Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/737be191-fc95-47d7-80bf-d9993b4859c5/
PAY
PayPoint plcSnapshot 2026-07-12 · 0.7w · Fresh
Strategy Eligibility
11 of 23 passing
★
OS Composite
OS 0.880
↗
Trending Value
#9
◆
Quality × Value
QV 0.924
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 8.9
◇
VC2 Cheapest
VC2 8
📐
EBITDA/EV
22.4%
◐
Veiled Value
✗
▣
Piotroski Bargains
F8
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
✗
🔄
Shareholder Yield
24.8%
💰
High Yield
Div 16.2%
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 89%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.87
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
89.0%ile
P/E
8.9×
P/S
1.0×
P/B
4.7×
E/P
0.1911
FCF Yield
0.265
EBITDA/EV
0.224
SH Yield
0.248
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
15.00000000
/100 — 1=cheapest
VC2 (Trending Value)
8.00000000
/100
VC3 (Buyback)
10.00000000
/100
P/E of 8.9x places this firmly in deep value territory. FCF yield of 26.5% is strong — the business generates significant free cash relative to price. VC2 score of 8.00000000/100 puts this in the cheapest decile of the universe — prime Trending Value territory.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
96.0%ile
ROE
0.531
ROA
0.078
Net Margin
0.117
Op Margin
0.215
GPA
0.296
Current
0.96
F-Score
8/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.085
Earn Growth
1.387
Accruals
-0.164
lower=better
5yr Consist
No
ROE of 53% is exceptional. F-Score of 8/9 indicates strong fundamental improvement across multiple dimensions.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
7.0%ile
6M Return
27.2%
12M Return
-34.3%
12-1 Mom
-35.7%
Risk-Adj
-0.93
Vol 252d
38.5%
Vol 60d
90.4%
↑ Expanding
Max DD 12M
-47.0%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
12-1 momentum of -36% signals a downtrend — price is moving against you. Near-term vol (90%) is expanding vs long-term (39%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.88
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Technology
· 119 peers
Sector Value %ile
94.2%
Sector Quality %ile
99.2%
P/E z-score
-0.45
P/B z-score
0.21
Sector Avg OS
37.2%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (89th) and quality (96th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Piotroski + Value Convergence
F-Score 8/9 with good value (89th). Strong fundamental improvement in a cheap stock.
Falling Knife
Weak momentum (7th) despite looking cheap (89th value). Wait for momentum to stabilise.
Strong Capital Return
Shareholder yield 24.8% backed by 26.5% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (90%) significantly exceeds 252-day (39%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
90.0% avg (7 factors)
Quality
B
64.0% avg (7 factors)
Momentum
F
18.3% avg (4 factors)
Risk
C
52.5% avg (1 factors)
This stock sits in the O'Shaughnessy sweet spot — cheap AND high quality. Historically, this combination has generated the strongest long-term returns. Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.880 | —6 | — | |
| Value %ile | 0.890 | —6 | — | |
| Quality %ile | 0.960 | —6 | — | |
| Momentum %ile | 0.070 | —6 | — | |
| F-Score | 8.000 | —6 | — | |
| Confidence | 0.891 | —6 | — | |
| Volatility | 0.385 | —0 | — |
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
8.90
Earnings Yield (E/P)
0.1911
Price / Sales
1.04
Price / Book
4.72
Price / Cash Flow
2.87
FCF Yield
26.5%
EBITDA / EV
22.4%
Sales Yield (1/P·S)
0.8898
Shareholder Yield
Div + net buyback / mktcap
24.8%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
53.1%
Return on Assets
7.8%
Net Margin
11.7%
Operating Margin
21.5%
Gross Profit / Assets
Novy-Marx GPA
29.6%
Current Ratio
0.96
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.164
External Financing
Net issuance — lower=better
0.060
MomentumPrice trend strength over different horizons
6M Return
27.2%
12M Return
-34.3%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
-35.7%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
-0.93
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
8.5%
Earnings Growth (YoY)
138.7%
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
8
Dividend Yield
16.2%
Buyback Yield
8.6%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
15
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
8
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
10
Trending Value Rank
1=best. Top VC2 decile by 6M momentum
9
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity