WRLD NASDAQ Week ended 24 Jul 2026

Weekly Investor Report

World Acceptance Corporation · Financial Services · Credit Services

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Latest close 204.7 USD
6.6% latest week
Weekly setup

Mixed setup

The weekly trend is active. Price is 32.1% above the Trend Line and sits at 80.4% of its 52-week range. The latest completed week returned 6.6%, after a -4.3% four-week move. The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive. The latest news-sentiment score is 54/100. Near-term considerations: earnings are due in 84d.

Setup score 63 out of 100
Latest Close 204.7 USD 24 Jul 2026
1W Return 6.6% latest completed week
4W Return -4.3% short-term follow-through
12W Return 34.6% quarterly tape
Trend Breadth 46.2% 24 of 52 weeks active
Volume Ratio 1.4x vs 13-week average
What is working
  • The trend backdrop is active with a 11-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 7 reversal markers appear in the recent smart-money tape.
What to watch next
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 6.6% Latest completed week; four-week move -4.3%. Indicator stack 63/74 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. News sentiment 54/100 62 relevant articles in the latest sentiment read. Event risk 84d Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 32.1% above the Trend Line and sits at 80.4% of its 52-week range. The latest completed week returned 6.6%, after a -4.3% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 1.4x the 13-week average. Participation is around or above normal and provides reasonable confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
30 Jan 6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9112-week average 0.58

12-week confirmation

Trend active11/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership5/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.91Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers77 reversal markers

No recent accumulation markers. 7 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is -4.3% over four weeks, 34.6% over 12 weeks, and 28.7% over one year. The current trend has remained active for 11 consecutive weeks.

Performance by holding period

1W6.6%
4W-4.3%
12W34.6%
26W47.2%
52W28.7%
Active trend streak11 weeks
Active weeks in one year24
Trend breadth46.2%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.38Latest activity-pressure read.
Pressure change-9.8%Four-week change in activity pressure.
Leadership20.61Latest relative-leadership reading.
RS change-3.9%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality ranks strongly versus its universe; growth ranks weakly; valuation is neither clearly cheap nor expensive.

Open full factor analysis
Factor week 26 Jul 2026 Financial statements through 31 Mar 2026 Field coverage 97% Model confidence 97%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength93/100Blend of value, momentum, and quality. Underlying universe rank 8; rank 1 is best.
Value76/100Relative valuation strength. Underlying universe rank 25; rank 1 is best.
Quality89/100Profitability and accounting quality. Underlying universe rank 12; rank 1 is best.
Momentum76/100Medium-term price momentum. Underlying universe rank 25; rank 1 is best.
Growth3/100Revenue and earnings growth. Underlying universe rank 98; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework46/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
24.1x
Price divided by trailing earnings.
Price / sales
1.6x
Market value relative to trailing revenue.
EV / EBITDA
14.5x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
16.4%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
72.0%
Gross profit retained from each unit of revenue.
Operating margin
17.5%
Operating profit retained from revenue.
Free-cash-flow margin
44.5%
Free cash flow generated from revenue.
Return on invested capital
7.9%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
4.3%
Latest one-year revenue growth.
EPS growth
-51.5%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
5/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
13.7%
Net share repurchases relative to market value.
Shareholder yield
13.7%
Dividend yield plus net buyback yield.
Net debt / EBITDA
5.9x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Insider activity2 / 11

2 acquisitions and 11 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment54/100

Weighted news tone is neutral across 62 relevant articles.

17 positive · 40 neutral · 5 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings84dNext report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
Options expected move-Nearest-chain priced movement where available.
52-week drawdown-10.1%Distance below the 52-week high.
13-week volatility6.1%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2611 weeks finished lower.
Best week+20.1%Week of 26 Jun.
Worst week-12.8%Week of 30 Jan.
Latest week+6.6%Week of 24 Jul.

Shape of recent returns

Strong gains8
Modest gains7
Flat weeks0
Modest losses9
Sharp losses2
Recent vol6.1%13-week weekly-return volatility.
Base vol6.1%52-week weekly-return volatility.
Up/down split30/22Count of positive and negative weeks in the 52-week window.
Average skew4.7% / -4.8%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape63/100

Trend, activity pressure, participation, and risk combine to a 63/100 tape read.

 Indicator analysis69/100

Latest 12-week confirmation: trend 11/12, activity pressure 12/12, relative leadership 5/12.

Activity pressure 0.91; 7 reversal markers Factors83/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 4; Small Cap Core rank 26 SVQF46/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 389.0 of 726 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Sentiment54/100

Weighted news tone is neutral across 62 relevant articles.

World Acceptance Corp (WRLD) Valuation: PE, PB & Fair Value Analysis Insiders2 / 11

2 acquisitions and 11 disposals in the latest 180-day insider tape.

 Earnings84d

Next report is scheduled for 22 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
24 Jul 2026204.7 USD6.6%154.9 USD138.2 USD1.3820.61927.7KOn
17 Jul 2026192.1 USD-3.9%153.0 USD137.9 USD1.3311.52417.4KOn
10 Jul 2026199.8 USD-3.9%151.4 USD137.6 USD1.5011.02631.6KOn
3 Jul 2026208.0 USD-2.7%149.7 USD137.2 USD1.5217.37516.7KOn
26 Jun 2026213.8 USD20.1%147.5 USD136.7 USD1.5321.45545.3KOn
19 Jun 2026177.9 USD-0.3%145.5 USD136.2 USD1.47-3.49411.2KOn
12 Jun 2026178.4 USD6.7%144.3 USD135.9 USD1.46-1.08683.5KOn
5 Jun 2026167.3 USD1.3%142.9 USD135.6 USD1.42-5.41796.4KOn
29 May 2026165.1 USD3.2%141.8 USD135.3 USD1.39-11.35586.9KOn
22 May 2026159.9 USD4.4%140.5 USD135.0 USD1.43-12.14751.6KOn
15 May 2026153.2 USD2.3%139.9 USD134.6 USD1.45-15.21885.6KOn
8 May 2026149.7 USD-1.5%140.6 USD134.4 USD1.32-17.88913.0KOff
1 May 2026152.0 USD0.5%141.1 USD134.1 USD1.26-12.53856.0KOff
24 Apr 2026151.3 USD7.0%141.9 USD133.8 USD0.95-11.90827.5KOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.