- Next-week expectancy is positive at 55.30% based on similar historical setup states.
WU
NYSE
Week ended 24 Jul 2026
Weekly Investor Report
Western Union Co · Financial Services · Credit Services
Latest close
8.22 USD
-7.4%
latest week
Weekly setup
Mixed setup
The weekly trend is not active. Price is -3.4% below the Trend Line and sits at 45.8% of its 52-week range. The latest completed week returned -7.4%, after a 9.0% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers. Options positioning is bullish with 36/100 conviction, while the latest news-sentiment score is 50/100. Near-term considerations: earnings are due in 0d.
Setup score
46
out of 100
Latest Close
8.22 USD
24 Jul 2026
1W Return
-7.4%
latest completed week
4W Return
9.0%
short-term follow-through
12W Return
-7.9%
quarterly tape
Trend Breadth
44.2%
23 of 52 weeks active
Volume Ratio
1.1x
vs 13-week average
- The trend backdrop is inactive, so price action has not confirmed a constructive regime.
- Price is below the Trend Line, which keeps downside pressure in focus.
- Price is below Fair Value, so the market is still discounting the latest tape.
- Activity pressure is negative, which weakens the current setup.
- Trend Line remains the key weekly regime level.
- Activity pressure is the gauge to monitor for confirmation or fade.
- A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through
-7.4%
Latest completed week; four-week move 9.0%.
Indicator stack
24/52
Trend and activity pressure are weighted against the latest 12-week confirmation window.
Trend backdrop
Active
The trend backdrop defines the current weekly regime.
Patient Capital
Quiet
Activity-pressure buy-signal status for institutional accumulation timing.
Next-Week Expectancy
Positive 55.30%
Historical one-week expectancy contributes to the evidence score when direction is confirmed.
Options pressure
Bullish
36/100 conviction; expected move 9.7%.
News sentiment
50/100
56 relevant articles in the latest sentiment read.
Event risk
0d
Next report is scheduled for 30 Jul 2026; event risk rises as the date approaches.
01 · Price action
Study the full chart
Where price is—and whether the trend supports it
The weekly trend is not active. Price is -3.4% below the Trend Line and sits at 45.8% of its 52-week range. The latest completed week returned -7.4%, after a 9.0% four-week move.
52-week price path
Price vs Trend Line and Fair Value
Price
Trend Line
Fair Value
02 · Volume and demand
Is real participation confirming the move?
Latest weekly volume is 1.1x the 13-week average. Participation is around or above normal and provides reasonable confirmation.
26-week volume confirmation
Bar height shows volume; colour shows the weekly price direction
30 Jan
6 Feb
13 Feb
20 Feb
27 Feb
6 Mar
13 Mar
20 Mar
27 Mar
3 Apr
10 Apr
17 Apr
24 Apr
1 May
8 May
15 May
22 May
29 May
5 Jun
12 Jun
19 Jun
26 Jun
3 Jul
10 Jul
17 Jul
24 Jul
Up week
Down week
Demand beneath price
Activity pressure and institutional-style signals
These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.
Activity pressure path
Latest 0.1112-week average 0.27
12-week confirmation
Trend active1/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure0/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.11Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers
No recent accumulation markers. No reversal markers.
03 · Momentum and leadership
Is performance persistent—and is the stock leading?
Performance is 9.0% over four weeks, -7.9% over 12 weeks, and 7.0% over one year. The current trend has remained active for 0 consecutive weeks.
Performance by holding period
Active trend streak0 weeks
Active weeks in one year23
Trend breadth44.2%
Activity pressure vs relative leadership
Activity pressureRelative leadership
Pressure-0.24Latest activity-pressure read.
Pressure change83.9%Four-week change in activity pressure.
Leadership-7.97Latest relative-leadership reading.
RS change46.8%Four-week change in relative leadership.
04 · Fundamentals and valuation
Open full factor analysis
What investors are paying for—and the quality behind it
The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers.
Factor week 26 Jul 2026
Financial statements through 31 Dec 2025
Field coverage 97%
Model confidence 93%
Relative factor standing
Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.
Overall factor strength86/100Blend of value, momentum, and quality. Underlying universe rank 15; rank 1 is best.
Value95/100Relative valuation strength. Underlying universe rank 6; rank 1 is best.
Quality65/100Profitability and accounting quality. Underlying universe rank 36; rank 1 is best.
Momentum30/100Medium-term price momentum. Underlying universe rank 71; rank 1 is best.
Growth2/100Revenue and earnings growth. Underlying universe rank 99; rank 1 is best.
Quality and valuation are separate questions
A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.
Valuation
How much investors are paying for earnings, sales, and cash flow.
- P/E
- 5.8x Price divided by trailing earnings.
- Price / sales
- 0.6x Market value relative to trailing revenue.
- EV / EBITDA
- 4.2x Enterprise value relative to operating cash earnings.
- Free-cash-flow yield
- 18.3% Free cash flow as a share of enterprise value.
Business quality
Margins and the return generated on invested capital.
- Gross margin
- 34.0% Gross profit retained from each unit of revenue.
- Operating margin
- 17.7% Operating profit retained from revenue.
- Free-cash-flow margin
- 16.7% Free cash flow generated from revenue.
- Return on invested capital
- 27.0% Operating return generated on invested capital.
Growth and financial strength
Recent business growth and accounting strength.
- Revenue growth
- -2.3% Latest one-year revenue growth.
- EPS growth
- -51.8% Latest one-year earnings-per-share growth.
- Free-cash-flow growth
- 16.8% Latest one-year free-cash-flow growth.
- Piotroski F-score
- 5/9 Nine-point accounting-strength checklist.
Shareholder return and balance sheet
Cash returned to owners and financial leverage.
- Dividend yield
- 11.4% Cash dividends relative to market value.
- Buyback yield
- 8.2% Net share repurchases relative to market value.
- Shareholder yield
- 19.6% Dividend yield plus net buyback yield.
- Net debt / EBITDA
- 1.3x Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment
What other market participants are doing
Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.
Options positioningBullish
WU shows bullish options pressure with a 36/100 conviction score, put-call volume ratio of 0.58, expected move of 9.7%, and Sharemaestro trend signal inactive.
Conviction36/100
Expected move9.7%
Put/call volume0.58
Insider activity1 / 4
1 acquisitions and 4 disposals in the latest 180-day insider tape.
Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.News sentiment50/100
Weighted news tone is neutral across 56 relevant articles.
14 positive · 28 neutral · 14 negativePatient CapitalQuiet
Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal
06 · Catalysts and risk
What can move the shares—and how volatile the path has been
Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.
Next earnings0dNext report is scheduled for 30 Jul 2026; event risk rises as the date approaches.
Options expected move9.7%Nearest-chain priced movement where available.
52-week drawdown-15.9%Distance below the 52-week high.
13-week volatility6.0%Standard deviation of weekly returns.
Weekly gains and losses
Latest 26 completed weeksEach bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.
30 Jan
27 Feb
27 Mar
24 Apr
22 May
19 Jun
24 Jul
Weeks higher11 of 2615 weeks finished lower.
Best week+13.3%Week of 17 Jul.
Worst week-8.0%Week of 15 May.
Latest week-7.4%Week of 24 Jul.
Shape of recent returns
Strong gains5
Modest gains6
Flat weeks0
Modest losses10
Sharp losses5
Recent vol6.0%13-week weekly-return volatility.
Base vol4.7%52-week weekly-return volatility.
Up/down split25/27Count of positive and negative weeks in the 52-week window.
Average skew4.3% / -3.5%Average positive week versus average negative week.
07 · Sector and peer context
Is this stock leading—or simply moving with its group?
Sector and industry breadth distinguish company-specific strength from a broad group move.
SectorUS Financial Services
4-week rank- / 100
Group average5.2%
Trend breadth58.0%
Trend58.0%active weekly trend signals
MD88.0%positive activity pressure
RS52.0%positive relative leadership
Four-week leaders
IndustryUS Credit Services
4-week rank2 / 53
Group average-4.8%
Trend breadth50.9%
Trend50.9%active weekly trend signals
MD77.4%positive activity pressure
RS28.3%positive relative leadership
Four-week leaders
08 · Evidence and weekly data
The underlying research record
Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.
Weekly tape43/100
Trend, activity pressure, participation, and risk combine to a 43/100 tape read.
Indicator analysis12/100Latest 12-week confirmation: trend 1/12, activity pressure 0/12, relative leadership 0/12.
Activity pressure 0.11; No reversal markers Next-Week ExpectancyPositive 55.30%Next-week expectancy is positive with a 55.30% historical one-week setup read.
Adds short-term historical context without overriding trend, activity, or relative leadership. Factors69/100O'Shaughnessy factor stack blends value, quality, momentum, and confidence.
Buyback Yield rank 7; Small Cap Core rank 5 Patient CapitalQuietActivity-pressure buy-signal evidence highlights potential institutional accumulation windows.
No recent buy signal Options50/100WU shows bullish options pressure with a 36/100 conviction score, put-call volume ratio of 0.58, expected move of 9.7%, and Sharemaestro trend signal inactive.
Bullish · Call-side pressure · Expected move 9.7% Sentiment50/100Weighted news tone is neutral across 56 relevant articles.
Western Union (WU) To Report Earnings Tomorrow: Here Is What To Expect Insiders1 / 41 acquisitions and 4 disposals in the latest 180-day insider tape.
Earnings0dNext report is scheduled for 30 Jul 2026; event risk rises as the date approaches.
| Week | Close | Return | Trend Line | Fair Value | Pressure | Leadership | Volume | Trend |
|---|---|---|---|---|---|---|---|---|
| 24 Jul 2026 | 8.22 USD | -7.4% | 8.51 USD | 9.04 USD | -0.24 | -7.97 | 41.7M | Off |
| 17 Jul 2026 | 8.88 USD | 13.3% | 8.53 USD | 9.05 USD | -0.55 | -1.33 | 47.8M | Off |
| 10 Jul 2026 | 7.84 USD | -2.1% | 8.53 USD | 9.05 USD | -1.10 | -14.18 | 32.0M | Off |
| 3 Jul 2026 | 8.01 USD | 6.2% | 8.57 USD | 9.06 USD | -1.29 | -11.37 | 28.6M | Off |
| 26 Jun 2026 | 7.54 USD | 5.9% | 8.58 USD | 9.06 USD | -1.48 | -15.00 | 41.2M | Off |
| 19 Jun 2026 | 7.12 USD | -2.6% | 8.60 USD | 9.07 USD | -1.58 | -21.89 | 39.8M | Off |
| 12 Jun 2026 | 7.31 USD | 0.9% | 8.62 USD | 9.08 USD | -1.56 | -19.45 | 46.5M | Off |
| 5 Jun 2026 | 7.25 USD | -8.0% | 8.65 USD | 9.09 USD | -1.52 | -20.10 | 46.9M | Off |
| 29 May 2026 | 7.88 USD | -2.9% | 8.68 USD | 9.10 USD | -1.31 | -15.87 | 33.0M | Off |
| 22 May 2026 | 8.11 USD | 0.4% | 8.71 USD | 9.11 USD | -1.00 | -12.60 | 33.2M | Off |
| 15 May 2026 | 8.08 USD | -8.0% | 8.71 USD | 9.11 USD | -0.70 | -12.62 | 42.4M | Off |
| 8 May 2026 | 8.79 USD | -1.5% | 8.70 USD | 9.12 USD | -0.47 | -5.33 | 32.4M | On |
| 1 May 2026 | 8.92 USD | 3.5% | 8.65 USD | 9.12 USD | -0.54 | -2.10 | 44.4M | On |
| 24 Apr 2026 | 8.62 USD | -6.1% | 8.60 USD | 9.12 USD | -0.73 | -4.91 | 83.6M | On |
How to use this report
This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.