OMF NYSE Week ended 31 Jul 2026

Weekly Investor Report

OneMain Holdings Inc · Financial Services · Credit Services

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Latest close 62.58 USD
4.8% latest week
Weekly setup

Mixed setup

The weekly trend is not active. Price is 9.5% above the Trend Line and sits at 72.6% of its 52-week range. The latest completed week returned 4.8%, after a 5.2% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive. Options positioning is mixed with 25/100 conviction, while the latest news-sentiment score is 53/100.

Setup score 55 out of 100
Latest Close 62.58 USD 31 Jul 2026
1W Return 4.8% latest completed week
4W Return 5.2% short-term follow-through
12W Return 13.8% quarterly tape
Trend Breadth 53.8% 28 of 52 weeks active
Volume Ratio 1.1x vs 13-week average
What is working
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
  • Activity pressure is constructive, supporting the smart-money activity read.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 4.8% Latest completed week; four-week move 5.2%. Indicator stack 30/71 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 25/100 conviction; expected move 5.3%. News sentiment 53/100 59 relevant articles in the latest sentiment read. Event risk 29 Jul Latest stored earnings date was 29 Jul 2026.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is 9.5% above the Trend Line and sits at 72.6% of its 52-week range. The latest completed week returned 4.8%, after a 5.2% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.1x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.6112-week average 0.33

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure9/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership1/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.61Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 5.2% over four weeks, 13.8% over 12 weeks, and 19.3% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W4.8%
4W5.2%
12W13.8%
26W-0.8%
52W19.3%
Active trend streak0 weeks
Active weeks in one year28
Trend breadth53.8%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.99Latest activity-pressure read.
Pressure change39.1%Four-week change in activity pressure.
Leadership0.06Latest relative-leadership reading.
RS change101.2%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 100% Model confidence 96%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength85/100Blend of value, momentum, and quality. Underlying universe rank 16; rank 1 is best.
Value76/100Relative valuation strength. Underlying universe rank 25; rank 1 is best.
Quality95/100Profitability and accounting quality. Underlying universe rank 6; rank 1 is best.
Momentum33/100Medium-term price momentum. Underlying universe rank 68; rank 1 is best.
Growth66/100Revenue and earnings growth. Underlying universe rank 35; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework53/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
8.7x
Price divided by trailing earnings.
Price / sales
1.1x
Market value relative to trailing revenue.
EV / EBITDA
17.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
11.3%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
55.2%
Gross profit retained from each unit of revenue.
Operating margin
21.2%
Operating profit retained from revenue.
Free-cash-flow margin
50.7%
Free cash flow generated from revenue.
Return on invested capital
4.2%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
7.8%
Latest one-year revenue growth.
EPS growth
40.4%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
14.3%
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
7.0%
Cash dividends relative to market value.
Buyback yield
3.3%
Net share repurchases relative to market value.
Shareholder yield
10.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
13.2x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

OMF shows mixed options pressure with a 25/100 conviction score, put-call volume ratio of 0.81, expected move of 5.3%, and Sharemaestro trend signal inactive.

Conviction25/100
Expected move5.3%
Put/call volume0.81
Pressure5
Speculation16
Volatility42
Trend agreement60
Open options detail
Insider activity0 / 3

0 acquisitions and 3 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment53/100

Weighted news tone is neutral across 59 relevant articles.

14 positive · 38 neutral · 7 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings29 JulLatest stored earnings date was 29 Jul 2026.
Options expected move5.3%Nearest-chain priced movement where available.
52-week drawdown-9.6%Distance below the 52-week high.
13-week volatility2.2%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher13 of 2613 weeks finished lower.
Best week+5.9%Week of 17 Apr.
Worst week-7.7%Week of 13 Feb.
Latest week+4.8%Week of 31 Jul.

Shape of recent returns

Strong gains3
Modest gains10
Flat weeks0
Modest losses10
Sharp losses3
Recent vol2.2%13-week weekly-return volatility.
Base vol3.5%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew2.8% / -2.8%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape51/100

Trend, activity pressure, participation, and risk combine to a 51/100 tape read.

 Indicator analysis37/100

Latest 12-week confirmation: trend 0/12, activity pressure 9/12, relative leadership 1/12.

Activity pressure 0.61; No reversal markers Factors73/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Cornerstone Growth rank 57; Buyback Yield rank 17; Small Cap Core rank 13 SVQF53/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 473.0 of 1013 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options46/100

OMF shows mixed options pressure with a 25/100 conviction score, put-call volume ratio of 0.81, expected move of 5.3%, and Sharemaestro trend signal inactive.

Mixed · Options-market disagreement · Expected move 5.3% Sentiment53/100

Weighted news tone is neutral across 59 relevant articles.

Lazard Asset Management LLC Has $3.66 Million Stock Position in OneMain Holdings, Inc. $OMF Insiders0 / 3

0 acquisitions and 3 disposals in the latest 180-day insider tape.

 Earnings29 Jul

Latest stored earnings date was 29 Jul 2026.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202662.58 USD4.8%57.14 USD47.26 USD0.990.066.1MOff
24 Jul 202659.74 USD-0.9%57.27 USD47.09 USD0.86-3.474.4MOff
17 Jul 202660.30 USD1.8%57.49 USD46.94 USD1.01-3.285.3MOff
10 Jul 202659.25 USD-0.4%57.68 USD46.79 USD0.86-6.556.2MOff
3 Jul 202659.50 USD-1.6%57.91 USD46.64 USD0.71-5.094.9MOff
26 Jun 202660.44 USD3.9%58.00 USD46.48 USD0.56-1.737.0MOff
19 Jun 202658.18 USD2.6%57.98 USD46.31 USD0.29-7.733.3MOff
12 Jun 202656.71 USD2.4%57.96 USD46.15 USD0.16-9.384.9MOff
5 Jun 202655.36 USD0.1%57.96 USD46.00 USD0.01-11.144.8MOff
29 May 202655.31 USD3.4%58.02 USD45.86 USD-0.08-13.615.2MOff
22 May 202653.48 USD-0.1%58.04 USD45.71 USD-0.19-15.444.9MOff
15 May 202653.52 USD-2.7%58.06 USD45.56 USD-0.25-14.825.6MOff
8 May 202655.00 USD-0.9%57.98 USD45.40 USD-0.31-12.467.1MOff
1 May 202655.49 USD-4.8%57.79 USD45.23 USD-0.42-9.745.6MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.