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N4G0

The NAGA Group AG
Chart
3.10 EUR
Latest Week 2026-07-31
Snapshot 2026-07-26 · 1.0w · Fresh
0.04
OS Score
40.0%
Value
11.0%
Quality
3.0%
Momentum
5/9
F-Score
0.210
QV
Strategy Eligibility
0 of 23 passing
OS Composite
Trending Value
Quality × Value
🏛
Cornerstone Value
🌿
Cornerstone Growth
💎
Deep Value
VC2 Cheapest
📐
EBITDA/EV
Veiled Value
Piotroski Bargains
🔬
Quality Compounders
📈
Consistent Earners
🌱
GARP
🔄
Shareholder Yield
💰
High Yield
🚀
Momentum Leaders
Market Leaders
Tiny Titans
🔍
Small Cap Value
🛡
Low Volatility
🏷
Sector Cheapest
🧠
Capital Allocators
Risk-Adj Momentum
V
Value Analysis
Cheapness relative to fundamentals
40.0%ile
P/S
1.2×
P/B
1.0×
FCF Yield
-0.062
EBITDA/EV
0.047
SH Yield
0.000
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
60.00000000
/100 — 1=cheapest
VC2 (Trending Value)
69.00000000
/100
VC3 (Buyback)
69.00000000
/100
Negative FCF yield (-6.2%) — the business is currently cash-consumptive.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
11.0%ile
ROE
-0.083
ROA
-0.072
Net Margin
-0.105
Op Margin
-0.055
GPA
0.493
Current
1.17
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.013
Accruals
-0.071
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
3.0%ile
6M Return
12.9%
12M Return
-50.2%
12-1 Mom
-57.4%
Risk-Adj
-0.21
Vol 252d
271.7%
Vol 60d
692.0%
↑ Expanding
Max DD 12M
-80.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -57% signals a downtrend — price is moving against you. Near-term vol (692%) is expanding vs long-term (272%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.04
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
Sector Context
Financial Services · 94 peers
Sector Value %ile
28.4%
Sector Quality %ile
11.6%
P/B z-score
-0.27
Sector Avg OS
52.4%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
PA9 The Travelers Companies, Inc. 97.0% 84.0% 71.0% 92.0%
BNP BNP Paribas SA 95.0% 84.0% 65.0% 82.0%
FO4N ageas SA/NV 95.0% 86.0% 59.0% 77.0%
UN9 UNIQA Insurance Group AG 95.0% 82.0% 68.0% 85.0%
RAW Raiffeisen Bank International AG 95.0% 77.0% 57.0% 96.0%
ALV Allianz SE 94.0% 77.0% 77.0% 75.0%
BCY Barclays PLC 93.0% 76.0% 64.0% 85.0%
DBK Deutsche Bank Aktiengesellschaft 93.0% 85.0% 67.0% 63.0%
Factor Interactions
Volatility Expanding
60-day vol (692%) significantly exceeds 252-day (272%). Near-term risk is elevated.
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
D
44.4% avg (5 factors)
Quality
D
30.5% avg (7 factors)
Momentum
F
18.3% avg (4 factors)
Risk
F
0.0% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required. Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.040—8
Value %ile0.400—0
Quality %ile0.110—8
Momentum %ile0.030—8
F-Score5.000—0
Confidence0.620—0
Volatility2.717—8
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
Price / Sales
1.23
Price / Book
0.97
FCF Yield
-6.2%
EBITDA / EV
4.7%
Sales Yield (1/P·S)
0.7855
Shareholder Yield
Div + net buyback / mktcap
0.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
-8.3%
Return on Assets
-7.2%
Net Margin
-10.5%
Operating Margin
-5.5%
Gross Profit / Assets
Novy-Marx GPA
49.3%
Current Ratio
1.17
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.071
MomentumPrice trend strength over different horizons
6M Return
12.9%
12M Return
-50.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-57.4%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.21
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-1.3%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
5
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
60
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
69
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
69
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity