Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/23eb1e92-7bbe-40b6-b478-6eb120b5c409/

SSB

SouthState Corporation
Chart
103.19 USD
Latest Week 2026-07-17
Financial ServicesBanks - RegionalLARGE
Snapshot 2026-07-19 · 0.6w · Fresh
0.66
OS Score
83.0%
Value
30.0%
Quality
29.0%
Momentum
4/9
F-Score
0.499
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
5 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
12.4%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
6.1%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 22%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.77
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
83.0%ile
P/E
10.8×
P/S
2.7×
P/B
1.1×
E/P
0.1125
FCF Yield
0.063
EBITDA/EV
0.124
SH Yield
0.061
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
22.00000000
/100 — 1=cheapest
VC2 (Trending Value)
18.00000000
/100
VC3 (Buyback)
21.00000000
/100
P/E of 10.8x places this firmly in deep value territory. FCF yield of 6.3% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
30.0%ile
ROE
0.104
ROA
0.014
Net Margin
0.247
Op Margin
0.322
GPA
0.040
D/E
6.53
Current
11.08
F-Score
4/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.400
Earn Growth
0.838
Stability
0.335
lower=better
Accruals
0.005
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 6.53 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
29.0%ile
6M Return
6.1%
12M Return
8.2%
12-1 Mom
1.2%
Risk-Adj
0.05
Vol 252d
22.1%
Vol 60d
48.5%
↑ Expanding
Max DD 12M
-16.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (48%) is expanding vs long-term (22%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.66
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
57.1%
Sector Quality %ile
9.8%
P/E z-score
-0.22
P/B z-score
-0.06
Sector Avg OS
85.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
IX Orix Corp Ads 99.0% 98.0% 82.0% 90.0%
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 88.0% 89.0%
CARE Carter Bank and Trust 99.0% 96.0% 96.0% 91.0%
BAP Credicorp Ltd 99.0% 97.0% 96.0% 91.0%
RILYL BRC Group Holdings, Inc. 99.0% 94.0% 88.0% 95.0%
UVE Universal Insurance Holdings Inc 98.0% 96.0% 86.0% 86.0%
RNR Renaissancere Holdings Ltd 98.0% 96.0% 94.0% 78.0%
MRX Marex Group plc Ordinary Shares 98.0% 93.0% 81.0% 89.0%
Factor Interactions
Growth at Reasonable Price
Revenue growing 40% with P/E of 11×. Growth isn't fully priced in.
Strong Capital Return
Shareholder yield 6.1% backed by 6.3% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (48%) significantly exceeds 252-day (22%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
76.9% avg (7 factors)
Quality
C
50.2% avg (8 factors)
Momentum
D
37.2% avg (4 factors)
Risk
A
79.8% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.660—0—
Value %ile0.830—7—
Quality %ile0.300—1—
Momentum %ile0.290—3—
F-Score4.000—7—
Confidence0.969—7—
Volatility0.221—0—
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
10.77
Earnings Yield (E/P)
0.1125
Price / Sales
2.67
Price / Book
1.12
Price / Cash Flow
16.92
FCF Yield
6.3%
EBITDA / EV
12.4%
Sales Yield (1/P·S)
0.3493
Shareholder Yield
Div + net buyback / mktcap
6.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.4%
Return on Assets
1.4%
Net Margin
24.7%
Operating Margin
32.2%
Gross Profit / Assets
Novy-Marx GPA
4.0%
Debt / Equity
6.53
Current Ratio
11.08
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.005
External Financing
Net issuance — lower=better
0.006
MomentumPrice trend strength over different horizons
6M Return
6.1%
12M Return
8.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
1.2%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.05
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
40.0%
Earnings Growth (YoY)
83.8%
Earnings Stability (CV)
Lower = more stable
0.335
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
4
Dividend Yield
2.3%
Buyback Yield
3.8%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
22
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
18
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
21
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity