SLM NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

SLM Corp · Financial Services · Credit Services

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Latest close 24.29 USD
-4.1% latest week
Weekly setup

Weak trend

The weekly trend is not active. Price is 4.5% above the Trend Line and sits at 44.2% of its 52-week range. The latest completed week returned -4.1%, after a -4.6% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is inexpensive relative to peers. Options positioning is bullish with 56/100 conviction, while the latest news-sentiment score is 48/100. Near-term considerations: earnings are due in 84d.

Setup score 38 out of 100
Latest Close 24.29 USD 24 Jul 2026
1W Return -4.1% latest completed week
4W Return -4.6% short-term follow-through
12W Return 7.7% quarterly tape
Trend Breadth 11.5% 6 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Activity pressure is weak, so confirmation is not yet broad enough.
  • The share remains more than 20% below its 52-week high.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -4.1% Latest completed week; four-week move -4.6%. Indicator stack 6/77 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Bullish 56/100 conviction; expected move 9.9%. News sentiment 48/100 33 relevant articles in the latest sentiment read. Event risk 84d Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is 4.5% above the Trend Line and sits at 44.2% of its 52-week range. The latest completed week returned -4.1%, after a -4.6% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.4112-week average 0.17

12-week confirmation

Trend active0/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.41Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -4.6% over four weeks, 7.7% over 12 weeks, and -24.3% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W-4.1%
4W-4.6%
12W7.7%
26W-11.0%
52W-24.3%
Active trend streak0 weeks
Active weeks in one year6
Trend breadth11.5%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.27Latest activity-pressure read.
Pressure change48.3%Four-week change in activity pressure.
Leadership-12.64Latest relative-leadership reading.
RS change15.9%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Dec 2025 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength88/100Blend of value, momentum, and quality. Underlying universe rank 13; rank 1 is best.
Value94/100Relative valuation strength. Underlying universe rank 7; rank 1 is best.
Quality93/100Profitability and accounting quality. Underlying universe rank 8; rank 1 is best.
Momentum14/100Medium-term price momentum. Underlying universe rank 87; rank 1 is best.
Growth30/100Revenue and earnings growth. Underlying universe rank 71; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework97/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
6.2x
Price divided by trailing earnings.
Price / sales
1.5x
Market value relative to trailing revenue.
EV / EBITDA
5.0x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
10.7%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
63.7%
Gross profit retained from each unit of revenue.
Operating margin
40.3%
Operating profit retained from revenue.
Free-cash-flow margin
21.6%
Free cash flow generated from revenue.
Return on invested capital
24.3%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
3.0%
Latest one-year revenue growth.
EPS growth
66.3%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
7/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.1%
Cash dividends relative to market value.
Buyback yield
12.3%
Net share repurchases relative to market value.
Shareholder yield
14.4%
Dividend yield plus net buyback yield.
Net debt / EBITDA
1.0x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

SLM shows bullish options pressure with a 56/100 conviction score, put-call volume ratio of 0.09, expected move of 9.9%, and Sharemaestro trend signal inactive.

Conviction56/100
Expected move9.9%
Put/call volume0.09
Pressure95
Speculation40
Volatility67
Trend agreement0
Open options detail
Insider activity17 / 2

17 acquisitions and 2 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment48/100

Weighted news tone is neutral across 33 relevant articles.

6 positive · 18 neutral · 9 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
Options expected move9.9%Nearest-chain priced movement where available.
52-week drawdown-26.0%Distance below the 52-week high.
13-week volatility4.2%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher13 of 2613 weeks finished lower.
Best week+10.5%Week of 26 Jun.
Worst week-17.1%Week of 27 Feb.
Latest week-4.1%Week of 24 Jul.

Shape of recent returns

Strong gains5
Modest gains8
Flat weeks0
Modest losses7
Sharp losses6
Recent vol4.2%13-week weekly-return volatility.
Base vol5.1%52-week weekly-return volatility.
Up/down split26/26Count of positive and negative weeks in the 52-week window.
Average skew3.2% / -4.0%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape36/100

Trend, activity pressure, participation, and risk combine to a 36/100 tape read.

 Indicator analysis37/100

Latest 12-week confirmation: trend 0/12, activity pressure 12/12, relative leadership 0/12.

Activity pressure 0.41; No reversal markers Factors74/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 4; Small Cap Core rank 6 SVQF97/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 20.5 of 726 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options49/100

SLM shows bullish options pressure with a 56/100 conviction score, put-call volume ratio of 0.09, expected move of 9.9%, and Sharemaestro trend signal inactive.

Bullish · Call-side pressure · Expected move 9.9% Sentiment48/100

Weighted news tone is neutral across 33 relevant articles.

SLM|SLM Corp|Price:25.180|Chg%:-0.240 Insiders17 / 2

17 acquisitions and 2 disposals in the latest 180-day insider tape.

 Earnings84d

Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 202624.29 USD-4.1%23.25 USD23.13 USD1.27-12.6418.8MOff
17 Jul 202625.34 USD1.5%23.34 USD23.07 USD1.30-11.2212.0MOff
10 Jul 202624.96 USD-2.5%23.40 USD23.01 USD1.17-17.0118.8MOff
3 Jul 202625.60 USD0.6%23.45 USD22.95 USD1.01-14.3312.2MOff
26 Jun 202625.45 USD10.5%23.61 USD22.88 USD0.85-15.0314.9MOff
19 Jun 202623.03 USD2.9%23.72 USD22.81 USD0.60-27.3313.4MOff
12 Jun 202622.38 USD-0.0%23.87 USD22.76 USD0.47-28.3916.2MOff
5 Jun 202622.39 USD1.8%24.03 USD22.72 USD0.27-27.5813.8MOff
29 May 202621.99 USD-0.1%24.16 USD22.67 USD0.09-32.896.7MOff
22 May 202622.02 USD4.6%24.31 USD22.63 USD0.01-31.788.3MOff
15 May 202621.05 USD-5.8%24.48 USD22.59 USD0.09-34.9512.6MOff
8 May 202622.34 USD-1.0%24.62 USD22.54 USD0.03-32.138.3MOff
1 May 202622.56 USD-4.8%24.71 USD22.49 USD-0.13-28.6815.3MOff
24 Apr 202623.69 USD5.3%24.87 USD22.43 USD-0.32-24.8327.0MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.