MTB NYSE Week ended 31 Jul 2026

Weekly Investor Report

M&T Bank Corporation · Financial Services · Banks - Regional

Latest close 246.3 USD
-1.3% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 11.8% above the Trend Line and sits at 89.6% of its 52-week range. The latest completed week returned -1.3%, after a 3.1% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive. Options positioning is bullish with 33/100 conviction, while the latest news-sentiment score is 49/100. Near-term considerations: earnings are due in 75d.

Setup score 67 out of 100
Latest Close 246.3 USD 31 Jul 2026
1W Return -1.3% latest completed week
4W Return 3.1% short-term follow-through
12W Return 16.9% quarterly tape
Trend Breadth 88.5% 46 of 52 weeks active
Volume Ratio 1.1x vs 13-week average
What is working
  • The trend backdrop is active with a 34-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 14 reversal markers appear in the recent smart-money tape.
  • Latest weekly return ranks in the weaker part of its sector group.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 11.8% above the Trend Line and sits at 89.6% of its 52-week range. The latest completed week returned -1.3%, after a 3.1% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.1x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8612-week average 0.60

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure8/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership9/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.86Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers1414 reversal markers

No recent accumulation markers. 14 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 3.1% over four weeks, 16.9% over 12 weeks, and 37.1% over one year. The current trend has remained active for 34 consecutive weeks.

Performance by holding period

1W-1.3%
4W3.1%
12W16.9%
26W12.7%
52W37.1%
Active trend streak34 weeks
Active weeks in one year46
Trend breadth88.5%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.28Latest activity-pressure read.
Pressure change7.9%Four-week change in activity pressure.
Leadership9.32Latest relative-leadership reading.
RS change31.5%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth is moderate; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 30 Jun 2026 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength91/100Blend of value, momentum, and quality. Underlying universe rank 10; rank 1 is best.
Value75/100Relative valuation strength. Underlying universe rank 26; rank 1 is best.
Quality81/100Profitability and accounting quality. Underlying universe rank 20; rank 1 is best.
Momentum77/100Medium-term price momentum. Underlying universe rank 24; rank 1 is best.
Growth26/100Revenue and earnings growth. Underlying universe rank 75; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework57/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
11.9x
Price divided by trailing earnings.
Price / sales
2.9x
Market value relative to trailing revenue.
EV / EBITDA
12.6x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
5.7%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
76.0%
Gross profit retained from each unit of revenue.
Operating margin
33.2%
Operating profit retained from revenue.
Free-cash-flow margin
25.3%
Free cash flow generated from revenue.
Return on invested capital
7.2%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-5.8%
Latest one-year revenue growth.
EPS growth
12.3%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
8/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.4%
Cash dividends relative to market value.
Buyback yield
6.1%
Net share repurchases relative to market value.
Shareholder yield
8.5%
Dividend yield plus net buyback yield.
Net debt / EBITDA
3.7x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningBullish

MTB shows bullish options pressure with a 33/100 conviction score, put-call volume ratio of 0.76, expected move of 4.3%, and Sharemaestro trend signal active.

Conviction33/100
Expected move4.3%
Put/call volume0.76
Pressure21
Speculation7
Volatility34
Trend agreement74
Open options detail
Insider activity8 / 12

8 acquisitions and 12 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment49/100

Weighted news tone is neutral across 32 relevant articles.

4 positive · 24 neutral · 4 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings75dNext report is scheduled for 16 Oct 2026; event risk rises as the date approaches.
Options expected move4.3%Nearest-chain priced movement where available.
52-week drawdown-3.4%Distance below the 52-week high.
13-week volatility2.8%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher16 of 2610 weeks finished lower.
Best week+7.4%Week of 6 Feb.
Worst week-6.7%Week of 13 Mar.
Latest week-1.3%Week of 31 Jul.

Shape of recent returns

Strong gains6
Modest gains10
Flat weeks0
Modest losses8
Sharp losses2
Recent vol2.8%13-week weekly-return volatility.
Base vol3.0%52-week weekly-return volatility.
Up/down split34/18Count of positive and negative weeks in the 52-week window.
Average skew2.3% / -2.5%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 2026246.3 USD-1.3%220.2 USD171.1 USD1.289.325.9MOn
24 Jul 2026249.6 USD0.1%218.7 USD170.4 USD1.2312.276.0MOn
17 Jul 2026249.2 USD2.8%217.2 USD169.6 USD1.2511.737.4MOn
10 Jul 2026242.3 USD1.4%215.7 USD168.8 USD1.167.164.7MOn
3 Jul 2026238.9 USD0.7%214.3 USD168.0 USD1.197.094.2MOn
26 Jun 2026237.3 USD5.4%212.8 USD167.2 USD1.038.695.8MOn
19 Jun 2026225.1 USD-2.9%211.1 USD166.4 USD0.510.786.3MOn
12 Jun 2026231.9 USD4.2%209.7 USD165.6 USD0.074.745.9MOn
5 Jun 2026222.4 USD3.7%208.1 USD164.8 USD-0.461.184.8MOn
29 May 2026214.6 USD1.4%206.7 USD164.1 USD-0.70-4.844.1MOn
22 May 2026211.7 USD4.0%205.6 USD163.5 USD-0.64-4.884.8MOn
15 May 2026203.5 USD-3.4%204.6 USD162.8 USD-0.64-7.884.7MOn
8 May 2026210.6 USD-2.0%203.7 USD162.2 USD-0.46-4.634.6MOn
1 May 2026214.9 USD0.7%202.5 USD161.5 USD-0.43-0.535.0MOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.