Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/4f6c7ad8-93b9-4835-9c8c-32d14ec41dd2/
PDCC
Pearl Diver Credit Company Inc.Snapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
8 of 23 passing
★
OS Composite
OS 0.870
↗
Trending Value
✗
◆
Quality × Value
QV 0.909
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
VC2 5.00000000
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
ROE 19%
📈
Consistent Earners
✗
🌱
GARP
Rev +27%
🔄
Shareholder Yield
26.2%
💰
High Yield
Div 26.2%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 96th
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
96.0%ile
P/E
3.7×
P/S
2.9×
P/B
0.7×
E/P
0.2680
FCF Yield
0.369
SH Yield
0.262
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
10.00000000
/100 — 1=cheapest
VC2 (Trending Value)
5.00000000
/100
VC3 (Buyback)
5.00000000
/100
P/E of 3.7x places this firmly in deep value territory. FCF yield of 36.9% is strong — the business generates significant free cash relative to price. VC2 score of 5.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
86.0%ile
ROE
0.186
ROA
0.130
Net Margin
0.786
Op Margin
-0.686
GPA
0.133
D/E
0.43
Current
0.05
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.274
Stability
1.362
lower=better
Accruals
-0.067
lower=better
5yr Consist
No
Conservative balance sheet with D/E of 0.43.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
10.0%ile
6M Return
-26.8%
12M Return
-30.1%
12-1 Mom
-24.5%
Risk-Adj
-0.80
Vol 252d
30.7%
Vol 60d
71.0%
↑ Expanding
Max DD 12M
-39.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -24% signals a downtrend — price is moving against you. Near-term vol (71%) is expanding vs long-term (31%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.87
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
94.2%
Sector Quality %ile
76.8%
P/E z-score
-0.49
P/B z-score
-0.08
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (96th) and quality (86th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Growth at Reasonable Price
Revenue growing 27% with P/E of 4×. Growth isn't fully priced in.
Falling Knife
Weak momentum (10th) despite looking cheap (96th value). Wait for momentum to stabilise.
Strong Capital Return
Shareholder yield 26.2% backed by 36.9% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (71%) significantly exceeds 252-day (31%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
96.6% avg (6 factors)
Quality
C
52.6% avg (8 factors)
Momentum
F
2.4% avg (4 factors)
Risk
B
65.6% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.870 | —1 | — | |
| Value %ile | 0.960 | —1 | — | |
| Quality %ile | 0.860 | —1 | — | |
| Momentum %ile | 0.100 | —1 | — | |
| F-Score | 5.000 | —0 | — | |
| Confidence | 0.867 | —1 | — | |
| Volatility | 0.307 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
3.73
Earnings Yield (E/P)
0.2680
Price / Sales
2.93
Price / Book
0.69
Price / Cash Flow
2.46
FCF Yield
36.9%
Sales Yield (1/P·S)
0.3099
Shareholder Yield
Div + net buyback / mktcap
26.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
18.6%
Return on Assets
13.0%
Net Margin
78.6%
Operating Margin
-68.6%
Gross Profit / Assets
Novy-Marx GPA
13.3%
Debt / Equity
0.43
Current Ratio
0.05
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.067
MomentumPrice trend strength over different horizons
6M Return
-26.8%
12M Return
-30.1%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-24.5%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.80
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
27.4%
Earnings Stability (CV)
Lower = more stable
1.362
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
5
Dividend Yield
26.2%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
10
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
5
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
5
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
86
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity