LPRO NASDAQ Week ended 31 Jul 2026

Weekly Investor Report

Open Lending Corp · Financial Services · Credit Services

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Latest close 3.14 USD
-0.3% latest week
Weekly setup

Constructive, but selective

The weekly trend is active. Price is 54.5% above the Trend Line and sits at 99.5% of its 52-week range. The latest completed week returned -0.3%, after a 1.0% four-week move. The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks strongly; valuation is expensive relative to peers. Options positioning is mixed with 31/100 conviction, while the latest news-sentiment score is 46/100. Near-term considerations: price is close to its 52-week high; volume confirmation is below normal; earnings are due in 2d.

Setup score 62 out of 100
Latest Close 3.14 USD 31 Jul 2026
1W Return -0.3% latest completed week
4W Return 1.0% short-term follow-through
12W Return 65.3% quarterly tape
Trend Breadth 26.9% 14 of 52 weeks active
Volume Ratio 0.4x vs 13-week average
What is working
  • The trend backdrop is active with a 10-week active streak.
  • Price is above the Trend Line, keeping the weekly tape constructive.
  • Activity pressure is positive on the latest completed week.
  • Activity pressure is constructive, supporting the smart-money activity read.
What could go wrong
  • Price is below Fair Value, so the market is still discounting the latest tape.
What to watch next
  • Price is close to its 52-week high; watch for continuation or exhaustion.
  • Trend Line remains the key weekly regime level.
  • Activity pressure is the gauge to monitor for confirmation or fade.
  • A volume ratio above 1.5x would show stronger participation in the next move.
Price follow-through -0.3% Latest completed week; four-week move 1.0%. Indicator stack 49/78 Trend and activity pressure are weighted against the latest 12-week confirmation window. Trend backdrop Active The trend backdrop defines the current weekly regime. Patient Capital Recent Activity-pressure buy-signal status for institutional accumulation timing. Options pressure Mixed 31/100 conviction; expected move 13.3%. News sentiment 46/100 54 relevant articles in the latest sentiment read. Event risk 2d Next report is scheduled for 05 Aug 2026; event risk rises as the date approaches.
01 · Price action

Where price is—and whether the trend supports it

The weekly trend is active. Price is 54.5% above the Trend Line and sits at 99.5% of its 52-week range. The latest completed week returned -0.3%, after a 1.0% four-week move.

Study the full chart

52-week price path

Price vs Trend Line and Fair Value
Price Trend Line Fair Value
02 · Volume and demand

Is real participation confirming the move?

Latest weekly volume is 0.4x the 13-week average. Participation is below its recent norm, so price strength is not receiving full volume confirmation.

26-week volume confirmation

Bar height shows volume; colour shows the weekly price direction
6 Feb 13 Feb 20 Feb 27 Feb 6 Mar 13 Mar 20 Mar 27 Mar 3 Apr 10 Apr 17 Apr 24 Apr 1 May 8 May 15 May 22 May 29 May 5 Jun 12 Jun 19 Jun 26 Jun 3 Jul 10 Jul 17 Jul 24 Jul 31 Jul
Up week Down week
Demand beneath price

Activity pressure and institutional-style signals

These indicators assess whether participation is improving beneath the headline price move. They are supporting evidence, not proof of institutional buying.

Activity pressure path

Latest 0.9012-week average 0.52

12-week confirmation

Trend active10/12Active trend-backdrop weeks in the latest 12-week window.
Positive pressure12/12Weeks with constructive activity pressure in the latest 12-week window.
Positive leadership7/12Weeks with positive relative leadership in the latest 12-week window.
Activity pressure0.90Current proprietary activity-pressure read.
Buy signals2Accumulation signal count in the latest 12 weeks.
Reversal markers0No reversal markers

No recent accumulation markers. No reversal markers.

03 · Momentum and leadership

Is performance persistent—and is the stock leading?

Performance is 1.0% over four weeks, 65.3% over 12 weeks, and 45.4% over one year. The current trend has remained active for 10 consecutive weeks.

Performance by holding period

1W-0.3%
4W1.0%
12W65.3%
26W75.4%
52W45.4%
Active trend streak10 weeks
Active weeks in one year14
Trend breadth26.9%

Activity pressure vs relative leadership

Activity pressureRelative leadership
Pressure1.59Latest activity-pressure read.
Pressure change-6.7%Four-week change in activity pressure.
Leadership46.51Latest relative-leadership reading.
RS change14.4%Four-week change in relative leadership.
04 · Fundamentals and valuation

What investors are paying for—and the quality behind it

The latest factor snapshot indicates quality is middle-of-the-pack; growth ranks strongly; valuation is expensive relative to peers.

Open full factor analysis
Factor week 02 Aug 2026 Financial statements through 31 Mar 2026 Field coverage 85% Model confidence 80%

Relative factor standing

Higher display scores are better. Each score is converted from the underlying universe rank, where rank 1 is best.

Overall factor strength14/100Blend of value, momentum, and quality. Underlying universe rank 87; rank 1 is best.
Value7/100Relative valuation strength. Underlying universe rank 94; rank 1 is best.
Quality22/100Profitability and accounting quality. Underlying universe rank 79; rank 1 is best.
Momentum88/100Medium-term price momentum. Underlying universe rank 13; rank 1 is best.
Growth90/100Revenue and earnings growth. Underlying universe rank 11; rank 1 is best.
How to read this

Quality and valuation are separate questions

A strong company can still carry a demanding valuation. This report shows profitability, growth, balance-sheet strength, and the price paid for those characteristics separately.

Valuation

How much investors are paying for earnings, sales, and cash flow.

P/E
-
Price divided by trailing earnings.
Price / sales
4.2x
Market value relative to trailing revenue.
EV / EBITDA
61.6x
Enterprise value relative to operating cash earnings.
Free-cash-flow yield
0.6%
Free cash flow as a share of enterprise value.

Business quality

Margins and the return generated on invested capital.

Gross margin
77.2%
Gross profit retained from each unit of revenue.
Operating margin
2.1%
Operating profit retained from revenue.
Free-cash-flow margin
1.8%
Free cash flow generated from revenue.
Return on invested capital
-
Operating return generated on invested capital.

Growth and financial strength

Recent business growth and accounting strength.

Revenue growth
405.4%
Latest one-year revenue growth.
EPS growth
-
Latest one-year earnings-per-share growth.
Free-cash-flow growth
-76.2%
Latest one-year free-cash-flow growth.
Piotroski F-score
6/9
Nine-point accounting-strength checklist.

Shareholder return and balance sheet

Cash returned to owners and financial leverage.

Dividend yield
-
Cash dividends relative to market value.
Buyback yield
1.3%
Net share repurchases relative to market value.
Shareholder yield
1.3%
Dividend yield plus net buyback yield.
Net debt / EBITDA
-22.6x
Balance-sheet debt relative to operating cash earnings.
05 · Ownership, options, and sentiment

What other market participants are doing

Options, insider transactions, market sentiment, and activity-pressure signals can confirm or challenge the price story. None should be used alone.

Options positioningMixed

LPRO shows mixed options pressure with a 31/100 conviction score, put-call volume ratio of n/a, expected move of 13.3%, and Sharemaestro trend signal active.

Conviction31/100
Expected move13.3%
Put/call volume
Pressure6
Speculation0
Volatility79
Trend agreement81
Open options detail
Insider activity3 / 3

3 acquisitions and 3 disposals in the latest 180-day insider tape.

Acquisitions / disposals over the latest 180 days. Insider activity is context, not a stand-alone signal.
News sentiment46/100

Weighted news tone is neutral across 54 relevant articles.

9 positive · 33 neutral · 12 negative
Patient CapitalRecent

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

Recent buy signal in the last 8 weeks
06 · Catalysts and risk

What can move the shares—and how volatile the path has been

Event timing, options-implied movement, drawdown, and weekly return distribution frame the risk around the current setup.

Next earnings2dNext report is scheduled for 05 Aug 2026; event risk rises as the date approaches.
Options expected move13.3%Nearest-chain priced movement where available.
52-week drawdown-0.3%Distance below the 52-week high.
13-week volatility12.0%Standard deviation of weekly returns.

Weekly gains and losses

Latest 26 completed weeks

Each bar is one week. Gains rise above the zero line; losses fall below it. Taller bars mean a larger weekly move.

Weeks higher15 of 2610 weeks finished lower.
Best week+42.7%Week of 19 Jun.
Worst week-19.5%Week of 13 Feb.
Latest week-0.3%Week of 31 Jul.

Shape of recent returns

Strong gains8
Modest gains7
Flat weeks1
Modest losses4
Sharp losses6
Recent vol12.0%13-week weekly-return volatility.
Base vol10.5%52-week weekly-return volatility.
Up/down split26/25Count of positive and negative weeks in the 52-week window.
Average skew8.6% / -6.4%Average positive week versus average negative week.
07 · Sector and peer context

Is this stock leading—or simply moving with its group?

Sector and industry breadth distinguish company-specific strength from a broad group move.

08 · Evidence and weekly data

The underlying research record

Every top-level statement above should be traceable to a stored market, fundamental, event, or positioning observation.

Weekly tape58/100

Trend, activity pressure, participation, and risk combine to a 58/100 tape read.

 Indicator analysis78/100

Latest 12-week confirmation: trend 10/12, activity pressure 12/12, relative leadership 7/12.

Activity pressure 0.90; No reversal markers Factors30/100

O'Shaughnessy factor stack blends value, quality, momentum, and confidence.

Buyback Yield rank 28; Small Cap Core rank 86 Patient CapitalRecent

Activity-pressure buy-signal evidence highlights potential institutional accumulation windows.

Recent buy signal in the last 8 weeks Options54/100

LPRO shows mixed options pressure with a 31/100 conviction score, put-call volume ratio of n/a, expected move of 13.3%, and Sharemaestro trend signal active.

Mixed · Options-market disagreement · Expected move 13.3% Sentiment46/100

Weighted news tone is neutral across 54 relevant articles.

Open Lending Corporation (NASDAQ:LPRO) Receives Average Rating of "Hold" from Analysts Insiders3 / 3

3 acquisitions and 3 disposals in the latest 180-day insider tape.

 Earnings2d

Next report is scheduled for 05 Aug 2026; event risk rises as the date approaches.
WeekCloseReturnTrend LineFair ValuePressureLeadershipVolumeTrend
31 Jul 20263.14 USD-0.3%2.03 USD4.32 USD1.5946.515.7MOn
24 Jul 20263.15 USD0.3%1.98 USD4.37 USD1.6448.388.6MOn
17 Jul 20263.14 USD0.6%1.93 USD4.42 USD1.6745.488.2MOn
10 Jul 20263.12 USD0.3%1.88 USD4.47 USD1.7438.7112.7MOn
3 Jul 20263.11 USD-0.3%1.83 USD4.52 USD1.7040.6516.8MOn
26 Jun 20263.12 USD0.3%1.79 USD4.56 USD1.6842.5919.2MOn
19 Jun 20263.11 USD42.7%1.75 USD4.61 USD1.6936.3164.4MOn
12 Jun 20262.18 USD3.3%1.70 USD4.66 USD1.66-1.765.5MOn
5 Jun 20262.11 USD-7.5%1.68 USD4.71 USD1.69-3.276.4MOn
29 May 20262.28 USD8.1%1.66 USD4.76 USD1.69-0.688.3MOn
22 May 20262.11 USD14.1%1.64 USD4.82 USD1.42-5.644.7MOff
15 May 20261.85 USD-2.6%1.64 USD4.87 USD1.13-16.704.7MOff
8 May 20261.90 USD7.3%1.64 USD4.92 USD0.82-15.436.2MOff
1 May 20261.77 USD0.0%1.64 USD4.97 USD0.43-17.341.9MOff
How to use this report

This is a completed-week research summary. It explains the available evidence and its conflicts; it does not predict a guaranteed outcome or replace your own risk assessment. Fundamental figures may refer to an earlier financial reporting period, which is shown above.