Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/67f693fc-51a7-4bfc-8c63-a8571a840fa4/
UN9
UNIQA Insurance Group AGSnapshot 2026-07-12 · 0.7w · Fresh
Strategy Eligibility
11 of 23 passing
★
OS Composite
OS 0.950
↗
Trending Value
✗
◆
Quality × Value
QV 0.743
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 13.0
◇
VC2 Cheapest
✗
📐
EBITDA/EV
11.0%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
4.0%
💰
High Yield
Div 4.0%
🚀
Momentum Leaders
12-1 49%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 22%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
RAM 2.21
V
Value Analysis
Cheapness relative to fundamentals
80.0%ile
P/E
13.0×
P/S
0.9×
P/B
1.8×
E/P
0.0880
FCF Yield
0.132
EBITDA/EV
0.110
SH Yield
0.040
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
24.00000000
/100 — 1=cheapest
VC2 (Trending Value)
22.00000000
/100
VC3 (Buyback)
26.00000000
/100
FCF yield of 13.2% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
69.0%ile
ROE
0.139
ROA
0.015
Net Margin
0.072
Op Margin
0.095
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.040
Earn Growth
0.222
Accruals
-0.025
lower=better
5yr Consist
No
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
86.0%ile
6M Return
20.9%
12M Return
61.2%
12-1 Mom
48.6%
Risk-Adj
2.21
Vol 252d
22.0%
Vol 60d
48.6%
↑ Expanding
Max DD 12M
-11.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 49% is very strong — a clear uptrend. Risk-adjusted momentum of 2.21 is excellent — strong returns relative to volatility. Near-term vol (49%) is expanding vs long-term (22%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.95
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 94 peers
Sector Value %ile
87.4%
Sector Quality %ile
86.3%
P/E z-score
-0.25
P/B z-score
-0.15
Sector Avg OS
50.9%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Trending Value Signal
Cheap (80th value) with strong momentum (86th). The market is starting to recognise the value.
Volatility Expanding
60-day vol (49%) significantly exceeds 252-day (22%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
75.7% avg (7 factors)
Quality
D
39.7% avg (5 factors)
Momentum
A
85.5% avg (4 factors)
Risk
A
80.0% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators. Momentum is confirming the value — this is the Trending Value signal that O'Shaughnessy found to be among the most powerful.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.950 | —6 | — | |
| Value %ile | 0.800 | —6 | — | |
| Quality %ile | 0.690 | —0 | — | |
| Momentum %ile | 0.860 | —6 | — | |
| F-Score | 7.000 | —6 | — | |
| Confidence | 0.687 | —0 | — | |
| Volatility | 0.220 | —0 | — |
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
13.03
Earnings Yield (E/P)
0.0880
Price / Sales
0.93
Price / Book
1.81
Price / Cash Flow
4.86
FCF Yield
13.2%
EBITDA / EV
11.0%
Sales Yield (1/P·S)
0.9300
Shareholder Yield
Div + net buyback / mktcap
4.0%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
13.9%
Return on Assets
1.5%
Net Margin
7.2%
Operating Margin
9.5%
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.025
MomentumPrice trend strength over different horizons
6M Return
20.9%
12M Return
61.2%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
48.6%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
2.21
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
4.0%
Earnings Growth (YoY)
22.2%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
4.0%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
24
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
22
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
26
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity