Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/68d6b15a-1089-48b0-9e44-04c1216ab531/

CCB

Coastal Financial Corp
Chart
40.99 USD
Latest Week 2026-07-31
Financial ServicesBanks - RegionalSMALL
Snapshot 2026-07-26 · 1.0w · Fresh
0.71
OS Score
75.0%
Value
77.0%
Quality
11.0%
Momentum
6/9
F-Score
0.760
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
4 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
QV 0.760
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 75%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.81
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
75.0%ile
P/E
22.3×
P/S
1.8×
P/B
2.2×
E/P
0.0582
FCF Yield
0.242
EBITDA/EV
0.064
SH Yield
0.003
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
32.00000000
/100 — 1=cheapest
VC2 (Trending Value)
36.00000000
/100
VC3 (Buyback)
66.00000000
/100
FCF yield of 24.2% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
77.0%ile
ROE
0.098
ROA
0.009
Net Margin
0.082
Op Margin
0.107
GPA
0.052
D/E
10.24
Current
783.46
F-Score
6/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.074
Earn Growth
0.024
Stability
0.112
lower=better
Accruals
-0.037
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 10.24 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
11.0%ile
6M Return
-35.2%
12M Return
-29.4%
12-1 Mom
-24.5%
Risk-Adj
-0.68
Vol 252d
36.2%
Vol 60d
78.8%
↑ Expanding
Max DD 12M
-42.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -25% signals a downtrend — price is moving against you. Near-term vol (79%) is expanding vs long-term (36%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.71
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
42.1%
Sector Quality %ile
61.5%
P/E z-score
0.18
P/B z-score
-0.04
Sector Avg OS
85.2%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 88.0% 90.0%
UVE Universal Insurance Holdings Inc 99.0% 97.0% 92.0% 92.0%
IFS Intercorp Financial Services Inc 99.0% 98.0% 83.0% 90.0%
RILYL BRC Group Holdings, Inc. 99.0% 95.0% 88.0% 95.0%
BAP Credicorp Ltd 99.0% 97.0% 96.0% 90.0%
NTRS Northern Trust Corporation 98.0% 94.0% 89.0% 81.0%
MCY Mercury General Corporation 98.0% 95.0% 83.0% 87.0%
RNR Renaissancere Holdings Ltd 98.0% 96.0% 96.0% 77.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (75th) and quality (77th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Falling Knife
Weak momentum (11th) despite looking cheap (75th value). Wait for momentum to stabilise.
Volatility Expanding
60-day vol (79%) significantly exceeds 252-day (36%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
C
59.2% avg (7 factors)
Quality
D
38.3% avg (8 factors)
Momentum
F
2.4% avg (4 factors)
Risk
C
56.3% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.710—1—
Value %ile0.750—8—
Quality %ile0.770—8—
Momentum %ile0.110—8—
F-Score6.000—0—
Confidence0.929—8—
Volatility0.362—0—
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
22.34
Earnings Yield (E/P)
0.0582
Price / Sales
1.83
Price / Book
2.19
Price / Cash Flow
4.25
FCF Yield
24.2%
EBITDA / EV
6.4%
Sales Yield (1/P·S)
0.5453
Shareholder Yield
Div + net buyback / mktcap
0.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
9.8%
Return on Assets
0.9%
Net Margin
8.2%
Operating Margin
10.7%
Gross Profit / Assets
Novy-Marx GPA
5.2%
Debt / Equity
10.24
Current Ratio
783.46
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.037
External Financing
Net issuance — lower=better
0.001
MomentumPrice trend strength over different horizons
6M Return
-35.2%
12M Return
-29.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-24.5%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.68
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
7.4%
Earnings Growth (YoY)
2.4%
Earnings Stability (CV)
Lower = more stable
0.112
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
6
Buyback Yield
0.3%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
32
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
36
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
66
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity