Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/5b8341be-4347-4a28-8d60-d0c7db4c23f1/
FDBC
Fidelity D&D Bancorp IncSnapshot 2026-07-12 · 0.9w · Fresh
Strategy Eligibility
14 of 23 passing
★
OS Composite
OS 0.970
↗
Trending Value
#18
◆
Quality × Value
QV 0.893
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 9.9
◇
VC2 Cheapest
VC2 10
📐
EBITDA/EV
26.1%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
Rev +12%
🔄
Shareholder Yield
3.3%
💰
High Yield
Div 3.3%
🚀
Momentum Leaders
12-1 19%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 95%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
95.0%ile
P/E
9.9×
P/S
2.1×
P/B
1.2×
E/P
0.2248
FCF Yield
0.356
EBITDA/EV
0.261
SH Yield
0.033
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
9.00000000
/100 — 1=cheapest
VC2 (Trending Value)
10.00000000
/100
VC3 (Buyback)
12.00000000
/100
P/E of 9.9x places this firmly in deep value territory. FCF yield of 35.6% is strong — the business generates significant free cash relative to price. VC2 score of 10.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
84.0%ile
ROE
0.121
ROA
0.010
Net Margin
0.209
Op Margin
0.243
GPA
0.033
D/E
10.69
Current
0.13
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.117
Earn Growth
0.365
Stability
0.180
lower=better
Accruals
-0.003
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 10.69 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
76.0%ile
6M Return
20.9%
12M Return
20.4%
12-1 Mom
19.2%
Risk-Adj
0.62
Vol 252d
30.8%
Vol 60d
54.7%
↑ Expanding
Max DD 12M
-13.1%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (55%) is expanding vs long-term (31%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.97
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
91.8%
Sector Quality %ile
75.2%
P/E z-score
-0.24
P/B z-score
-0.08
Sector Avg OS
85.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (95th) and quality (84th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (95th value) with strong momentum (76th). The market is starting to recognise the value.
Volatility Expanding
60-day vol (55%) significantly exceeds 252-day (31%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
88.0% avg (7 factors)
Quality
D
34.7% avg (8 factors)
Momentum
C
54.8% avg (4 factors)
Risk
B
65.3% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.970 | —6 | — | |
| Value %ile | 0.950 | —6 | — | |
| Quality %ile | 0.840 | —6 | — | |
| Momentum %ile | 0.760 | —1 | — | |
| F-Score | 7.000 | —6 | — | |
| Confidence | 0.980 | —6 | — | |
| Volatility | 0.308 | —0 | — |
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
9.87
Earnings Yield (E/P)
0.2248
Price / Sales
2.06
Price / Book
1.20
Price / Cash Flow
7.66
FCF Yield
35.6%
EBITDA / EV
26.1%
Sales Yield (1/P·S)
0.9271
Shareholder Yield
Div + net buyback / mktcap
3.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
12.1%
Return on Assets
1.0%
Net Margin
20.9%
Operating Margin
24.3%
Gross Profit / Assets
Novy-Marx GPA
3.3%
Debt / Equity
10.69
Current Ratio
0.13
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.003
External Financing
Net issuance — lower=better
0.000
MomentumPrice trend strength over different horizons
6M Return
20.9%
12M Return
20.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
19.2%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.62
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
11.7%
Earnings Growth (YoY)
36.5%
Earnings Stability (CV)
Lower = more stable
0.180
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
3.3%
Buyback Yield
-0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
9
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
10
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
12
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
18
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity