SSBI NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

Summit State Bank · Financial Services · Banks - Regional

Open interactive chart View report data
Latest close 12.39 USD
-5.5% latest week
Weekly setup

Weak trend

The weekly trend is not active. Price is -7.7% below the Trend Line and sits at 55.9% of its 52-week range. The latest completed week returned -5.5%, after a -6.8% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers. The latest news-sentiment score is 51/100. Near-term considerations: earnings are due in 2d.

Setup score 50 out of 100
Latest Close 12.39 USD 31 Jul 2026
1W Return -5.5% latest completed week
4W Return -6.8% short-term follow-through
12W Return -9.5% quarterly tape
Trend Breadth 84.6% 44 of 52 weeks active
Volume Ratio 2.4x vs 13-week average
What is working
  • Price is above Fair Value, showing premium demand versus the model.
  • Volume is elevated versus the 13-week average, confirming attention.
  • Activity pressure is constructive, supporting the smart-money activity read.
What could go wrong
  • The trend backdrop is inactive, so price action has not confirmed a constructive regime.
  • Price is below the Trend Line, which keeps downside pressure in focus.
  • Activity pressure is negative, which weakens the current setup.
  • The latest week was a sharp negative move.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -5.5% Latest completed week; four-week move -6.8%. Indicator stack 47/22 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 51/100 36 relevant articles in the latest sentiment read. Event risk 2d Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is not active. Price is -7.7% below the Trend Line and sits at 55.9% of its 52-week range. The latest completed week returned -5.5%, after a -6.8% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 2.4x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.7312-week average 0.86

12-week confirmation

Trend active10/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure0/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership0/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.73Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -6.8% over four weeks, -9.5% over 12 weeks, and 2.4% over one year. The current trend has remained active for 0 consecutive weeks.

Performance by holding period

1W-5.5%
4W-6.8%
12W-9.5%
26W-9.4%
52W2.4%
Active trend streak0 weeks
Active weeks in one year44
Trend breadth84.6%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure-0.86Latest activity-pressure read.
Pressure change-156.2%Four-week change in activity pressure.
Leadership-10.22Latest relative-leadership reading.
RS change-30.5%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks weakly; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 94% Model confidence 90%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength86/100Blend of value, momentum, and quality. Underlying universe rank 15; rank 1 is best.
Value93/100Relative valuation strength. Underlying universe rank 8; rank 1 is best.
Quality32/100Profitability and accounting quality. Underlying universe rank 69; rank 1 is best.
Momentum66/100Medium-term price momentum. Underlying universe rank 35; rank 1 is best.
Growth6/100Revenue and earnings growth. Underlying universe rank 95; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
14.9x
Price divided by trailing earnings.
Price / sales
1.5x
Market value relative to trailing revenue.
EV / EBITDA
10.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
15.3%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
55.3%
Gross profit retained from each unit of revenue.
Operating margin
13.9%
Operating profit retained from revenue.
Free-cash-flow margin
23.2%
Free cash flow generated from revenue.
Return on invested capital
-
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
-5.0%
Latest one-year revenue growth.
EPS growth
-
Latest one-year earnings-per-share growth.
Free-cash-flow growth
544.5%
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
0.0%
Cash dividends relative to market value.
Buyback yield
0.0%
Net share repurchases relative to market value.
Shareholder yield
0.0%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-12.9x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity-

No recent insider transactions are stored for this company.

News sentiment51/100

Weighted news tone is neutral across 36 relevant articles.

5 positive · 28 neutral · 3 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings2dNext report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-11.5%Distance below the 52-week high.
13-week volatility2.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher17 of 269 weeks finished lower.
Best week+3.1%Week of 26 Jun.
Worst week-5.5%Week of 31 Jul.
Latest week-5.5%Week of 31 Jul.

Shape of recent returns

Strong gains0
Modest gains17
Flat weeks0
Modest losses6
Sharp losses3
Recent vol2.5%13-week weekly-return volatility.
Base vol2.4%52-week weekly-return volatility.
Up/down split31/19Count of positive and negative weeks in the 52-week window.
Average skew1.5% / -2.3%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape51/100

Trend, activity pressure, participation, and risk combine to a 51/100 tape read.

 Indicator analysis43/100

Latest 12-week confirmation: trend 10/12, activity pressure 0/12, relative leadership 0/12.

Activity pressure 0.73; No reversal markers Factors68/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 60; Small Cap Core rank 24 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment51/100

Weighted news tone is neutral across 36 relevant articles.

Press Release: Summit State Bank Reports Second Quarter 2026 Financial Results Insiders50/100

No recent insider transaction evidence is stored.

 Earnings2d

Next report is scheduled for 04 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 202612.39 USD-5.5%13.42 USD10.92 USD-0.86-10.2261.4KOff
24 Jul 202613.11 USD-3.7%13.40 USD10.95 USD-0.83-4.8434.7KOff
17 Jul 202613.62 USD1.4%13.36 USD10.98 USD-0.47-2.8623.7KOn
10 Jul 202613.44 USD1.1%13.30 USD10.99 USD-0.39-8.2412.7KOn
3 Jul 202613.29 USD-5.1%13.23 USD11.00 USD-0.34-7.8333.6KOn
26 Jun 202614.00 USD3.1%13.16 USD11.00 USD-0.27-2.1836.7KOn
19 Jun 202613.58 USD1.0%13.06 USD11.01 USD-0.49-9.2622.1KOn
12 Jun 202613.45 USD0.4%12.97 USD11.01 USD-0.51-7.736.5KOn
5 Jun 202613.39 USD-1.3%12.88 USD11.03 USD-0.45-6.0119.8KOn
29 May 202613.57 USD0.1%12.79 USD11.04 USD-0.47-9.0121.5KOn
22 May 202613.56 USD0.4%12.70 USD11.04 USD-0.44-6.5327.2KOn
15 May 202613.50 USD-1.4%12.64 USD11.05 USD-0.47-5.8921.1KOn
8 May 202613.69 USD1.2%12.59 USD11.06 USD-0.34-4.767.3KOn
1 May 202613.53 USD-1.3%12.52 USD11.06 USD-0.24-0.7438.0KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.