Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/1efec086-c290-4242-9b95-c5a08e8ee7d9/
OPBK
OP BancorpSnapshot 2026-07-19 · 0.6w · Fresh
Strategy Eligibility
14 of 23 passing
★
OS Composite
OS 0.880
↗
Trending Value
#43
◆
Quality × Value
QV 0.831
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
P/S 1.3
💎
Deep Value
P/E 8.2
◇
VC2 Cheapest
VC2 6
📐
EBITDA/EV
26.9%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
3.7%
💰
High Yield
Div 3.3%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 96%
🛡
Low Volatility
Vol 24%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
96.0%ile
P/E
8.2×
P/S
1.3×
P/B
1.0×
E/P
0.2171
FCF Yield
0.192
EBITDA/EV
0.269
SH Yield
0.037
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
6.00000000
/100 — 1=cheapest
VC2 (Trending Value)
6.00000000
/100
VC3 (Buyback)
8.00000000
/100
P/E of 8.2x places this firmly in deep value territory. FCF yield of 19.2% is strong — the business generates significant free cash relative to price. VC2 score of 6.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
72.0%ile
ROE
0.117
ROA
0.010
Net Margin
0.161
Op Margin
0.221
GPA
0.035
D/E
10.60
Current
0.08
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.078
Earn Growth
0.277
Stability
0.140
lower=better
Accruals
0.000
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 10.60 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
32.0%ile
6M Return
3.0%
12M Return
12.0%
12-1 Mom
7.4%
Risk-Adj
0.31
Vol 252d
23.9%
Vol 60d
50.2%
↑ Expanding
Max DD 12M
-15.5%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (50%) is expanding vs long-term (24%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.88
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
94.6%
Sector Quality %ile
49.3%
P/E z-score
-0.28
P/B z-score
-0.06
Sector Avg OS
85.4%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (96th) and quality (72th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Volatility Expanding
60-day vol (50%) significantly exceeds 252-day (24%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
90.2% avg (7 factors)
Quality
D
31.7% avg (8 factors)
Momentum
D
41.0% avg (4 factors)
Risk
A
76.9% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.880 | —7 | — | |
| Value %ile | 0.960 | —7 | — | |
| Quality %ile | 0.720 | —2 | — | |
| Momentum %ile | 0.320 | —0 | — | |
| F-Score | 7.000 | —7 | — | |
| Confidence | 0.969 | —7 | — | |
| Volatility | 0.239 | —0 | — |
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
8.16
Earnings Yield (E/P)
0.2171
Price / Sales
1.32
Price / Book
0.96
Price / Cash Flow
7.90
FCF Yield
19.2%
EBITDA / EV
26.9%
Sales Yield (1/P·S)
0.9802
Shareholder Yield
Div + net buyback / mktcap
3.7%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
11.7%
Return on Assets
1.0%
Net Margin
16.1%
Operating Margin
22.1%
Gross Profit / Assets
Novy-Marx GPA
3.5%
Debt / Equity
10.60
Current Ratio
0.08
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.000
External Financing
Net issuance — lower=better
0.000
MomentumPrice trend strength over different horizons
6M Return
3.0%
12M Return
12.0%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
7.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.31
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
7.8%
Earnings Growth (YoY)
27.7%
Earnings Stability (CV)
Lower = more stable
0.140
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
3.3%
Buyback Yield
0.3%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
6
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
6
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
8
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
43
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity