FCNCA NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

First Citizens BancShares, Inc. · Financial Services · Banks - Regional

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Latest close 2,161 USD
1.8% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 7.3% above the Trend Line and sits at 87.5% of its 52-week range. The latest completed week returned 1.8%, after a 3.9% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive. Options positioning is mixed with 38/100 conviction, while the latest news-sentiment score is 54/100. Near-term considerations: earnings are due in 84d.

Setup score 56 out of 100
Latest Close 2,161 USD 24 Jul 2026
1W Return 1.8% latest completed week
4W Return 3.9% short-term follow-through
12W Return 8.9% quarterly tape
Trend Breadth 30.8% 16 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • The trend backdrop is active with a 1-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • No major top-level risk cluster is currently dominant.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 1.8% Latest completed week; four-week move 3.9%. Indicator stack 20/70 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 38/100 conviction; expected move 5.7%. News sentiment 54/100 63 relevant articles in the latest sentiment read. Event risk 84d Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 7.3% above the Trend Line and sits at 87.5% of its 52-week range. The latest completed week returned 1.8%, after a 3.9% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.5812-week average 0.29

12-week confirmation

Trend active1/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure8/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership1/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.58Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 3.9% over four weeks, 8.9% over 12 weeks, and 3.5% over one year. The current trend has remained active for 1 consecutive weeks.

Performance by holding period

1W1.8%
4W3.9%
12W8.9%
26W7.4%
52W3.5%
Active trend streak1 weeks
Active weeks in one year16
Trend breadth30.8%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.04Latest activity-pressure read.
Pressure change14.6%Four-week change in activity pressure.
Leadership0.91Latest relative-leadership reading.
RS change111.8%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength80/100Blend of value, momentum, and quality. Underlying universe rank 21; rank 1 is best.
Value78/100Relative valuation strength. Underlying universe rank 23; rank 1 is best.
Quality74/100Profitability and accounting quality. Underlying universe rank 27; rank 1 is best.
Momentum28/100Medium-term price momentum. Underlying universe rank 73; rank 1 is best.
Growth33/100Revenue and earnings growth. Underlying universe rank 68; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework49/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
10.5x
Price divided by trailing earnings.
Price / sales
1.7x
Market value relative to trailing revenue.
EV / EBITDA
16.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
6.6%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
64.0%
Gross profit retained from each unit of revenue.
Operating margin
21.9%
Operating profit retained from revenue.
Free-cash-flow margin
26.2%
Free cash flow generated from revenue.
Return on invested capital
4.5%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-1.3%
Latest one-year revenue growth.
EPS growth
-1.8%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.4%
Cash dividends relative to market value.
Buyback yield
10.3%
Net share repurchases relative to market value.
Shareholder yield
10.7%
Dividend yield plus net buyback yield.
Net debt / EBITDA
8.8x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

FCNCA shows mixed options pressure with a 38/100 conviction score, put-call volume ratio of 0.96, expected move of 5.7%, and Sharemaestro trend signal active.

Conviction38/100
Expected move5.7%
Put/call volume0.96
Pressure2
Speculation43
Volatility41
Trend agreement89
Open options detail
Insider activity20 / 0

20 acquisitions and 0 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment54/100

Weighted news tone is neutral across 63 relevant articles.

15 positive · 47 neutral · 1 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
Options expected move5.7%Nearest-chain priced movement where available.
52-week drawdown-3.4%Distance below the 52-week high.
13-week volatility1.8%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher18 of 268 weeks finished lower.
Best week+4.4%Week of 6 Feb.
Worst week-7.2%Week of 13 Feb.
Latest week+1.8%Week of 24 Jul.

Shape of recent returns

Strong gains3
Modest gains15
Flat weeks0
Modest losses4
Sharp losses4
Recent vol1.8%13-week weekly-return volatility.
Base vol3.5%52-week weekly-return volatility.
Up/down split31/21Count of positive and negative weeks in the 52-week window.
Average skew2.4% / -3.3%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape52/100

Trend, activity pressure, participation, and risk combine to a 52/100 tape read.

 Indicator analysis37/100

Latest 12-week confirmation: trend 1/12, activity pressure 8/12, relative leadership 1/12.

Activity pressure 0.58; No reversal markers Factors66/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 5 SVQF49/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 370.5 of 726 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options58/100

FCNCA shows mixed options pressure with a 38/100 conviction score, put-call volume ratio of 0.96, expected move of 5.7%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 5.7% Sentiment54/100

Weighted news tone is neutral across 63 relevant articles.

J.P. Morgan Reaffirms Their Hold Rating on First Citizens BancShares (FCNCA) Insiders20 / 0

20 acquisitions and 0 disposals in the latest 180-day insider tape.

 Earnings84d

Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 20262,161 USD1.8%2,014 USD1,820 USD1.040.91528.2KOn
17 Jul 20262,122 USD1.4%2,015 USD1,815 USD0.94-2.80456.6KOff
10 Jul 20262,093 USD0.5%2,015 USD1,810 USD0.95-8.55396.3KOff
3 Jul 20262,083 USD0.2%2,014 USD1,805 USD0.94-7.84341.8KOff
26 Jun 20262,079 USD0.4%2,010 USD1,800 USD0.91-7.69424.7KOff
19 Jun 20262,072 USD-1.8%2,003 USD1,794 USD0.71-12.49530.0KOff
12 Jun 20262,109 USD1.6%1,996 USD1,789 USD0.43-8.96412.2KOff
5 Jun 20262,075 USD4.2%1,987 USD1,783 USD0.07-8.62346.3KOff
29 May 20261,991 USD0.1%1,978 USD1,778 USD-0.20-16.57295.6KOff
22 May 20261,989 USD3.3%1,972 USD1,774 USD-0.31-14.64318.1KOff
15 May 20261,926 USD-1.2%1,965 USD1,769 USD-0.46-16.74274.3KOff
8 May 20261,950 USD-1.7%1,957 USD1,765 USD-0.44-16.50266.1KOff
1 May 20261,983 USD2.8%1,949 USD1,760 USD-0.50-10.93304.7KOff
24 Apr 20261,930 USD-4.8%1,941 USD1,754 USD-0.64-12.39446.0KOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.