PEBK NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

Peoples Bancorp of North Carolina · Financial Services · Banks - Regional

Open interactive chart View report data
Latest close 43.00 USD
-0.0% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 7.5% above the Trend Line and sits at 85.9% of its 52-week range. The latest completed week returned -0.0%, after a -0.8% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. The latest news-sentiment score is 51/100. Near-term considerations: volume confirmation is below normal; earnings are due in 79d.

Setup score 60 out of 100
Latest Close 43.00 USD 31 Jul 2026
1W Return -0.0% latest completed week
4W Return -0.8% short-term follow-through
12W Return 4.6% quarterly tape
Trend Breadth 100.0% 52 of 52 weeks active
Volume Ratio 0.9x vs 13-week average
What is working
  • The trend backdrop is active with a 55-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is constructive, supporting the smart-money activity read.
What could go wrong
  • Activity pressure is negative, which weakens the current setup.
  • 16 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -0.0% Latest completed week; four-week move -0.8%. Indicator stack 100/27 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 51/100 39 relevant articles in the latest sentiment read. Event risk 79d Next report is scheduled for 19 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 7.5% above the Trend Line and sits at 85.9% of its 52-week range. The latest completed week returned -0.0%, after a -0.8% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.9x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9012-week average 0.94

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure9/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership12/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.90Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers1616 reversal markers

No recent accumulation markers. 16 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -0.8% over four weeks, 4.6% over 12 weeks, and 58.6% over one year. The current trend has remained active for 55 consecutive weeks.

Performance by holding period

1W-0.0%
4W-0.8%
12W4.6%
26W19.2%
52W58.6%
Active trend streak55 weeks
Active weeks in one year52
Trend breadth100.0%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure-0.55Latest activity-pressure read.
Pressure change-168.0%Four-week change in activity pressure.
Leadership9.08Latest relative-leadership reading.
RS change18.5%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 30 Jun 2026 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength97/100Blend of value, momentum, and quality. Underlying universe rank 4; rank 1 is best.
Value90/100Relative valuation strength. Underlying universe rank 11; rank 1 is best.
Quality80/100Profitability and accounting quality. Underlying universe rank 21; rank 1 is best.
Momentum86/100Medium-term price momentum. Underlying universe rank 15; rank 1 is best.
Growth76/100Revenue and earnings growth. Underlying universe rank 25; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework93/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
11.5x
Price divided by trailing earnings.
Price / sales
2.1x
Market value relative to trailing revenue.
EV / EBITDA
7.5x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
10.6%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
76.4%
Gross profit retained from each unit of revenue.
Operating margin
23.5%
Operating profit retained from revenue.
Free-cash-flow margin
20.7%
Free cash flow generated from revenue.
Return on invested capital
13.6%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
11.9%
Latest one-year revenue growth.
EPS growth
17.2%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.3%
Cash dividends relative to market value.
Buyback yield
-0.0%
Net share repurchases relative to market value.
Shareholder yield
2.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-0.5x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity0 / 9

0 acquisitions and 9 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment51/100

Weighted news tone is neutral across 39 relevant articles.

7 positive · 28 neutral · 4 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings79dNext report is scheduled for 19 Oct 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-6.1%Distance below the 52-week high.
13-week volatility2.8%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher17 of 269 weeks finished lower.
Best week+5.9%Week of 6 Feb.
Worst week-6.8%Week of 24 Apr.
Latest week-0.0%Week of 31 Jul.

Shape of recent returns

Strong gains3
Modest gains14
Flat weeks0
Modest losses6
Sharp losses3
Recent vol2.8%13-week weekly-return volatility.
Base vol3.7%52-week weekly-return volatility.
Up/down split32/20Count of positive and negative weeks in the 52-week window.
Average skew3.1% / -2.4%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape63/100

Trend, activity pressure, participation, and risk combine to a 63/100 tape read.

 Indicator analysis76/100

Latest 12-week confirmation: trend 12/12, activity pressure 9/12, relative leadership 12/12.

Activity pressure 0.90; 16 reversal markers Factors88/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 69; Small Cap Core rank 23 SVQF93/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 48.5 of 725 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment51/100

Weighted news tone is neutral across 39 relevant articles.

Form 144 PEOPLES BANCORP OF NORTH CAROLINA INC For: 30 July Insiders0 / 9

0 acquisitions and 9 disposals in the latest 180-day insider tape.

 Earnings79d

Next report is scheduled for 19 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202643.00 USD-0.0%40.00 USD29.46 USD-0.559.08155.1KOn
24 Jul 202643.02 USD1.1%39.74 USD29.31 USD-0.4110.22294.6KOn
17 Jul 202642.54 USD2.3%39.52 USD29.16 USD-0.127.71139.4KOn
10 Jul 202641.60 USD-4.0%39.35 USD29.00 USD0.211.3289.0KOn
3 Jul 202643.35 USD0.8%39.17 USD28.85 USD0.817.66135.9KOn
26 Jun 202643.01 USD1.3%38.83 USD28.67 USD0.987.93278.5KOn
19 Jun 202642.45 USD-4.3%38.46 USD28.51 USD0.742.03136.4KOn
12 Jun 202644.37 USD3.0%38.09 USD28.34 USD0.779.73185.3KOn
5 Jun 202643.08 USD2.9%37.61 USD28.17 USD0.309.38188.6KOn
29 May 202641.89 USD0.1%37.14 USD28.01 USD0.121.87110.8KOn
22 May 202641.84 USD5.4%36.71 USD27.85 USD0.144.89217.9KOn
15 May 202639.71 USD-3.4%36.34 USD27.68 USD0.030.89112.2KOn
8 May 202641.10 USD2.8%35.94 USD27.54 USD0.484.10144.6KOn
1 May 202639.98 USD2.2%35.51 USD27.38 USD0.726.87148.0KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.