HMN NYSE Week ended 31 Jul 2026

Weekly Investor Report

Horace Mann Educators Corporation · Financial Services · Insurance - Property & Casualty

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Latest close 52.11 USD
0.0% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 14.0% above the Trend Line and sits at 77.6% of its 52-week range. The latest completed week returned 0.0%, after a -3.2% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. Options positioning is mixed with 31/100 conviction, while the latest news-sentiment score is 57/100. Near-term considerations: volume confirmation is below normal; earnings are due in 3d.

Setup score 59 out of 100
Latest Close 52.11 USD 31 Jul 2026
1W Return 0.0% latest completed week
4W Return -3.2% short-term follow-through
12W Return 17.9% quarterly tape
Trend Breadth 65.4% 34 of 52 weeks active
Volume Ratio 0.8x vs 13-week average
What is working
  • The trend backdrop is active with a 10-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 2 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 0.0% Latest completed week; four-week move -3.2%. Indicator stack 71/72 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 31/100 conviction; expected move 6.8%. News sentiment 57/100 50 relevant articles in the latest sentiment read. Event risk 3d Next report is scheduled for 05 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 14.0% above the Trend Line and sits at 77.6% of its 52-week range. The latest completed week returned 0.0%, after a -3.2% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.8x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8912-week average 0.61

12-week confirmation

Trend active10/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership8/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.89Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers22 reversal markers

No recent accumulation markers. 2 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -3.2% over four weeks, 17.9% over 12 weeks, and 30.3% over one year. The current trend has remained active for 10 consecutive weeks.

Performance by holding period

1W0.0%
4W-3.2%
12W17.9%
26W18.2%
52W30.3%
Active trend streak10 weeks
Active weeks in one year34
Trend breadth65.4%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.28Latest activity-pressure read.
Pressure change-13.1%Four-week change in activity pressure.
Leadership6.20Latest relative-leadership reading.
RS change-43.0%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 100% Model confidence 96%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength87/100Blend of value, momentum, and quality. Underlying universe rank 14; rank 1 is best.
Value91/100Relative valuation strength. Underlying universe rank 10; rank 1 is best.
Quality30/100Profitability and accounting quality. Underlying universe rank 71; rank 1 is best.
Momentum78/100Medium-term price momentum. Underlying universe rank 23; rank 1 is best.
Growth36/100Revenue and earnings growth. Underlying universe rank 65; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
12.7x
Price divided by trailing earnings.
Price / sales
1.3x
Market value relative to trailing revenue.
EV / EBITDA
10.0x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
17.7%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
41.8%
Gross profit retained from each unit of revenue.
Operating margin
14.5%
Operating profit retained from revenue.
Free-cash-flow margin
28.6%
Free cash flow generated from revenue.
Return on invested capital
9.5%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
5.6%
Latest one-year revenue growth.
EPS growth
44.2%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-8.6%
Latest one-year free-cash-flow growth.
Piotroski F-score
5/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.7%
Cash dividends relative to market value.
Buyback yield
1.6%
Net share repurchases relative to market value.
Shareholder yield
4.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
2.1x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

HMN shows mixed options pressure with a 31/100 conviction score, put-call volume ratio of n/a, expected move of 6.8%, and Sharemaestro trend signal active.

Conviction31/100
Expected move6.8%
Put/call volume
Pressure11
Speculation0
Volatility47
Trend agreement82
Open options detail
Insider activity11 / 9

11 acquisitions and 9 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment57/100

Weighted news tone is neutral across 50 relevant articles.

12 positive · 38 neutral · 0 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings3dNext report is scheduled for 05 Aug 2026; event risk rises as the date approaches.
Options expected move6.8%Nearest-chain priced movement where available.
52-week drawdown-6.2%Distance below the 52-week high.
13-week volatility2.8%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher17 of 269 weeks finished lower.
Best week+6.0%Week of 26 Jun.
Worst week-3.6%Week of 6 Feb.
Latest week+0.0%Week of 31 Jul.

Shape of recent returns

Strong gains4
Modest gains13
Flat weeks0
Modest losses9
Sharp losses0
Recent vol2.8%13-week weekly-return volatility.
Base vol2.6%52-week weekly-return volatility.
Up/down split31/21Count of positive and negative weeks in the 52-week window.
Average skew2.2% / -1.9%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape61/100

Trend, activity pressure, participation, and risk combine to a 61/100 tape read.

 Indicator analysis75/100

Latest 12-week confirmation: trend 10/12, activity pressure 12/12, relative leadership 8/12.

Activity pressure 0.89; 2 reversal markers Factors70/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Cornerstone Growth rank 34; Buyback Yield rank 26; Small Cap Core rank 13 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options54/100

HMN shows mixed options pressure with a 31/100 conviction score, put-call volume ratio of n/a, expected move of 6.8%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 6.8% Sentiment57/100

Weighted news tone is neutral across 50 relevant articles.

Edgestream Partners L.P. Purchases 140,481 Shares of Horace Mann Educators Corporation $HMN Insiders11 / 9

11 acquisitions and 9 disposals in the latest 180-day insider tape.

 Earnings3d

Next report is scheduled for 05 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202652.11 USD0.0%45.70 USD37.86 USD1.286.201.0MOn
24 Jul 202652.10 USD-1.0%45.45 USD37.70 USD1.397.491.3MOn
17 Jul 202652.61 USD0.2%45.23 USD37.53 USD1.528.161.4MOn
10 Jul 202652.53 USD-2.5%45.01 USD37.37 USD1.536.521.3MOn
3 Jul 202653.85 USD4.4%44.76 USD37.19 USD1.4710.871.0MOn
26 Jun 202651.60 USD6.0%44.38 USD37.02 USD1.388.721.9MOn
19 Jun 202648.68 USD0.4%44.15 USD36.86 USD1.140.201.6MOn
12 Jun 202648.50 USD4.0%44.04 USD36.71 USD1.060.631.2MOn
5 Jun 202646.62 USD2.7%43.94 USD36.58 USD0.86-2.841.2MOn
29 May 202645.39 USD-2.4%43.86 USD36.46 USD0.70-7.991.1MOn
22 May 202646.49 USD4.1%43.80 USD36.34 USD0.76-4.721.2MOff
15 May 202644.66 USD1.1%43.72 USD36.22 USD0.67-7.94782.0KOff
8 May 202644.18 USD-3.2%43.66 USD36.12 USD0.70-9.021.1MOff
1 May 202645.63 USD0.9%43.62 USD36.03 USD0.64-4.171.0MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.