ASRV NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

AmeriServ Financial Inc · Financial Services · Banks - Regional

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Latest close 4.57 USD
5.3% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 21.9% above the Trend Line and sits at 99.2% of its 52-week range. The latest completed week returned 5.3%, after a 17.8% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers. Options positioning is volatility with 52/100 conviction, while the latest news-sentiment score is 59/100. Near-term considerations: price is close to its 52-week high; earnings are due in 74d.

Setup score 83 out of 100
Latest Close 4.57 USD 31 Jul 2026
1W Return 5.3% latest completed week
4W Return 17.8% short-term follow-through
12W Return 25.2% quarterly tape
Trend Breadth 100.0% 52 of 52 weeks active
Volume Ratio 2.0x vs 13-week average
What is working
  • The trend backdrop is active with a 58-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Price is above Fair Value, showing premium demand versus the model.
  • Activity pressure is positive on the latest completed week.
What could go wrong
  • 2 reversal markers appear in the recent smart-money tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through 5.3% Latest completed week; four-week move 17.8%. Indicator stack 100/81 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Quiet Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Volatility 52/100 conviction; expected move 16.9%. News sentiment 59/100 56 relevant articles in the latest sentiment read. Event risk 74d Next report is scheduled for 20 Oct 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 21.9% above the Trend Line and sits at 99.2% of its 52-week range. The latest completed week returned 5.3%, after a 17.8% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 2.0x the 13-week average. Participation is unusually strong and confirms that the move is attracting attention.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.8912-week average 0.90

12-week confirmation

Trend active12/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure1/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership7/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.89Current proprietary activity-pressure read.
Buy signals0Accumulation signal count in the latest 12 weeks.
Reversal markers22 reversal markers

No recent accumulation markers. 2 reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 17.8% over four weeks, 25.2% over 12 weeks, and 61.7% over one year. The current trend has remained active for 58 consecutive weeks.

Performance by holding period

1W5.3%
4W17.8%
12W25.2%
26W40.7%
52W61.7%
Active trend streak58 weeks
Active weeks in one year52
Trend breadth100.0%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure0.34Latest activity-pressure read.
Pressure change310.8%Four-week change in activity pressure.
Leadership22.96Latest relative-leadership reading.
RS change1113.7%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth is moderate; valuation is inexpensive relative to peers.

Open full factor analysis
Factor week 02 Aug 2026 Financial statements through 30 Jun 2026 Field coverage 100% Model confidence 100%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength88/100Blend of value, momentum, and quality. Underlying universe rank 13; rank 1 is best.
Value84/100Relative valuation strength. Underlying universe rank 17; rank 1 is best.
Quality34/100Profitability and accounting quality. Underlying universe rank 67; rank 1 is best.
Momentum90/100Medium-term price momentum. Underlying universe rank 11; rank 1 is best.
Growth72/100Revenue and earnings growth. Underlying universe rank 29; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Value-quality framework72/100Value and quality alignment from the Sharemaestro SVQF framework.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
9.1x
Price divided by trailing earnings.
Price / sales
0.9x
Market value relative to trailing revenue.
EV / EBITDA
11.4x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
3.2%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
67.4%
Gross profit retained from each unit of revenue.
Operating margin
11.6%
Operating profit retained from revenue.
Free-cash-flow margin
4.8%
Free cash flow generated from revenue.
Return on invested capital
4.8%
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
4.9%
Latest one-year revenue growth.
EPS growth
130.3%
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
2.6%
Cash dividends relative to market value.
Buyback yield
-0.0%
Net share repurchases relative to market value.
Shareholder yield
2.6%
Dividend yield plus net buyback yield.
Net debt / EBITDA
4.9x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningVolatility

ASRV shows volatility options pressure with a 52/100 conviction score, put-call volume ratio of 0.00, expected move of 16.9%, and Sharemaestro trend signal active.

Conviction52/100
Expected move16.9%
Put/call volume0.00
Pressure100
Speculation0
Volatility96
Trend agreement1
Open options detail
Insider activity15 / 0

15 acquisitions and 0 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment59/100

Weighted news tone is neutral across 56 relevant articles.

20 positive · 34 neutral · 2 negative
Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings74dNext report is scheduled for 20 Oct 2026; event risk rises as the date approaches.
Options expected move16.9%Nearest-chain priced movement where available.
52-week drawdown-0.3%Distance below the 52-week high.
13-week volatility4.5%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2610 weeks finished lower.
Best week+16.7%Week of 6 Feb.
Worst week-8.1%Week of 13 Feb.
Latest week+5.3%Week of 31 Jul.

Shape of recent returns

Strong gains6
Modest gains9
Flat weeks1
Modest losses6
Sharp losses4
Recent vol4.5%13-week weekly-return volatility.
Base vol4.2%52-week weekly-return volatility.
Up/down split28/19Count of positive and negative weeks in the 52-week window.
Average skew3.6% / -2.6%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape82/100

Trend, activity pressure, participation, and risk combine to a 82/100 tape read.

 Indicator analysis59/100

Latest 12-week confirmation: trend 12/12, activity pressure 1/12, relative leadership 7/12.

Activity pressure 0.89; 2 reversal markers Factors72/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Cornerstone Growth rank 18; Tiny Titans rank 9; Buyback Yield rank 69 SVQF72/100

Value and quality alignment from the Sharemaestro SVQF framework.

Composite rank 204.5 of 725 Patient CapitalQuiet

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

No recent buy signal Options36/100

ASRV shows volatility options pressure with a 52/100 conviction score, put-call volume ratio of 0.00, expected move of 16.9%, and Sharemaestro trend signal active.

Volatility · Volatility expansion watch · Expected move 16.9% Sentiment59/100

Weighted news tone is neutral across 56 relevant articles.

Ameriserv Financial Inc (ASRV) Risk Assessment: Volatility, Financial Risk & Investment Risk Insiders15 / 0

15 acquisitions and 0 disposals in the latest 180-day insider tape.

 Earnings74d

Next report is scheduled for 20 Oct 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 20264.57 USD5.3%3.75 USD2.82 USD0.3422.96132.6KOn
24 Jul 20264.34 USD11.3%3.71 USD2.81 USD-0.1318.06152.0KOn
17 Jul 20263.90 USD1.8%3.66 USD2.80 USD-0.324.9339.9KOn
10 Jul 20263.83 USD-1.3%3.63 USD2.79 USD-0.19-1.1438.5KOn
3 Jul 20263.88 USD-0.5%3.61 USD2.78 USD-0.161.8926.8KOn
26 Jun 20263.90 USD0.3%3.58 USD2.77 USD-0.313.3482.8KOn
19 Jun 20263.89 USD2.1%3.55 USD2.76 USD-0.61-1.4776.6KOn
12 Jun 20263.81 USD1.9%3.53 USD2.75 USD-0.62-0.9750.1KOn
5 Jun 20263.74 USD1.1%3.50 USD2.74 USD-0.63-0.4428.9KOn
29 May 20263.70 USD-5.9%3.47 USD2.73 USD-0.52-5.9948.6KOn
22 May 20263.93 USD2.6%3.45 USD2.72 USD-0.222.6656.4KOn
15 May 20263.83 USD4.9%3.42 USD2.71 USD-0.141.4451.3KOn
8 May 20263.65 USD-7.4%3.39 USD2.70 USD0.20-3.3769.1KOn
1 May 20263.94 USD2.1%3.37 USD2.70 USD0.3510.1749.6KOn
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.