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KRNY

Kearny Financial Corp
Chart
$8.31
Latest Week 2026-06-05
Financial ServicesBanks - RegionalSMALL
Snapshot 2026-06-07 · 0.0w · Fresh
0.35
OS Score
32.0%
Value
22.0%
Quality
82.0%
Momentum
7/9
F-Score
0.265
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
4 of 23 passing
★
OS Composite
✗
↗
Trending Value
✗
◆
Quality × Value
✗
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 14.7
◇
VC2 Cheapest
✗
📐
EBITDA/EV
✗
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
5.3%
💰
High Yield
✗
🚀
Momentum Leaders
12-1 42%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
✗
⚡
Risk-Adj Momentum
RAM 1.59
V
Value Analysis
Cheapness relative to fundamentals
32.0%ile
P/E
14.7×
P/S
1.5×
P/B
0.7×
E/P
0.0682
FCF Yield
0.023
EBITDA/EV
0.032
SH Yield
0.053
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
33.00000000
/100 — 1=cheapest
VC2 (Trending Value)
26.00000000
/100
VC3 (Buyback)
26.00000000
/100
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
22.0%ile
ROE
0.047
ROA
0.005
Net Margin
0.104
Op Margin
0.129
GPA
0.022
D/E
8.97
Current
42.94
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
-0.005
Stability
7.945
lower=better
Accruals
0.001
lower=better
5yr Consist
No
Highly leveraged with D/E of 8.97 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
82.0%ile
6M Return
17.3%
12M Return
44.7%
12-1 Mom
42.1%
Risk-Adj
1.59
Vol 252d
26.5%
Vol 60d
50.6%
↑ Expanding
Max DD 12M
-15.8%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of 42% is very strong — a clear uptrend. Risk-adjusted momentum of 1.59 is excellent — strong returns relative to volatility. Near-term vol (51%) is expanding vs long-term (26%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.35
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
0.2%
Sector Quality %ile
4.8%
P/E z-score
0.03
P/B z-score
-0.08
Sector Avg OS
86.5%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
BAP Credicorp Ltd 99.0% 98.0% 93.0% 84.0%
CARE Carter Bank and Trust 99.0% 96.0% 98.0% 88.0%
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 97.0% 90.0%
HG Hamilton Insurance Group, Ltd. 99.0% 97.0% 94.0% 85.0%
MCY Mercury General Corporation 99.0% 95.0% 93.0% 86.0%
UVE Universal Insurance Holdings Inc 99.0% 96.0% 94.0% 82.0%
IFS Intercorp Financial Services Inc 98.0% 98.0% 90.0% 78.0%
RM Regional Management Corp 98.0% 95.0% 90.0% 79.0%
Factor Interactions
Volatility Expanding
60-day vol (51%) significantly exceeds 252-day (26%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
B
61.4% avg (7 factors)
Quality
D
35.3% avg (8 factors)
Momentum
B
74.0% avg (4 factors)
Risk
B
72.5% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Factor Persistence1 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.350—0—
Value %ile0.320—0—
Quality %ile0.220—1—
Momentum %ile0.820—1—
F-Score7.000—1—
Confidence0.970—1—
Volatility0.265—0—
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
14.66
Earnings Yield (E/P)
0.0682
Price / Sales
1.52
Price / Book
0.69
Price / Cash Flow
16.51
FCF Yield
2.3%
EBITDA / EV
3.2%
Sales Yield (1/P·S)
0.2362
Shareholder Yield
Div + net buyback / mktcap
5.3%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
4.7%
Return on Assets
0.5%
Net Margin
10.4%
Operating Margin
12.9%
Gross Profit / Assets
Novy-Marx GPA
2.2%
Debt / Equity
8.97
Current Ratio
42.94
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.001
MomentumPrice trend strength over different horizons
6M Return
17.3%
12M Return
44.7%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
42.1%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
1.59
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
-0.5%
Earnings Stability (CV)
Lower = more stable
7.945
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
7
Dividend Yield
5.3%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
33
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
26
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
26
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity