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AFL

AF Legal Group Limited
Chart
0.14 AUD
Latest Week 2026-07-10
Snapshot 2026-07-12 · 0.9w · Fresh
0.94
OS Score
82.0%
Value
81.0%
Quality
82.0%
Momentum
2/9
F-Score
0.815
QV
Strategy Eligibility
6 of 23 passing
OS Composite
OS 0.940
Trending Value
Quality × Value
QV 0.815
🏛
Cornerstone Value
🌿
Cornerstone Growth
💎
Deep Value
VC2 Cheapest
📐
EBITDA/EV
15.6%
Veiled Value
Piotroski Bargains
🔬
Quality Compounders
📈
Consistent Earners
🌱
GARP
🔄
Shareholder Yield
7.2%
💰
High Yield
Div 7.2%
🚀
Momentum Leaders
12-1 22%
Market Leaders
Tiny Titans
🔍
Small Cap Value
🛡
Low Volatility
🏷
Sector Cheapest
🧠
Capital Allocators
Risk-Adj Momentum
V
Value Analysis
Cheapness relative to fundamentals
82.0%ile
P/E
127.3×
P/S
0.5×
P/B
1.4×
E/P
0.0733
FCF Yield
0.113
EBITDA/EV
0.156
SH Yield
0.072
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
18.00000000
/100 — 1=cheapest
VC2 (Trending Value)
18.00000000
/100
VC3 (Buyback)
18.00000000
/100
P/E of 127.3x is premium-priced — the market is paying up for expected growth. FCF yield of 11.3% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
81.0%ile
ROE
0.011
ROA
0.004
Net Margin
0.004
Op Margin
0.056
GPA
0.989
Current
2.10
F-Score
2/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.274
Earn Growth
-0.894
5yr Consist
No
F-Score of 2/9 flags fundamental deterioration — multiple signals are weakening.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
82.0%ile
6M Return
-22.2%
12M Return
21.7%
12-1 Mom
21.7%
Risk-Adj
0.44
Vol 252d
49.2%
Vol 60d
102.6%
↑ Expanding
Max DD 12M
-27.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 22% is very strong — a clear uptrend. Near-term vol (103%) is expanding vs long-term (49%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.94
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
Sector Context
Consumer Cyclical · 90 peers
Sector Value %ile
50.5%
Sector Quality %ile
62.6%
P/E z-score
4.43
P/B z-score
-0.12
Sector Avg OS
56.1%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
CCV Cash Converters International Limited 98.0% 98.0% 94.0% 84.0%
SHJ Shine Justice Ltd 98.0% 99.0% 92.0% 83.0%
SHM Shriro Holdings Limited 98.0% 98.0% 96.0% 86.0%
JYC Joyce Corporation Ltd 97.0% 90.0% 95.0% 92.0%
VVA Viva Leisure Limited 96.0% 91.0% 86.0% 89.0%
APE Eagers Automotive Limited 94.0% 84.0% 86.0% 87.0%
HLO Helloworld Travel Limited 94.0% 85.0% 85.0% 83.0%
CMA CARMA LTD FPO [CMA] 93.0% 81.0% 80.0% 81.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (82th) and quality (81th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (82th value) with strong momentum (82th). The market is starting to recognise the value.
Strong Capital Return
Shareholder yield 7.2% backed by 11.3% FCF yield. Returns are well-funded.
Hot but Volatile
Strong momentum (82th) but high volatility (49%). Momentum could reverse sharply.
Volatility Expanding
60-day vol (103%) significantly exceeds 252-day (49%). Near-term risk is elevated.
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
71.4% avg (7 factors)
Quality
D
36.1% avg (6 factors)
Momentum
D
41.4% avg (4 factors)
Risk
D
34.6% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required. Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.940—1
Value %ile0.820—1
Quality %ile0.810—1
Momentum %ile0.820—1
F-Score2.000—6
Confidence0.470—0
Volatility0.492—6
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
127.28
Earnings Yield (E/P)
0.0733
Price / Sales
0.47
Price / Book
1.40
FCF Yield
11.3%
EBITDA / EV
15.6%
Sales Yield (1/P·S)
1.3156
Shareholder Yield
Div + net buyback / mktcap
7.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
1.1%
Return on Assets
0.4%
Net Margin
0.4%
Operating Margin
5.6%
Gross Profit / Assets
Novy-Marx GPA
98.9%
Current Ratio
2.10
MomentumPrice trend strength over different horizons
6M Return
-22.2%
12M Return
21.7%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
21.7%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.44
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
27.4%
Earnings Growth (YoY)
-89.4%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
2
Dividend Yield
7.2%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
18
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
18
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
18
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity