Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/275bee3b-077d-4575-b500-a1f1c098bf24/
UVSP
Univest Corporation PennsylvaniaSnapshot 2026-06-07 · 0.0w · Fresh
Strategy Eligibility
10 of 23 passing
★
OS Composite
OS 0.940
↗
Trending Value
✗
◆
Quality × Value
QV 0.805
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 12.0
◇
VC2 Cheapest
✗
📐
EBITDA/EV
10.1%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
2.2%
💰
High Yield
✗
🚀
Momentum Leaders
12-1 36%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 82th
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
RAM 1.39
V
Value Analysis
Cheapness relative to fundamentals
82.0%ile
P/E
12.0×
P/S
2.2×
P/B
1.2×
E/P
0.0834
FCF Yield
0.095
EBITDA/EV
0.101
SH Yield
0.022
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
21.00000000
/100 — 1=cheapest
VC2 (Trending Value)
19.00000000
/100
VC3 (Buyback)
19.00000000
/100
P/E of 12.0x places this firmly in deep value territory. FCF yield of 9.5% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
79.0%ile
ROE
0.100
ROA
0.012
Net Margin
0.183
Op Margin
0.228
GPA
0.040
D/E
7.55
Current
0.03
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.040
Earn Growth
0.223
Stability
0.155
lower=better
Accruals
-0.002
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.55 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
80.0%ile
6M Return
22.7%
12M Return
41.5%
12-1 Mom
35.7%
Risk-Adj
1.39
Vol 252d
25.6%
Vol 60d
52.4%
↑ Expanding
Max DD 12M
-14.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 36% is very strong — a clear uptrend. Near-term vol (52%) is expanding vs long-term (26%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.94
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
53.5%
Sector Quality %ile
58.9%
P/E z-score
-0.10
P/B z-score
-0.06
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (82th) and quality (79th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (82th value) with strong momentum (80th). The market is starting to recognise the value.
Volatility Expanding
60-day vol (52%) significantly exceeds 252-day (26%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
69.4% avg (7 factors)
Quality
D
32.5% avg (8 factors)
Momentum
B
71.5% avg (4 factors)
Risk
B
74.0% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.940 | —1 | — | |
| Value %ile | 0.820 | —1 | — | |
| Quality %ile | 0.790 | —1 | — | |
| Momentum %ile | 0.800 | —1 | — | |
| F-Score | 7.000 | —1 | — | |
| Confidence | 1.000 | —1 | — | |
| Volatility | 0.256 | —0 | — |
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
11.99
Earnings Yield (E/P)
0.0834
Price / Sales
2.19
Price / Book
1.20
Price / Cash Flow
10.60
FCF Yield
9.5%
EBITDA / EV
10.1%
Sales Yield (1/P·S)
0.4270
Shareholder Yield
Div + net buyback / mktcap
2.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.0%
Return on Assets
1.2%
Net Margin
18.3%
Operating Margin
22.8%
Gross Profit / Assets
Novy-Marx GPA
4.0%
Debt / Equity
7.55
Current Ratio
0.03
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.002
MomentumPrice trend strength over different horizons
6M Return
22.7%
12M Return
41.5%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
35.7%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.39
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
4.0%
Earnings Growth (YoY)
22.3%
Earnings Stability (CV)
Lower = more stable
0.155
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
2.2%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
21
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
19
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
19
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
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Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity