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BRO

Brown & Brown Inc
Chart
70.40 USD
Latest Week 2026-07-31
Financial ServicesInsurance BrokersLARGE
Snapshot 2026-07-26 · 1.0w · Fresh
0.17
OS Score
29.0%
Value
68.0%
Quality
9.0%
Momentum
4/9
F-Score
0.444
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
3 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
Rev +33%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.77
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
29.0%ile
P/E
20.0×
P/S
3.6×
P/B
1.8×
E/P
0.0576
FCF Yield
0.053
EBITDA/EV
0.072
SH Yield
-0.162
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
74.00000000
/100 — 1=cheapest
VC2 (Trending Value)
81.00000000
/100
VC3 (Buyback)
81.00000000
/100
VC2 score of 81.00000000/100 — expensive across all six composite measures.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
68.0%ile
ROE
0.091
ROA
0.039
Net Margin
0.179
Op Margin
0.269
GPA
0.128
D/E
1.36
Current
1.02
F-Score
4/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.335
Earn Growth
0.112
Stability
0.265
lower=better
Accruals
-0.012
lower=better
5yr Consist
Yes
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
9.0%ile
6M Return
-14.1%
12M Return
-34.0%
12-1 Mom
-37.3%
Risk-Adj
-1.22
Vol 252d
30.7%
Vol 60d
70.5%
↑ Expanding
Max DD 12M
-41.6%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -37% signals a downtrend — price is moving against you. Near-term vol (70%) is expanding vs long-term (31%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.17
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
0.2%
Sector Quality %ile
44.1%
P/E z-score
0.09
P/B z-score
-0.05
Sector Avg OS
85.2%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
IFS Intercorp Financial Services Inc 99.0% 98.0% 83.0% 90.0%
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 88.0% 90.0%
RILYL BRC Group Holdings, Inc. 99.0% 95.0% 88.0% 95.0%
UVE Universal Insurance Holdings Inc 99.0% 97.0% 92.0% 92.0%
BAP Credicorp Ltd 99.0% 97.0% 96.0% 90.0%
SBFG SB Financial Group Inc 98.0% 96.0% 93.0% 76.0%
BBDO Banco Bradesco S/A ADR 98.0% 97.0% 92.0% 79.0%
HG Hamilton Insurance Group, Ltd. 98.0% 96.0% 81.0% 91.0%
Factor Interactions
Growth at Reasonable Price
Revenue growing 33% with P/E of 20×. Growth isn't fully priced in.
Volatility Expanding
60-day vol (70%) significantly exceeds 252-day (31%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
50.5% avg (7 factors)
Quality
C
48.8% avg (8 factors)
Momentum
F
5.0% avg (4 factors)
Risk
B
65.5% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.170—8—
Value %ile0.290—4—
Quality %ile0.680—0—
Momentum %ile0.090—8—
F-Score4.000—8—
Confidence0.929—8—
Volatility0.307—0—
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
19.98
Earnings Yield (E/P)
0.0576
Price / Sales
3.57
Price / Book
1.82
Price / Cash Flow
15.30
FCF Yield
5.3%
EBITDA / EV
7.2%
Sales Yield (1/P·S)
0.2141
Shareholder Yield
Div + net buyback / mktcap
-16.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
9.1%
Return on Assets
3.9%
Net Margin
17.9%
Operating Margin
26.9%
Gross Profit / Assets
Novy-Marx GPA
12.8%
Debt / Equity
1.36
Current Ratio
1.02
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.012
External Financing
Net issuance — lower=better
0.158
MomentumPrice trend strength over different horizons
6M Return
-14.1%
12M Return
-34.0%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-37.3%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-1.22
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
33.5%
Earnings Growth (YoY)
11.2%
Earnings Stability (CV)
Lower = more stable
0.265
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
4
Dividend Yield
1.0%
Buyback Yield
-17.2%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
74
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
81
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
81
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity