- Price is above the Trend Line, keeping the weekly tape constructive.
- Activity pressure is positive on the latest completed week.
- Volume is elevated versus the 13-week average, confirming attention.
UBK
GER
Week ended 31 Jul 2026
Weekly Investor Report
UmweltBank AG · Financial Services · Banks - Regional
Latest close
3.90 EUR
1.8%
latest week
Weekly setup
Mixed setup
The weekly trend is not active. Price is 2.0% above the Trend Line and sits at 32.3% of its 52-week range. The latest completed week returned 1.8%, after a 6.7% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 50/100.
Setup score
46
out of 100
Latest Close
3.90 EUR
31 Jul 2026
1W Return
1.8%
latest completed week
4W Return
6.7%
short-term follow-through
12W Return
-0.5%
quarterly tape
Trend Breadth
15.4%
8 of 52 weeks active
Volume Ratio
2.6x
vs 13-week average
- The trend backdrop is inactive, so price action has not confirmed a constructive regime.
- Price is below Fair Value, so the market is still discounting the latest tape.
- Next-week expectancy is negative at 41.60% based on similar historical setup states.
- Activity pressure is weak, so confirmation is not yet broad enough.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
1.8%
Latest completed week; four-week move 6.7%.
Indicator stack
8/60
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Buy
Activity-pressure buy-signal status for institutional accumulation timing.
Next-Week Expectancy
Negative 41.60%
Historical one-week expectancy contributes to the evidence score when direction is confirmed.
News sentiment
50/100
3 relevant articles in the latest sentiment read.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is not active. Price is 2.0% above the Trend Line and sits at 32.3% of its 52-week range. The latest completed week returned 1.8%, after a 6.7% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 2.6x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
6 Feb
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
31 Jul
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.2612-week average 0.29
12-week confirmation
Trend active3/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure3/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.26Current proprietary activity-pressure read.
Buy signals1Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers
No recent accumulation markers. No reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 6.7% over four weeks, -0.5% over 12 weeks, and -20.2% over one year. The current trend has remained active for 0 consecutive weeks.
Performance by holding period
Active trend streak0 weeks
Active weeks in one year8
Trend breadth15.4%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure0.06Latest activity-pressure read.
Pressure change107.9%Four-week change in activity pressure.
Leadership-5.29Latest relative-leadership reading.
RS change62.4%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.
Factor week 26 Jul 2026
Financial statements through 31 Dec 2025
Field coverage 58%
Model confidence 47%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength51/100Blend of value, momentum, and quality. Underlying universe rank 50; rank 1 is best.
Value49/100Relative valuation strength. Underlying universe rank 52; rank 1 is best.
Quality48/100Profitability and accounting quality. Underlying universe rank 53; rank 1 is best.
Momentum50/100Medium-term price momentum. Underlying universe rank 51; rank 1 is best.
Growth53/100Revenue and earnings growth. Underlying universe rank 48; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 11.3x Price divided by trailing earnings.
- Price / sales
- 2.2x Market value relative to trailing revenue.
- EV / EBITDA
- - Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- - Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- - Gross profit retained from each unit of revenue.
- Operating margin
- - Operating profit retained from revenue.
- Free-cash-flow margin
- - Free cash flow generated from revenue.
- Return on invested capital
- - Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- 136.1% Latest one-year revenue growth.
- EPS growth
- - Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- - Latest one-year free-cash-flow growth.
- Piotroski F-score
- 4/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- - Cash dividends relative to market value.
- Buyback yield
- 0.0% Net share repurchases relative to market value.
- Shareholder yield
- 0.0% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- - Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Insider activity-
No recent insider transactions are stored for this company.
News sentiment50/100
Weighted news tone is neutral across 3 relevant articles.
0 positive · 3 neutral · 0 negativePatient CapitalFresh
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
Fresh buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings-No event is currently stored.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-25.9%Distance below the 52-week high.
13-week volatility3.6%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
6 Feb
6 Mar
3 Apr
1 May
29 May
26 Jun
31 Jul
Weeks higher13 of 2613 weeks finished lower.
