652.5MOn
17 Jul 202623.64 USD3.3%20.86 USD16.78 USD1.278.342.1MOn
10 Jul 202622.89 USD-1.5%20.75 USD16.73 USD1.140.612.0MOn
3 Jul 202623.23 USD-0.6%20.67 USD16.66 USD1.083.831.4MOn
26 Jun 202623.38 USD6.8%20.54 USD16.60 USD0.925.322.8MOn
19 Jun 202621.89 USD-2.7%20.39 USD16.53 USD0.54-5.771.8MOn
12 Jun 202622.50 USD4.4%20.27 USD16.47 USD0.36-0.661.4MOn
5 Jun 202621.56 USD1.1%20.13 USD16.41 USD0.08-2.621.5MOn
29 May 202621.32 USD1.1%20.02 USD16.35 USD0.03-8.081.4MOn
22 May 202621.08 USD3.2%19.90 USD16.30 USD0.04-6.641.7MOn
15 May 202620.43 USD-4.0%19.81 USD16.24 USD0.01-8.561.9MOn
8 May 202621.28 USD2.4%19.69 USD16.18 USD0.34-5.271.9MOn
1 May 202620.79 USD4.3%19.55 USD16.11 USD0.43-2.582.0MOn
24 Apr 202619.93 USD-8.8%19.42 USD16.05 USD0.31-5.282.5MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.