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CCR

Credit Clear Limited
Chart
0.14 AUD
Latest Week 2026-07-10
Snapshot 2026-07-12 · 0.7w · Fresh
0.72
OS Score
89.0%
Value
81.0%
Quality
7.0%
Momentum
5/9
F-Score
0.849
QV
Strategy Eligibility
3 of 23 passing
OS Composite
Trending Value
Quality × Value
QV 0.849
🏛
Cornerstone Value
🌿
Cornerstone Growth
💎
Deep Value
VC2 Cheapest
📐
EBITDA/EV
Veiled Value
Piotroski Bargains
🔬
Quality Compounders
📈
Consistent Earners
🌱
GARP
Rev +12%
🔄
Shareholder Yield
💰
High Yield
🚀
Momentum Leaders
Market Leaders
Tiny Titans
🔍
Small Cap Value
Val 89%
🛡
Low Volatility
🏷
Sector Cheapest
🧠
Capital Allocators
Risk-Adj Momentum
V
Value Analysis
Cheapness relative to fundamentals
89.0%ile
P/E
19.1×
P/S
1.4×
P/B
1.1×
FCF Yield
0.097
EBITDA/EV
0.077
SH Yield
0.000
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
13.00000000
/100 — 1=cheapest
VC2 (Trending Value)
17.00000000
/100
VC3 (Buyback)
17.00000000
/100
FCF yield of 9.7% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
81.0%ile
ROE
0.055
ROA
0.042
Net Margin
0.076
Op Margin
-0.046
GPA
0.550
Current
1.75
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.117
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
7.0%ile
6M Return
-48.1%
12M Return
-40.0%
12-1 Mom
-6.7%
Risk-Adj
-0.14
Vol 252d
47.3%
Vol 60d
112.5%
↑ Expanding
Max DD 12M
-53.4%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (113%) is expanding vs long-term (47%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.72
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
Sector Context
Technology · 132 peers
Sector Value %ile
94.7%
Sector Quality %ile
84.2%
P/E z-score
-0.41
P/B z-score
-0.74
Sector Avg OS
41.6%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
ADS Adslot Limited 94.0% 82.0% 81.0% 82.0%
AXE Archer Materials Limited 92.0% 80.0% 79.0% 80.0%
AMS Atomos Limited 91.0% 79.0% 78.0% 79.0%
HTG Harvest Technology Group Limited 91.0% 79.0% 77.0% 79.0%
NVU Nanoveu Limited 88.0% 77.0% 75.0% 76.0%
BGE Bridge SaaS Limited 88.0% 76.0% 74.0% 76.0%
NOV Novatti Group Limited 87.0% 76.0% 74.0% 76.0%
RKN Reckon Limited 87.0% 97.0% 93.0% 14.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (89th) and quality (81th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Falling Knife
Weak momentum (7th) despite looking cheap (89th value). Wait for momentum to stabilise.
Volatility Expanding
60-day vol (113%) significantly exceeds 252-day (47%). Near-term risk is elevated.
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
64.4% avg (6 factors)
Quality
D
38.2% avg (6 factors)
Momentum
F
11.5% avg (4 factors)
Risk
D
37.9% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required. Elevated risk profile — position sizing should reflect the higher volatility.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.720—1
Value %ile0.890—3
Quality %ile0.810—1
Momentum %ile0.070—6
F-Score5.000—0
Confidence0.420—0
Volatility0.473—6
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
19.07
Price / Sales
1.44
Price / Book
1.05
FCF Yield
9.7%
EBITDA / EV
7.7%
Sales Yield (1/P·S)
0.8403
Shareholder Yield
Div + net buyback / mktcap
0.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
5.5%
Return on Assets
4.2%
Net Margin
7.6%
Operating Margin
-4.6%
Gross Profit / Assets
Novy-Marx GPA
55.0%
Current Ratio
1.75
MomentumPrice trend strength over different horizons
6M Return
-48.1%
12M Return
-40.0%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-6.7%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.14
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
11.7%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
5
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
13
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
17
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
17
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity