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BSVN

Bank7 Corp
Chart
50.96 USD
Latest Week 2026-07-17
Financial ServicesBanks - RegionalSMALL
Snapshot 2026-07-12 · 0.9w · Fresh
0.95
OS Score
91.0%
Value
84.0%
Quality
71.0%
Momentum
5/9
F-Score
0.874
QV
StrategiesValueQualityMomentumCompositeInteractionsFactor AnalysisTrendsFundamentals
Strategy Eligibility
7 of 23 passing
★
OS Composite
OS 0.950
↗
Trending Value
✗
◆
Quality × Value
QV 0.874
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
25.3%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
2.1%
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 91%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
91.0%ile
P/E
10.9×
P/S
3.5×
P/B
1.9×
E/P
0.2482
FCF Yield
0.255
EBITDA/EV
0.253
SH Yield
0.021
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
20.00000000
/100 — 1=cheapest
VC2 (Trending Value)
22.00000000
/100
VC3 (Buyback)
25.00000000
/100
P/E of 10.9x places this firmly in deep value territory. FCF yield of 25.5% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
84.0%ile
ROE
0.172
ROA
0.023
Net Margin
0.318
Op Margin
0.425
GPA
0.051
D/E
6.49
Current
76.39
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.008
Earn Growth
0.000
Stability
0.050
lower=better
Accruals
-0.004
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 6.49 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
71.0%ile
6M Return
21.2%
12M Return
16.6%
12-1 Mom
5.2%
Risk-Adj
0.21
Vol 252d
25.2%
Vol 60d
50.1%
↑ Expanding
Max DD 12M
-21.3%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (50%) is expanding vs long-term (25%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.95
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services · 500 peers
Sector Value %ile
78.8%
Sector Quality %ile
75.2%
P/E z-score
-0.20
P/B z-score
-0.02
Sector Avg OS
85.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
SymbolNameOSValueQualityMomentum
RILY BRC Group Holdings, Inc. 99.0% 95.0% 88.0% 92.0%
CARE Carter Bank and Trust 99.0% 96.0% 95.0% 92.0%
BFH Bread Financial Holdings, Inc. 99.0% 97.0% 89.0% 81.0%
RILYL BRC Group Holdings, Inc. 99.0% 95.0% 87.0% 97.0%
BAP Credicorp Ltd 99.0% 97.0% 96.0% 86.0%
IX Orix Corp Ads 98.0% 98.0% 82.0% 85.0%
MRX Marex Group plc Ordinary Shares 98.0% 92.0% 80.0% 92.0%
GLRE Greenlight Capital Re Ltd 98.0% 97.0% 85.0% 77.0%
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (91th) and quality (84th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (91th value) with strong momentum (71th). The market is starting to recognise the value.
Leveraged Returns
Strong ROE (17%) boosted by high leverage (D/E 6.5). Returns look good but come with balance sheet risk.
Volatility Expanding
60-day vol (50%) significantly exceeds 252-day (25%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
83.1% avg (7 factors)
Quality
C
54.0% avg (8 factors)
Momentum
C
46.5% avg (4 factors)
Risk
B
74.7% avg (1 factors)
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
FactorCurrentStreakTrendSpark
OS Composite0.950—6—
Value %ile0.910—6—
Quality %ile0.840—6—
Momentum %ile0.710—1—
F-Score5.000—0—
Confidence0.951—6—
Volatility0.252—0—
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
10.90
Earnings Yield (E/P)
0.2482
Price / Sales
3.46
Price / Book
1.88
Price / Cash Flow
9.42
FCF Yield
25.5%
EBITDA / EV
25.3%
Sales Yield (1/P·S)
0.5846
Shareholder Yield
Div + net buyback / mktcap
2.1%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
17.2%
Return on Assets
2.3%
Net Margin
31.8%
Operating Margin
42.5%
Gross Profit / Assets
Novy-Marx GPA
5.1%
Debt / Equity
6.49
Current Ratio
76.39
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.004
MomentumPrice trend strength over different horizons
6M Return
21.2%
12M Return
16.6%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
5.2%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.21
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
0.8%
Earnings Growth (YoY)
-0.0%
Earnings Stability (CV)
Lower = more stable
0.050
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
5
Dividend Yield
2.1%
Buyback Yield
0.0%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
20
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
22
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
25
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity