PAY NYSE Week ended 31 Jul 2026

Weekly Investor Report

Paymentus Holdings, Inc. · Technology · Software - Infrastructure

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Latest close 34.10 USD
18.1% latest week
Weekly setup

Mixed setup

The weekly trend is not active. Price is 31.4% above the Trend Line and sits at 72.6% of its 52-week range. The latest completed week returned 18.1%, after a 26.0% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is expensive relative to peers. Options positioning is volatility with 56/100 conviction, while the latest news-sentiment score is 53/100. Near-term considerations: earnings are due in 2d.

Setup score 58 out of 100
Latest Close 34.10 USD 31 Jul 2026
1W Return 18.1% latest completed week
4W Return 26.0% short-term follow-through
12W Return 28.0% quarterly tape
Trend Breadth 15.4% 8 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Activity pressure is weak, so confirmation is not yet broad enough.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 18.1% Latest completed week; four-week move 26.0%. Indicator stack 8/100 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Volatility 56/100 conviction; expected move 16.2%. News sentiment 53/100 43 relevant articles in the latest sentiment read. Event risk 2d Next report is scheduled for 03 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is 31.4% above the Trend Line and sits at 72.6% of its 52-week range. The latest completed week returned 18.1%, after a 26.0% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.2712-week average 0.14

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure9/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership1/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.27Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 26.0% over four weeks, 28.0% over 12 weeks, and 20.5% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W18.1%
4W26.0%
12W28.0%
26W27.6%
52W20.5%
Active trend streak0 weeks
Active weeks in one year8
Trend breadth15.4%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.33Latest activity-pressure read.
Pressure change1766.4%Four-week change in activity pressure.
Leadership6.88Latest relative-leadership reading.
RS change143.6%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks strongly; valuation is expensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 97% Model confidence 93%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength14/100Blend of value, momentum, and quality. Underlying universe rank 87; rank 1 is best.
Value6/100Relative valuation strength. Underlying universe rank 95; rank 1 is best.
Quality89/100Profitability and accounting quality. Underlying universe rank 12; rank 1 is best.
Momentum25/100Medium-term price momentum. Underlying universe rank 76; rank 1 is best.
Growth99/100Revenue and earnings growth. Underlying universe rank 2; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
49.1x
Price divided by trailing earnings.
Price / sales
2.8x
Market value relative to trailing revenue.
EV / EBITDA
24.1x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
4.6%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
24.7%
Gross profit retained from each unit of revenue.
Operating margin
7.5%
Operating profit retained from revenue.
Free-cash-flow margin
11.9%
Free cash flow generated from revenue.
Return on invested capital
29.8%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
33.0%
Latest one-year revenue growth.
EPS growth
45.9%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
8.8%
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
-0.0%
Net share repurchases relative to market value.
Shareholder yield
-0.0%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-2.5x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

PAY shows volatility options pressure with a 56/100 conviction score, put-call volume ratio of 0.01, expected move of 16.2%, and Sharemaestro trend signal inactive.

Conviction56/100
Expected move16.2%
Put/call volume0.01
Pressure100
Speculation19
Volatility96
Trend agreement0
Open options detail
Insider activity4 / 6

4 acquisitions and 6 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment53/100

Weighted news tone is neutral across 43 relevant articles.

12 positive · 26 neutral · 5 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings2dNext report is scheduled for 03 Aug 2026; event risk rises as the date approaches.
Options expected move16.2%Nearest-chain priced movement where available.
52-week drawdown-13.4%Distance below the 52-week high.
13-week volatility8.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher13 of 2613 weeks finished lower.
Best week+18.1%Week of 31 Jul.
Worst week-11.0%Week of 5 Jun.
Latest week+18.1%Week of 31 Jul.

Shape of recent returns

Strong gains8
Modest gains5
Flat weeks0
Modest losses5
Sharp losses8
Recent vol8.5%13-week weekly-return volatility.
Base vol8.9%52-week weekly-return volatility.
Up/down split27/25Count of positive and negative weeks in the 52-week window.
Average skew7.3% / -6.3%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape50/100

Trend, activity pressure, participation, and risk combine to a 50/100 tape read.

 Indicator analysis31/100

Latest 12-week confirmation: trend 0/12, activity pressure 9/12, relative leadership 1/12.

Activity pressure 0.27; No reversal markers Factors33/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 68; Small Cap Core rank 97 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options37/100

PAY shows volatility options pressure with a 56/100 conviction score, put-call volume ratio of 0.01, expected move of 16.2%, and Sharemaestro trend signal inactive.

Volatility · Volatility expansion watch · Expected move 16.2% Sentiment53/100

Weighted news tone is neutral across 43 relevant articles.

Paymentus director Gary Trainor sells $2.7 million in stock Insiders4 / 6

4 acquisitions and 6 disposals in the latest 180-day insider tape.

 Earnings2d

Next report is scheduled for 03 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202634.10 USD18.1%25.96 USD25.42 USD1.336.887.3MOff
24 Jul 202628.87 USD-3.1%25.77 USD25.27 USD1.09-8.543.4MOff
17 Jul 202629.78 USD5.5%25.86 USD25.16 USD0.95-6.484.0MOff
10 Jul 202628.23 USD4.3%25.87 USD25.04 USD0.48-12.975.5MOff
3 Jul 202627.06 USD15.5%25.99 USD24.92 USD0.07-15.764.8MOff
26 Jun 202623.43 USD11.2%26.26 USD24.81 USD-0.16-25.9414.8MOff
19 Jun 202621.07 USD-0.2%26.64 USD24.73 USD-0.27-35.583.8MOff
12 Jun 202621.12 USD1.1%27.05 USD24.66 USD-0.07-35.584.1MOff
5 Jun 202620.90 USD-11.0%27.60 USD24.60 USD0.12-36.625.5MOff
29 May 202623.49 USD0.2%28.15 USD24.53 USD0.33-31.533.2MOff
22 May 202623.45 USD-3.4%28.32 USD24.44 USD0.45-31.653.7MOff
15 May 202624.28 USD-8.9%28.58 USD24.35 USD0.48-29.603.2MOff
8 May 202626.64 USD-4.0%28.75 USD24.26 USD0.50-23.653.9MOff
1 May 202627.76 USD1.9%28.87 USD24.15 USD0.15-19.542.0MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.