Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/8923ef68-43ba-4fe9-a0c8-6b92bd4b3b31/
FHB
First Hawaiian IncSnapshot 2026-07-12 · 0.9w · Fresh
Strategy Eligibility
11 of 23 passing
★
OS Composite
OS 0.940
↗
Trending Value
✗
◆
Quality × Value
QV 0.824
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
P/E 12.9
◇
VC2 Cheapest
✗
📐
EBITDA/EV
11.6%
◐
Veiled Value
✗
▣
Piotroski Bargains
F7
🔬
Quality Compounders
✗
📈
Consistent Earners
Yes
🌱
GARP
✗
🔄
Shareholder Yield
6.4%
💰
High Yield
Div 3.5%
🚀
Momentum Leaders
12-1 16%
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
✗
🛡
Low Volatility
Vol 21%
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 0.91
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
87.0%ile
P/E
12.9×
P/S
3.2×
P/B
1.3×
E/P
0.1060
FCF Yield
0.141
EBITDA/EV
0.116
SH Yield
0.064
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
20.00000000
/100 — 1=cheapest
VC2 (Trending Value)
16.00000000
/100
VC3 (Buyback)
15.00000000
/100
FCF yield of 14.1% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
78.0%ile
ROE
0.103
ROA
0.012
Net Margin
0.248
Op Margin
0.318
GPA
0.035
D/E
7.77
Current
0.01
F-Score
7/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.023
Earn Growth
0.211
Stability
0.115
lower=better
Accruals
-0.007
lower=better
5yr Consist
Yes
Highly leveraged with D/E of 7.77 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
75.0%ile
6M Return
14.2%
12M Return
21.4%
12-1 Mom
15.6%
Risk-Adj
0.74
Vol 252d
21.1%
Vol 60d
45.4%
↑ Expanding
Max DD 12M
-11.7%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (45%) is expanding vs long-term (21%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.94
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
66.5%
Sector Quality %ile
60.3%
P/E z-score
-0.13
P/B z-score
-0.07
Sector Avg OS
85.7%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (87th) and quality (78th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Trending Value Signal
Cheap (87th value) with strong momentum (75th). The market is starting to recognise the value.
Strong Capital Return
Shareholder yield 6.4% backed by 14.1% FCF yield. Returns are well-funded.
Volatility Expanding
60-day vol (45%) significantly exceeds 252-day (21%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
80.3% avg (7 factors)
Quality
D
38.1% avg (8 factors)
Momentum
C
52.5% avg (4 factors)
Risk
A
81.4% avg (1 factors)
Deep value territory, but quality is concerning. This is either a turnaround opportunity or a value trap — the F-Score and accruals ratio will be key differentiators.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends6 snapshots
Factor Persistence6 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.940 | —6 | — | |
| Value %ile | 0.870 | —6 | — | |
| Quality %ile | 0.780 | —6 | — | |
| Momentum %ile | 0.750 | —1 | — | |
| F-Score | 7.000 | —6 | — | |
| Confidence | 0.951 | —6 | — | |
| Volatility | 0.211 | —0 | — |
Value Lens2021-07-13 → 2026-07-12
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
12.87
Earnings Yield (E/P)
0.1060
Price / Sales
3.19
Price / Book
1.32
Price / Cash Flow
8.00
FCF Yield
14.1%
EBITDA / EV
11.6%
Sales Yield (1/P·S)
0.3338
Shareholder Yield
Div + net buyback / mktcap
6.4%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
10.3%
Return on Assets
1.2%
Net Margin
24.8%
Operating Margin
31.8%
Gross Profit / Assets
Novy-Marx GPA
3.5%
Debt / Equity
7.77
Current Ratio
0.01
Accruals Ratio
(NI-OCF)/Assets — lower=better
-0.007
External Financing
Net issuance — lower=better
0.004
MomentumPrice trend strength over different horizons
6M Return
14.2%
12M Return
21.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
15.6%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.74
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
2.3%
Earnings Growth (YoY)
21.1%
Earnings Stability (CV)
Lower = more stable
0.115
5yr Consistent
EPS up every year for 5 years
Yes
Piotroski F-Score
7
Dividend Yield
3.5%
Buyback Yield
2.9%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
20
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
16
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
15
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity