Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/67f693fc-51a7-4bfc-8c63-a8571a840fa4/
UN9
UNIQA Insurance Group AGSnapshot 2026-07-19 · 0.7w · Fresh
Strategy Eligibility
11 of 23 passing
★
OS Composite
OS 0.960
↗
Trending Value
✗
◆
Quality × Value
QV 0.751
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 12.4
◇
VC2 Cheapest
✗
📐
EBITDA/EV
11.5%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
4.2%
💰
High Yield
Div 4.2%
🚀
Momentum Leaders
12-1 52%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 23%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
RAM 2.28
V
Value Analysis
Cheapness relative to fundamentals
83.0%ile
P/E
12.4×
P/S
0.9×
P/B
1.7×
E/P
0.0916
FCF Yield
0.138
EBITDA/EV
0.115
SH Yield
0.042
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
23.00000000
/100 — 1=cheapest
VC2 (Trending Value)
20.00000000
/100
VC3 (Buyback)
23.00000000
/100
FCF yield of 13.8% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
68.0%ile
ROE
0.139
ROA
0.015
Net Margin
0.072
Op Margin
0.095
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.040
Earn Growth
0.222
Accruals
-0.025
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
85.0%ile
6M Return
14.6%
12M Return
51.8%
12-1 Mom
51.6%
Risk-Adj
2.28
Vol 252d
22.7%
Vol 60d
50.7%
↑ Expanding
Max DD 12M
-11.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 52% is very strong — a clear uptrend. Risk-adjusted momentum of 2.28 is excellent — strong returns relative to volatility. Near-term vol (51%) is expanding vs long-term (23%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.96
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 94 peers
Sector Value %ile
90.5%
Sector Quality %ile
85.3%
P/E z-score
-0.27
P/B z-score
-0.16
Sector Avg OS
51.6%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Trending Value Signal
Cheap (83th value) with strong momentum (85th). The market is starting to recognise the value.
Strong Capital Return
Shareholder yield 4.2% backed by 13.8% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (51%) significantly exceeds 252-day (23%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
77.1% avg (7 factors)
Quality
D
39.7% avg (5 factors)
Momentum
A
82.1% avg (4 factors)
Risk
A
78.9% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is confirming the value — this is the Trending Value signal that O'Shaughnessy found to be among the most powerful.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends7 snapshots
Factor Persistence7 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.960 | —7 | — | |
| Value %ile | 0.830 | —7 | — | |
| Quality %ile | 0.680 | —0 | — | |
| Momentum %ile | 0.850 | —7 | — | |
| F-Score | 7.000 | —7 | — | |
| Confidence | 0.678 | —0 | — | |
| Volatility | 0.227 | —0 | — |
Value Lens2021-07-20 → 2026-07-19
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
12.43
Earnings Yield (E/P)
0.0916
Price / Sales
0.89
Price / Book
1.72
Price / Cash Flow
4.64
FCF Yield
13.8%
EBITDA / EV
11.5%
Sales Yield (1/P·S)
0.9683
Shareholder Yield
Div + net buyback / mktcap
4.2%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
13.9%
Return on Assets
1.5%
Net Margin
7.2%
Operating Margin
9.5%
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.025
MomentumPrice trend strength over different horizons
6M Return
14.6%
12M Return
51.8%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
51.6%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
2.28
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
4.0%
Earnings Growth (YoY)
22.2%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
4.2%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
23
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
20
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
23
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity