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CCP

Credit Corp Group Limited
Chart
13.77 AUD
Latest Week 2026-07-24
Financial ServicesCredit ServicesSMALL
Snapshot 2026-07-26 · 0.7w · Fresh
0.85
OS Score
93.0%
Value
96.0%
Quality
15.0%
Momentum
6/9
F-Score
0.945
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
6 of 23 passing
★
OS Composite
OS 0.850
↗
Trending Value
✗
◆
Quality × Value
QV 0.945
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 10.0
◇
VC2 Cheapest
✗
📐
EBITDA/EV
13.7%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +25%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 93%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
93.0%ile
P/E
10.0×
P/S
2.0×
P/B
1.1×
E/P
0.0750
FCF Yield
0.039
EBITDA/EV
0.137
SH Yield
-0.112
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
7.00000000
/100 — 1=cheapest
VC2 (Trending Value)
13.00000000
/100
VC3 (Buyback)
9.00000000
/100
P/E of 10.0x places this firmly in deep value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
96.0%ile
ROE
0.106
ROA
0.067
Net Margin
0.199
Op Margin
0.207
GPA
0.339
Current
6.91
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.253
Earn Growth
0.856
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
15.0%ile
6M Return
-0.6%
12M Return
-3.9%
12-1 Mom
-10.4%
Risk-Adj
-0.28
Vol 252d
37.4%
Vol 60d
84.1%
↑ Expanding
Max DD 12M
-39.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -10% signals a downtrend — price is moving against you. Near-term vol (84%) is expanding vs long-term (37%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.85
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 159 peers
Sector Value %ile
92.5%
Sector Quality %ile
96.9%
P/E z-score
-0.32
P/B z-score
-0.09
Sector Avg OS
56.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
HLI Helia Group Limited 99.0% 97.0% 96.0% 91.0%
TWR Tower Limited 99.0% 98.0% 95.0% 87.0%
SVR Solvar Limited 98.0% 96.0% 96.0% 86.0%
KSL Kina Securities Limited 97.0% 96.0% 85.0% 85.0%
IAG Insurance Australia Group Limited 97.0% 92.0% 95.0% 83.0%
BFL BSP Financial Group Limited 97.0% 95.0% 90.0% 82.0%
PNC Pioneer Credit Limited 97.0% 89.0% 91.0% 91.0%
ACQ Acorn Capital Investment Fund Limited 97.0% 93.0% 88.0% 87.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (93th) and quality (96th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Growth at Reasonable Price
Revenue growing 25% with P/E of 10×. Growth isn't fully priced in.
Falling Knife
Weak momentum (15th) despite looking cheap (93th value). Wait for momentum to stabilise.
Volatility Expanding
60-day vol (84%) significantly exceeds 252-day (37%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
61.5% avg (7 factors)
Quality
B
64.6% avg (6 factors)
Momentum
F
25.8% avg (4 factors)
Risk
C
54.4% avg (1 factors)
This stock sits in the O'Shaughnessy sweet spot — cheap AND high quality. Historically, this combination has generated the strongest long-term returns. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.850—8—
Value %ile0.930—8—
Quality %ile0.960—8—
Momentum %ile0.150—8—
F-Score6.000—0—
Confidence0.451—0—
Volatility0.374—0—
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
9.96
Earnings Yield (E/P)
0.0750
Price / Sales
1.98
Price / Book
1.05
FCF Yield
3.9%
EBITDA / EV
13.7%
Sales Yield (1/P·S)
0.3629
Shareholder Yield
Div + net buyback / mktcap
-11.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.6%
Return on Assets
6.7%
Net Margin
19.9%
Operating Margin
20.7%
Gross Profit / Assets
Novy-Marx GPA
33.9%
Current Ratio
6.91
MomentumPrice trend strength over different horizons
6M Return
-0.6%
12M Return
-3.9%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-10.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.28
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
25.3%
Earnings Growth (YoY)
85.6%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
6
Dividend Yield
4.9%
Buyback Yield
-16.2%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
7
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
13
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
9
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity