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IGIC

International General Insurance Holdings Ltd
Chart
$25.61
Latest Week 2026-06-05
Financial ServicesInsurance - DiversifiedSMALL
Snapshot 2026-06-07 · 0.0w · Fresh
0.92
OS Score
87.0%
Value
71.0%
Quality
67.0%
Momentum
4/9
F-Score
0.786
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
8 of 23 passing
★
OS Composite
OS 0.920
↗
Trending Value
✗
◆
Quality × Value
QV 0.786
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
13.0%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Noneyr
🌱
GARP
✗
🔄
Shareholder Yield
4.3%
💰
High Yield
Div 4.3%
🚀
Momentum Leaders
12-1 16%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 24%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
87.0%ile
P/E
8.9×
P/S
2.1×
P/B
1.6×
E/P
0.1123
FCF Yield
0.118
EBITDA/EV
0.130
SH Yield
0.043
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
17.00000000
/100 — 1=cheapest
VC2 (Trending Value)
13.00000000
/100
VC3 (Buyback)
13.00000000
/100
P/E of 8.9x places this firmly in deep value territory. FCF yield of 11.8% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
71.0%ile
ROE
0.183
ROA
0.069
Net Margin
0.235
Op Margin
0.233
GPA
0.187
D/E
1.65
Current
0.34
F-Score
4/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.062
Earn Growth
-0.024
Stability
0.142
lower=better
Accruals
0.008
lower=better
5yr Consist
Yes
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
67.0%ile
6M Return
12.6%
12M Return
17.4%
12-1 Mom
15.6%
Risk-Adj
0.64
Vol 252d
24.5%
Vol 60d
52.2%
↑ Expanding
Max DD 12M
-15.5%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (52%) is expanding vs long-term (24%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.92
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
66.7%
Sector Quality %ile
39.5%
P/E z-score
-0.25
P/B z-score
-0.04
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
UVE Universal Insurance Holdings Inc 99.0% 96.0% 94.0% 82.0%
HG Hamilton Insurance Group, Ltd. 99.0% 97.0% 94.0% 85.0%
CARE Carter Bank and Trust 99.0% 96.0% 98.0% 88.0%
MCY Mercury General Corporation 99.0% 95.0% 93.0% 86.0%
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 97.0% 90.0%
BAP Credicorp Ltd 99.0% 98.0% 93.0% 84.0%
RILYL BRC Group Holdings, Inc. 98.0% 93.0% 79.0% 98.0%
RNR Renaissancere Holdings Ltd 98.0% 97.0% 96.0% 70.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (87th) and quality (71th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Strong Capital Return
Shareholder yield 4.3% backed by 11.8% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (52%) significantly exceeds 252-day (24%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
80.2% avg (7 factors)
Quality
C
52.0% avg (8 factors)
Momentum
C
50.3% avg (4 factors)
Risk
A
75.9% avg (1 factors)
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.920—1—
Value %ile0.870—1—
Quality %ile0.710—1—
Momentum %ile0.670—0—
F-Score4.000—1—
Confidence1.000—1—
Volatility0.245—0—
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
8.91
Earnings Yield (E/P)
0.1123
Price / Sales
2.09
Price / Book
1.63
Price / Cash Flow
10.02
FCF Yield
11.8%
EBITDA / EV
13.0%
Sales Yield (1/P·S)
0.5600
Shareholder Yield
Div + net buyback / mktcap
4.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
18.3%
Return on Assets
6.9%
Net Margin
23.5%
Operating Margin
23.3%
Gross Profit / Assets
Novy-Marx GPA
18.7%
Debt / Equity
1.65
Current Ratio
0.34
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.008
MomentumPrice trend strength over different horizons
6M Return
12.6%
12M Return
17.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
15.6%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.64
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-6.2%
Earnings Growth (YoY)
-2.4%
Earnings Stability (CV)
Lower = more stable
0.142
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
4
Dividend Yield
4.3%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
17
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
13
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
13
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity