FUNC NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

First United Corporation · Financial Services · Banks - Regional

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Latest close 44.14 USD
-1.0% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 13.0% above the Trend Line and sits at 87.4% of its 52-week range. The latest completed week returned -1.0%, after a -0.3% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is inexpensive relative to peers. The latest news-sentiment score is 53/100. Near-term considerations: earnings are due in 86d.

Setup score 67 out of 100
Latest Close 44.14 USD 31 Jul 2026
1W Return -1.0% latest completed week
4W Return -0.3% short-term follow-through
12W Return 15.2% quarterly tape
Trend Breadth 76.9% 40 of 52 weeks active
Volume Ratio 1.5x vs 13-week average
What is working
  • The trend backdrop is active with a 10-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 1 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -1.0% Latest completed week; four-week move -0.3%. Indicator stack 77/75 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 53/100 45 relevant articles in the latest sentiment read. Event risk 86d Next report is scheduled for 26 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 13.0% above the Trend Line and sits at 87.4% of its 52-week range. The latest completed week returned -1.0%, after a -0.3% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.5x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8512-week average 0.60

12-week confirmation

Trend active10/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership6/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.85Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers11 reversal markers

No recent accumulation markers. 1 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -0.3% over four weeks, 15.2% over 12 weeks, and 40.8% over one year. The current trend has remained active for 10 consecutive weeks.

Performance by holding period

1W-1.0%
4W-0.3%
12W15.2%
26W16.0%
52W40.8%
Active trend streak10 weeks
Active weeks in one year40
Trend breadth76.9%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.45Latest activity-pressure read.
Pressure change-14.4%Four-week change in activity pressure.
Leadership6.93Latest relative-leadership reading.
RS change64.3%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 30 Jun 2026 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength96/100Blend of value, momentum, and quality. Underlying universe rank 5; rank 1 is best.
Value85/100Relative valuation strength. Underlying universe rank 16; rank 1 is best.
Quality87/100Profitability and accounting quality. Underlying universe rank 14; rank 1 is best.
Momentum79/100Medium-term price momentum. Underlying universe rank 22; rank 1 is best.
Growth33/100Revenue and earnings growth. Underlying universe rank 68; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework90/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
11.5x
Price divided by trailing earnings.
Price / sales
2.3x
Market value relative to trailing revenue.
EV / EBITDA
8.6x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
7.7%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
71.9%
Gross profit retained from each unit of revenue.
Operating margin
26.9%
Operating profit retained from revenue.
Free-cash-flow margin
19.0%
Free cash flow generated from revenue.
Return on invested capital
10.9%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
6.0%
Latest one-year revenue growth.
EPS growth
5.5%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.3%
Cash dividends relative to market value.
Buyback yield
-0.1%
Net share repurchases relative to market value.
Shareholder yield
2.2%
Dividend yield plus net buyback yield.
Net debt / EBITDA
0.5x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity14 / 6

14 acquisitions and 6 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment53/100

Weighted news tone is neutral across 45 relevant articles.

12 positive · 27 neutral · 6 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings86dNext report is scheduled for 26 Oct 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-4.1%Distance below the 52-week high.
13-week volatility3.1%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2611 weeks finished lower.
Best week+6.6%Week of 26 Jun.
Worst week-5.0%Week of 13 Feb.
Latest week-1.0%Week of 31 Jul.

Shape of recent returns

Strong gains3
Modest gains12
Flat weeks0
Modest losses10
Sharp losses1
Recent vol3.1%13-week weekly-return volatility.
Base vol3.4%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew3.0% / -2.5%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape68/100

Trend, activity pressure, participation, and risk combine to a 68/100 tape read.

 Indicator analysis73/100

Latest 12-week confirmation: trend 10/12, activity pressure 12/12, relative leadership 6/12.

Activity pressure 0.85; 1 reversal markers Factors86/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 72; Small Cap Core rank 30 SVQF90/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 71.0 of 726 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment53/100

Weighted news tone is neutral across 45 relevant articles.

First United Corp (FUNC) EVP & Chief Banking Officer Fisher Robe Insiders14 / 6

14 acquisitions and 6 disposals in the latest 180-day insider tape.

 Earnings86d

Next report is scheduled for 26 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202644.14 USD-1.0%39.06 USD29.21 USD1.456.93172.1KOn
24 Jul 202644.57 USD-1.1%38.81 USD29.02 USD1.538.83170.9KOn
17 Jul 202645.09 USD2.2%38.60 USD28.84 USD1.618.54139.2KOn
10 Jul 202644.12 USD-0.3%38.42 USD28.65 USD1.631.9396.4KOn
3 Jul 202644.27 USD-1.9%38.28 USD28.46 USD1.694.22116.4KOn
26 Jun 202645.14 USD6.6%38.07 USD28.25 USD1.577.27198.5KOn
19 Jun 202642.33 USD1.1%37.82 USD28.05 USD1.44-3.55120.4KOn
12 Jun 202641.87 USD5.4%37.63 USD27.87 USD1.06-1.91150.2KOn
5 Jun 202639.72 USD0.5%37.43 USD27.69 USD0.66-4.6668.4KOn
29 May 202639.54 USD6.4%37.27 USD27.52 USD0.41-9.3384.8KOn
22 May 202637.15 USD0.7%37.09 USD27.35 USD0.05-12.4266.5KOff
15 May 202636.90 USD-3.7%37.08 USD27.19 USD0.01-12.1287.1KOff
8 May 202638.30 USD2.8%36.96 USD27.03 USD-0.09-9.2751.1KOn
1 May 202637.25 USD-2.4%36.82 USD26.86 USD-0.20-7.1545.9KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.