SHFS NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

SHF Holdings Inc · Financial Services · Banks - Regional

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Latest close 0.18 USD
-5.3% latest week
Weekly setup

Weak trend

The weekly trend is not active. Price is -72.2% below the Trend Line and sits at 0.2% of its 52-week range. The latest completed week returned -5.3%, after a -24.0% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 48/100. Near-term considerations: volume confirmation is below normal; earnings are due in 11d.

Setup score 11 out of 100
Latest Close 0.18 USD 31 Jul 2026
1W Return -5.3% latest completed week
4W Return -24.0% short-term follow-through
12W Return -60.0% quarterly tape
Trend Breadth 9.6% 5 of 52 weeks active
Volume Ratio 0.1x vs 13-week average
What is working
  • No strong opportunity cluster is confirmed yet; monitor trend and activity pressure.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Price is below the Trend Line, which keeps downside pressure in focus.
  • Price is below Fair Value, so the market is still discounting the latest tape.
  • Activity pressure is negative, which weakens the current setup.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -5.3% Latest completed week; four-week move -24.0%. Indicator stack 5/28 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Negative 39.18% Historical one-week expectancy contributes to the evidence score when direction is confirmed. News sentiment 48/100 31 relevant articles in the latest sentiment read. Event risk 11d Next report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is -72.2% below the Trend Line and sits at 0.2% of its 52-week range. The latest completed week returned -5.3%, after a -24.0% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.1x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest -0.0012-week average 0.01

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure3/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure-0.00Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -24.0% over four weeks, -60.0% over 12 weeks, and -93.2% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W-5.3%
4W-24.0%
12W-60.0%
26W-83.7%
52W-93.2%
Active trend streak0 weeks
Active weeks in one year5
Trend breadth9.6%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure-0.50Latest activity-pressure read.
Pressure change-162.0%Four-week change in activity pressure.
Leadership-89.82Latest relative-leadership reading.
RS change-1.1%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 76% Model confidence 73%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength40/100Blend of value, momentum, and quality. Underlying universe rank 61; rank 1 is best.
Value45/100Relative valuation strength. Underlying universe rank 56; rank 1 is best.
Quality43/100Profitability and accounting quality. Underlying universe rank 58; rank 1 is best.
Momentum45/100Medium-term price momentum. Underlying universe rank 56; rank 1 is best.
Growth45/100Revenue and earnings growth. Underlying universe rank 56; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
-
Price divided by trailing earnings.
Price / sales
0.1x
Market value relative to trailing revenue.
EV / EBITDA
-
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
-267.8%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
38.8%
Gross profit retained from each unit of revenue.
Operating margin
-48.2%
Operating profit retained from revenue.
Free-cash-flow margin
-29.9%
Free cash flow generated from revenue.
Return on invested capital
-271.1%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-30.2%
Latest one-year revenue growth.
EPS growth
-
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-100.0%
Latest one-year free-cash-flow growth.
Piotroski F-score
2/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
-
Net share repurchases relative to market value.
Shareholder yield
-
Dividend yield plus net buyback yield.
Net debt / EBITDA
1.0x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity-

No recent insider transactions are stored for this company.

News sentiment48/100

Weighted news tone is neutral across 31 relevant articles.

7 positive · 17 neutral · 7 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings11dNext report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-98.0%Distance below the 52-week high.
13-week volatility13.2%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher7 of 2619 weeks finished lower.
Best week+16.1%Week of 24 Apr.
Worst week-41.3%Week of 8 May.
Latest week-5.3%Week of 31 Jul.

Shape of recent returns

Strong gains4
Modest gains3
Flat weeks0
Modest losses6
Sharp losses13
Recent vol13.2%13-week weekly-return volatility.
Base vol26.0%52-week weekly-return volatility.
Up/down split20/32Count of positive and negative weeks in the 52-week window.
Average skew16.4% / -14.1%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape13/100

Trend, activity pressure, participation, and risk combine to a 13/100 tape read.

 Indicator analysis23/100

Latest 12-week confirmation: trend 0/12, activity pressure 3/12, relative leadership 0/12.

Activity pressure -0.00; No reversal markers Next-Week ExpectancyNegative 39.18%

Next-week expectancy is negative with a 39.18% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors42/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 50 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment48/100

Weighted news tone is neutral across 31 relevant articles.

SHFS|SHF Holdings Inc|Price:0.173|Chg%:-0.020 Insiders50/100

No recent insider transaction evidence is stored.

 Earnings11d

Next report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 20260.18 USD-5.3%0.66 USD8.07 USD-0.50-89.821.7MOff
24 Jul 20260.19 USD-7.0%0.69 USD8.14 USD-0.44-89.54736.1KOff
17 Jul 20260.21 USD0.9%0.73 USD8.21 USD-0.40-89.351.7MOff
10 Jul 20260.21 USD-14.4%0.76 USD8.28 USD-0.37-90.2815.8MOff
3 Jul 20260.24 USD-1.3%0.81 USD8.34 USD-0.19-88.861.4MOff
26 Jun 20260.24 USD-0.7%0.85 USD8.40 USD-0.06-88.882.7MOff
19 Jun 20260.25 USD-10.6%0.89 USD8.47 USD0.05-89.5511.6MOff
12 Jun 20260.28 USD-28.4%0.93 USD8.54 USD0.13-88.29174.1MOff
5 Jun 20260.39 USD-21.3%0.97 USD8.61 USD-0.04-83.681.6MOff
29 May 20260.49 USD-1.9%1.04 USD8.69 USD-0.10-80.65519.5KOff
22 May 20260.50 USD7.8%1.10 USD8.75 USD-0.00-80.23840.8KOff
15 May 20260.46 USD0.9%1.20 USD8.81 USD0.24-81.82576.5KOff
8 May 20260.46 USD-41.3%1.31 USD8.86 USD0.38-82.372.6MOff
1 May 20260.78 USD-17.9%1.41 USD8.91 USD0.42-69.001.1MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.