Best week+5.6%Week of 12 Jun.
Worst week-6.7%Week of 5 Jun.
Latest week+1.8%Week of 31 Jul.
Shape of recent returns
Strong gains2
Modest gains11
Flat weeks0
Modest losses11
Sharp losses2
Recent vol3.6%13-week weekly-return volatility.
Base vol3.2%52-week weekly-return volatility.
Up/down split22/29Count of positive and negative weeks in the 52-week window.
Average skew2.4% / -2.5%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorDE Financial Services
4-week rank16 / 95
Group average0.1%
Trend breadth58.9%
Trend58.9%active weekly trend signals
MD67.4%positive activity pressure
RS49.5%positive relative leadership
Four-week leaders
IndustryDE Banks - Regional
4-week rank5 / 18
Group average2.6%
Trend breadth72.2%
Trend72.2%active weekly trend signals
MD83.3%positive activity pressure
RS61.1%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape40/100
Trend, activity pressure, participation, and risk combine to a 40/100 tape read.
Indicator analysis25/100Latest 12-week confirmation: trend 3/12, activity pressure 3/12, relative leadership 0/12.
Activity pressure 0.26; No reversal markers Next-Week ExpectancyNegative 41.60%Next-week expectancy is negative with a 41.60% historical one-week setup read.
Adds short-term historical context without overriding trend, activity, or relative leadership. Factors49/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 50; Small Cap Core rank 60 Patient CapitalFreshActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
Fresh buy signal Sentiment50/100Weighted news tone is neutral across 3 relevant articles.
UmweltBank AG Revenue Breakdown – XETR:UBK Insiders50/100No recent insider transaction evidence is stored.
Earnings50/100No stored earnings event is currently attached to this ticker.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 31 Jul 2026 | 3.90 EUR | 1.8% | 3.82 EUR | 5.41 EUR | 0.06 | -5.29 | 63.5K | Off |
| 24 Jul 2026 | 3.83 EUR | 3.2% | 3.81 EUR | 5.44 EUR | -0.41 | -5.62 | 27.4K | Off |
| 17 Jul 2026 | 3.71 EUR | 4.2% | 3.81 EUR | 5.48 EUR | -0.74 | -8.09 | 26.1K | Off |
| 10 Jul 2026 | 3.56 EUR | -2.4% | 3.80 EUR | 5.53 EUR | -0.95 | -13.11 | 18.5K | Off |
| 3 Jul 2026 | 3.65 EUR | 0.5% | 3.80 EUR | 5.57 EUR | -0.80 | -14.06 | 2.9K | Off |
| 26 Jun 2026 | 3.63 EUR | 1.5% | 3.79 EUR | 5.61 EUR | -0.86 | -11.34 | 3.2K | Off |
| 19 Jun 2026 | 3.58 EUR | -5.8% | 3.79 EUR | 5.66 EUR | -0.68 | -14.24 | 16.1K | Off |
| 12 Jun 2026 | 3.80 EUR | 5.6% | 3.79 EUR | 5.70 EUR | -0.23 | -8.36 | 19.3K | Off |
| 5 Jun 2026 | 3.60 EUR | -6.7% | 3.79 EUR | 5.74 EUR | -0.20 | -14.10 | 5.8K | Off |
| 29 May 2026 | 3.86 EUR | -1.8% | 3.79 EUR | 5.79 EUR | 0.16 | -9.72 | 5.9K | On |
| 22 May 2026 | 3.93 EUR | 2.6% | 3.79 EUR | 5.83 EUR | 0.13 | -7.77 | 74.6K | On |
| 15 May 2026 | 3.83 EUR | -2.3% | 3.78 EUR | 5.87 EUR | -0.05 | -7.10 | 20.8K | On |
| 8 May 2026 | 3.92 EUR | 3.2% | 3.78 EUR | 5.92 EUR | 0.06 | -6.90 | 34.3K | On |
| 1 May 2026 | 3.80 EUR | -1.8% | 3.78 EUR | 5.96 EUR | 0.09 | -10.06 | 24.7K | On |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.