Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/54e3148f-e1d9-4f15-80f9-bd39a02da07b/
EBTC
Enterprise Bancorp IncSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
3 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
10.6%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
2.2%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
84.0%ile
P/E
12.2×
P/S
1.9×
P/B
1.3×
E/P
0.0821
FCF Yield
0.091
EBITDA/EV
0.106
SH Yield
0.022
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
19.00000000
/100 — 1=cheapest
VC2 (Trending Value)
18.00000000
/100
VC3 (Buyback)
17.00000000
/100
FCF yield of 9.1% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
31.0%ile
ROE
0.106
ROA
0.008
Net Margin
0.157
Op Margin
0.209
GPA
0.035
D/E
11.72
Current
0.03
F-Score
4/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.139
Earn Growth
0.136
Stability
0.098
lower=better
Accruals
-0.002
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 11.72 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
28.0%ile
6M Return
2.7%
12M Return
8.8%
12-1 Mom
8.8%
Risk-Adj
0.29
Vol 252d
30.2%
Vol 60d
0.0%
↓ Contracting
Max DD 12M
-22.4%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
OS
Composite & Factor Heatmap
All factors at a glance
0.66
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
58.1%
Sector Quality %ile
11.2%
P/E z-score
-0.09
P/B z-score
-0.06
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
69.3% avg (7 factors)
Quality
D
30.6% avg (8 factors)
Momentum
D
40.4% avg (4 factors)
Risk
B
66.4% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.660 | —0 | — | |
| Value %ile | 0.840 | —1 | — | |
| Quality %ile | 0.310 | —0 | — | |
| Momentum %ile | 0.280 | —1 | — | |
| F-Score | 4.000 | —1 | — | |
| Confidence | 0.466 | —0 | — | |
| Volatility | 0.302 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
12.18
Earnings Yield (E/P)
0.0821
Price / Sales
1.92
Price / Book
1.29
Price / Cash Flow
9.96
FCF Yield
9.1%
EBITDA / EV
10.6%
Sales Yield (1/P·S)
0.4590
Shareholder Yield
Div + net buyback / mktcap
2.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.6%
Return on Assets
0.8%
Net Margin
15.7%
Operating Margin
20.9%
Gross Profit / Assets
Novy-Marx GPA
3.5%
Debt / Equity
11.72
Current Ratio
0.03
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.002
MomentumPrice trend strength over different horizons
6M Return
2.7%
12M Return
8.8%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
8.8%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.29
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
13.9%
Earnings Growth (YoY)
13.6%
Earnings Stability (CV)
Lower = more stable
0.098
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
4
Dividend Yield
2.2%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
19
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
18
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
17
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity