HRTG NYSE Week ended 31 Jul 2026

Weekly Investor Report

Heritage Insurance Hldgs Inc · Financial Services · Insurance - Property & Casualty

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Latest close 29.37 USD
5.6% latest week
Weekly setup

Mixed setup

The weekly trend is not active. Price is 13.6% above the Trend Line and sits at 82.8% of its 52-week range. The latest completed week returned 5.6%, after a 8.3% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks strongly; valuation is inexpensive relative to peers. Options positioning is volatility with 50/100 conviction, while the latest news-sentiment score is 55/100. Near-term considerations: volume confirmation is below normal; earnings are due in 2d.

Setup score 57 out of 100
Latest Close 29.37 USD 31 Jul 2026
1W Return 5.6% latest completed week
4W Return 8.3% short-term follow-through
12W Return 31.1% quarterly tape
Trend Breadth 61.5% 32 of 52 weeks active
Volume Ratio 0.9x vs 13-week average
What is working
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Activity pressure is weak, so confirmation is not yet broad enough.
  • 2 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 5.6% Latest completed week; four-week move 8.3%. Indicator stack 34/73 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Volatility 50/100 conviction; expected move 13.7%. News sentiment 55/100 52 relevant articles in the latest sentiment read. Event risk 2d Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is 13.6% above the Trend Line and sits at 82.8% of its 52-week range. The latest completed week returned 5.6%, after a 8.3% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.9x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.3912-week average 0.35

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure4/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership2/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.39Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers22 reversal markers

No recent accumulation markers. 2 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 8.3% over four weeks, 31.1% over 12 weeks, and 39.8% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W5.6%
4W8.3%
12W31.1%
26W12.7%
52W39.8%
Active trend streak0 weeks
Active weeks in one year32
Trend breadth61.5%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.39Latest activity-pressure read.
Pressure change198.4%Four-week change in activity pressure.
Leadership4.26Latest relative-leadership reading.
RS change257.9%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks strongly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 97% Model confidence 93%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength98/100Blend of value, momentum, and quality. Underlying universe rank 3; rank 1 is best.
Value97/100Relative valuation strength. Underlying universe rank 4; rank 1 is best.
Quality79/100Profitability and accounting quality. Underlying universe rank 22; rank 1 is best.
Momentum78/100Medium-term price momentum. Underlying universe rank 23; rank 1 is best.
Growth91/100Revenue and earnings growth. Underlying universe rank 10; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
4.2x
Price divided by trailing earnings.
Price / sales
1.1x
Market value relative to trailing revenue.
EV / EBITDA
1.5x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
51.6%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
51.2%
Gross profit retained from each unit of revenue.
Operating margin
35.5%
Operating profit retained from revenue.
Free-cash-flow margin
28.2%
Free cash flow generated from revenue.
Return on invested capital
202.3%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-7.4%
Latest one-year revenue growth.
EPS growth
159.2%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
133.6%
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
0.3%
Net share repurchases relative to market value.
Shareholder yield
0.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-1.4x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

HRTG shows volatility options pressure with a 50/100 conviction score, put-call volume ratio of 0.00, expected move of 13.7%, and Sharemaestro trend signal inactive.

Conviction50/100
Expected move13.7%
Put/call volume0.00
Pressure100
Speculation0
Volatility82
Trend agreement0
Open options detail
Insider activity7 / 6

7 acquisitions and 6 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment55/100

Weighted news tone is neutral across 52 relevant articles.

17 positive · 30 neutral · 5 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings2dNext report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
Options expected move13.7%Nearest-chain priced movement where available.
52-week drawdown-8.2%Distance below the 52-week high.
13-week volatility7.7%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher16 of 2610 weeks finished lower.
Best week+15.6%Week of 27 Feb.
Worst week-22.0%Week of 8 May.
Latest week+5.6%Week of 31 Jul.

Shape of recent returns

Strong gains8
Modest gains8
Flat weeks0
Modest losses6
Sharp losses4
Recent vol7.7%13-week weekly-return volatility.
Base vol7.5%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew5.5% / -5.3%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape51/100

Trend, activity pressure, participation, and risk combine to a 51/100 tape read.

 Indicator analysis22/100

Latest 12-week confirmation: trend 0/12, activity pressure 4/12, relative leadership 2/12.

Activity pressure 0.39; 2 reversal markers Factors87/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Cornerstone Growth rank 32; Buyback Yield rank 38; Small Cap Core rank 10 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options35/100

HRTG shows volatility options pressure with a 50/100 conviction score, put-call volume ratio of 0.00, expected move of 13.7%, and Sharemaestro trend signal inactive.

Volatility · Volatility expansion watch · Expected move 13.7% Sentiment55/100

Weighted news tone is neutral across 52 relevant articles.

Heritage Insurance Holdings Inc (HRTG) Technical Analysis: Support, Resistance, Indicators & Moving Averages Insiders7 / 6

7 acquisitions and 6 disposals in the latest 180-day insider tape.

 Earnings2d

Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202629.37 USD5.6%25.84 USD16.23 USD0.394.261.8MOff
24 Jul 202627.82 USD2.9%25.77 USD16.07 USD0.260.101.1MOff
17 Jul 202627.04 USD-3.6%25.81 USD15.92 USD0.24-3.031.3MOff
10 Jul 202628.06 USD3.5%25.88 USD15.77 USD-0.05-0.831.1MOff
3 Jul 202627.12 USD4.9%25.91 USD15.62 USD-0.40-2.701.8MOff
26 Jun 202625.86 USD11.1%25.90 USD15.47 USD-0.64-5.253.4MOff
19 Jun 202623.27 USD3.7%26.00 USD15.33 USD-0.97-16.901.7MOff
12 Jun 202622.45 USD1.3%26.13 USD15.21 USD-0.87-19.371.6MOff
5 Jun 202622.16 USD2.2%26.42 USD15.09 USD-0.69-20.323.2MOff
29 May 202621.68 USD-5.2%26.67 USD14.98 USD-0.57-24.461.5MOff
22 May 202622.88 USD-2.3%26.73 USD14.87 USD-0.14-19.672.6MOff
15 May 202623.42 USD4.5%26.78 USD14.76 USD0.20-17.473.6MOff
8 May 202622.41 USD-22.0%26.77 USD14.64 USD0.25-21.262.9MOff
1 May 202628.73 USD-1.8%26.87 USD14.52 USD0.162.491.5MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.