NU NYSE Week ended 31 Jul 2026

Weekly Investor Report

Nu Holdings Ltd · Financial Services · Banks - Regional

Open interactive chart View report data
Latest close 14.33 USD
1.7% latest week
Weekly setup

Mixed setup

The weekly trend is not active. Price is -1.7% below the Trend Line and sits at 40.2% of its 52-week range. The latest completed week returned 1.7%, after a 5.3% four-week move. The latest factor snapshot indicates quality ranks weakly versus its universe; growth ranks strongly; valuation is expensive relative to peers. Options positioning is bullish with 33/100 conviction, while the latest news-sentiment score is 54/100. Near-term considerations: volume confirmation is below normal; earnings are due in 11d.

Setup score 44 out of 100
Latest Close 14.33 USD 31 Jul 2026
1W Return 1.7% latest completed week
4W Return 5.3% short-term follow-through
12W Return 3.8% quarterly tape
Trend Breadth 57.7% 30 of 52 weeks active
Volume Ratio 0.8x vs 13-week average
What is working
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
  • Next-week expectancy is positive at 55.19% based on similar historical setup states.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Price is below the Trend Line, which keeps downside pressure in focus.
  • Activity pressure is weak, so confirmation is not yet broad enough.
  • The share remains more than 20% below its 52-week high.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 1.7% Latest completed week; four-week move 5.3%. Indicator stack 32/83 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Next-Week Expectancy Positive 55.19% Historical one-week expectancy contributes to the evidence score when direction is confirmed. Options pressure Bullish 33/100 conviction; expected move 4.0%. News sentiment 54/100 38 relevant articles in the latest sentiment read. Event risk 11d Next report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is -1.7% below the Trend Line and sits at 40.2% of its 52-week range. The latest completed week returned 1.7%, after a 5.3% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.8x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.0812-week average 0.04

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure3/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.08Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 5.3% over four weeks, 3.8% over 12 weeks, and 18.9% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W1.7%
4W5.3%
12W3.8%
26W-19.3%
52W18.9%
Active trend streak0 weeks
Active weeks in one year30
Trend breadth57.7%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.69Latest activity-pressure read.
Pressure change254.8%Four-week change in activity pressure.
Leadership-12.46Latest relative-leadership reading.
RS change27.1%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks weakly versus its universe; growth ranks strongly; valuation is expensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 94% Model confidence 90%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength8/100Blend of value, momentum, and quality. Underlying universe rank 93; rank 1 is best.
Value21/100Relative valuation strength. Underlying universe rank 80; rank 1 is best.
Quality17/100Profitability and accounting quality. Underlying universe rank 84; rank 1 is best.
Momentum33/100Medium-term price momentum. Underlying universe rank 68; rank 1 is best.
Growth94/100Revenue and earnings growth. Underlying universe rank 7; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
21.4x
Price divided by trailing earnings.
Price / sales
3.9x
Market value relative to trailing revenue.
EV / EBITDA
12.5x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
3.4%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
43.7%
Gross profit retained from each unit of revenue.
Operating margin
23.0%
Operating profit retained from revenue.
Free-cash-flow margin
9.9%
Free cash flow generated from revenue.
Return on invested capital
-
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
48.1%
Latest one-year revenue growth.
EPS growth
48.0%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-59.1%
Latest one-year free-cash-flow growth.
Piotroski F-score
4/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
0.0%
Net share repurchases relative to market value.
Shareholder yield
0.0%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-3.9x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

NU shows bullish options pressure with a 33/100 conviction score, put-call volume ratio of 0.63, expected move of 4.0%, and Sharemaestro trend signal inactive.

Conviction33/100
Expected move4.0%
Put/call volume0.63
Pressure27
Speculation40
Volatility40
Trend agreement33
Open options detail
Insider activity-

No recent insider transactions are stored for this company.

News sentiment54/100

Weighted news tone is neutral across 38 relevant articles.

15 positive · 19 neutral · 4 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings11dNext report is scheduled for 13 Aug 2026; event risk rises as the date approaches.
Options expected move4.0%Nearest-chain priced movement where available.
52-week drawdown-24.5%Distance below the 52-week high.
13-week volatility5.0%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher14 of 2612 weeks finished lower.
Best week+5.7%Week of 10 Apr.
Worst week-14.5%Week of 27 Feb.
Latest week+1.7%Week of 31 Jul.

Shape of recent returns

Strong gains5
Modest gains9
Flat weeks0
Modest losses6
Sharp losses6
Recent vol5.0%13-week weekly-return volatility.
Base vol4.7%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew3.6% / -3.9%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape42/100

Trend, activity pressure, participation, and risk combine to a 42/100 tape read.

 Indicator analysis15/100

Latest 12-week confirmation: trend 0/12, activity pressure 3/12, relative leadership 0/12.

Activity pressure 0.08; No reversal markers Next-Week ExpectancyPositive 55.19%

Next-week expectancy is positive with a 55.19% historical one-week setup read.

Adds short-term historical context without overriding trend, activity, or relative leadership. Factors18/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 66 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options47/100

NU shows bullish options pressure with a 33/100 conviction score, put-call volume ratio of 0.63, expected move of 4.0%, and Sharemaestro trend signal inactive.

Bullish · Call-side pressure · Expected move 4.0% Sentiment54/100

Weighted news tone is neutral across 38 relevant articles.

Nu Holdings Ltd. Insiders50/100

No recent insider transaction evidence is stored.

 Earnings11d

Next report is scheduled for 13 Aug 2026; event risk rises as the date approaches.

 Research flow1 items

0 recent research articles and 1 Market Watch posts are available.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202614.33 USD1.7%14.58 USD12.49 USD0.69-12.46271.9MOff
24 Jul 202614.09 USD3.7%14.66 USD12.45 USD0.54-13.01675.1MOff
17 Jul 202613.59 USD-1.2%14.75 USD12.41 USD0.22-16.68762.1MOff
10 Jul 202613.76 USD1.1%14.85 USD12.37 USD-0.06-17.13413.8MOff
3 Jul 202613.61 USD3.3%14.95 USD12.33 USD-0.45-17.10208.0MOff
26 Jun 202613.17 USD3.6%15.05 USD12.30 USD-0.63-18.31199.4MOff
19 Jun 202612.71 USD4.3%15.19 USD12.26 USD-0.82-23.28287.1MOff
12 Jun 202612.19 USD1.8%15.30 USD12.23 USD-0.98-25.97236.9MOff
5 Jun 202611.97 USD-8.8%15.42 USD12.20 USD-1.00-27.13473.5MOff
29 May 202613.13 USD3.1%15.55 USD12.17 USD-1.14-22.36217.0MOff
22 May 202612.73 USD4.4%15.65 USD12.13 USD-1.14-23.84302.6MOff
15 May 202612.19 USD-11.7%15.75 USD12.09 USD-1.14-26.68377.6MOff
8 May 202613.80 USD-4.4%15.85 USD12.06 USD-1.14-17.22199.2MOff
1 May 202614.44 USD-0.5%15.88 USD12.01 USD-1.12-11.67146.0MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.