Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/85ff8df6-8da0-41a4-8381-bcec92327b2e/
OMF
OneMain Holdings IncSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
9 of 23 passing
★
OS Composite
OS 0.870
↗
Trending Value
✗
◆
Quality × Value
QV 0.863
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
P/S 1.0
💎
Deep Value
P/E 8.2
◇
VC2 Cheapest
VC2 10.00000000
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
7.7%
💰
High Yield
Div 7.7%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
80.0%ile
P/E
8.2×
P/S
1.0×
P/B
1.9×
E/P
0.1226
FCF Yield
0.114
EBITDA/EV
0.058
SH Yield
0.077
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
15.00000000
/100 — 1=cheapest
VC2 (Trending Value)
10.00000000
/100
VC3 (Buyback)
10.00000000
/100
P/E of 8.2x places this firmly in deep value territory. FCF yield of 11.4% is strong — the business generates significant free cash relative to price. VC2 score of 10.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
93.0%ile
ROE
0.236
ROA
0.029
Net Margin
0.126
Op Margin
0.212
GPA
0.129
D/E
7.00
Current
2448.00
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.078
Earn Growth
0.404
Stability
0.305
lower=better
Accruals
-0.089
lower=better
5yr Consist
Yes
ROE of 24% is exceptional. Highly leveraged with D/E of 7.00 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
31.0%ile
6M Return
-11.1%
12M Return
11.7%
12-1 Mom
11.0%
Risk-Adj
0.41
Vol 252d
26.6%
Vol 60d
60.4%
↑ Expanding
Max DD 12M
-26.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (60%) is expanding vs long-term (27%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.87
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
47.9%
Sector Quality %ile
94.6%
P/E z-score
-0.28
P/B z-score
-0.03
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (80th) and quality (93th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Strong Capital Return
Shareholder yield 7.7% backed by 11.4% FCF yield. Returns are well-funded.
Leveraged Returns
Strong ROE (24%) boosted by high leverage (D/E 7.0). Returns look good but come with balance sheet risk.
Volatility Expanding
60-day vol (60%) significantly exceeds 252-day (27%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
81.8% avg (7 factors)
Quality
C
54.6% avg (8 factors)
Momentum
D
38.4% avg (4 factors)
Risk
B
72.3% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.870 | —1 | — | |
| Value %ile | 0.800 | —1 | — | |
| Quality %ile | 0.930 | —1 | — | |
| Momentum %ile | 0.310 | —0 | — | |
| F-Score | 7.000 | —1 | — | |
| Confidence | 1.000 | —1 | — | |
| Volatility | 0.266 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
8.16
Earnings Yield (E/P)
0.1226
Price / Sales
1.03
Price / Book
1.92
Price / Cash Flow
2.03
FCF Yield
11.4%
EBITDA / EV
5.8%
Sales Yield (1/P·S)
0.2256
Shareholder Yield
Div + net buyback / mktcap
7.7%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
23.6%
Return on Assets
2.9%
Net Margin
12.6%
Operating Margin
21.2%
Gross Profit / Assets
Novy-Marx GPA
12.9%
Debt / Equity
7.00
Current Ratio
2448.00
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.089
MomentumPrice trend strength over different horizons
6M Return
-11.1%
12M Return
11.7%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
11.0%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.41
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
7.8%
Earnings Growth (YoY)
40.4%
Earnings Stability (CV)
Lower = more stable
0.305
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
7.7%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
15
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
10
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
10
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
70
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity