Structured JSON API for this factor page: https://sharemaestro.com/factors/api/tickers/b08ee1fb-1c5f-4012-abd4-1a0ff5a0e504/
HIPO
Hippo Holdings IncSnapshot 2026-07-26 · 1.0w · Fresh
Strategy Eligibility
6 of 23 passing
★
OS Composite
OS 0.870
↗
Trending Value
✗
◆
Quality × Value
QV 0.832
🏛
Cornerstone Value
✗
🌿
Cornerstone Growth
✗
💎
Deep Value
✗
◇
VC2 Cheapest
✗
📐
EBITDA/EV
23.3%
◐
Veiled Value
✗
▣
Piotroski Bargains
✗
🔬
Quality Compounders
✗
📈
Consistent Earners
✗
🌱
GARP
Rev +21%
🔄
Shareholder Yield
✗
💰
High Yield
✗
🚀
Momentum Leaders
✗
◉
Market Leaders
✗
◎
Tiny Titans
✗
🔍
Small Cap Value
Val 91%
🛡
Low Volatility
✗
🏷
Sector Cheapest
✗
🧠
Capital Allocators
CAQ 1.00
⚡
Risk-Adj Momentum
✗
V
Value Analysis
Cheapness relative to fundamentals
91.0%ile
P/E
6.4×
P/S
1.5×
P/B
1.6×
E/P
0.2327
FCF Yield
0.127
EBITDA/EV
0.233
SH Yield
0.015
Relative Strength Across Value Dimensions
Multiples & Yields — Decomposition
VC1 (5-Factor)
13.00000000
/100 — 1=cheapest
VC2 (Trending Value)
17.00000000
/100
VC3 (Buyback)
19.00000000
/100
P/E of 6.4x places this firmly in deep value territory. FCF yield of 12.7% is strong — the business generates significant free cash relative to price.
Q
Quality Analysis
Profitability, efficiency, balance sheet & earnings quality
76.0%ile
ROE
0.251
ROA
0.055
Net Margin
0.234
Op Margin
0.242
GPA
0.094
D/E
3.60
Current
1.17
F-Score
5/9
Quality Radar — Relative Strength
Profitability & Leverage Breakdown
Rev Growth
0.208
Stability
6.214
lower=better
Accruals
0.029
lower=better
5yr Consist
No
ROE of 25% is exceptional. Highly leveraged with D/E of 3.60 — returns are being amplified by debt.
M
Momentum & Risk
Price trend, volatility regime, risk-adjusted returns
29.0%ile
6M Return
-10.2%
12M Return
3.4%
12-1 Mom
2.3%
Risk-Adj
0.06
Vol 252d
36.3%
Vol 60d
67.0%
↑ Expanding
Max DD 12M
-33.5%
Return Comparison — 6M / 12M / 12-1
Volatility Regime — 60d vs 252d
Near-term vol (67%) is expanding vs long-term (36%) — risk is increasing.
OS
Composite & Factor Heatmap
All factors at a glance
0.87
Pillar Balance — Value / Quality / Momentum
Factor Heatmap — green=strong, red=weak
▦
Sector Context
Financial Services
· 500 peers
Sector Value %ile
80.8%
Sector Quality %ile
60.3%
P/E z-score
-0.38
P/B z-score
-0.05
Sector Avg OS
85.1%
Ticker vs Sector Averages
Relative Valuation Z-Score
Top Sector Peers (By OS)
Factor Interactions
Value + Quality Intersection
Top-tier on both cheapness (91th) and quality (76th) — the O'Shaughnessy sweet spot, historically the strongest long-term combination.
Growth at Reasonable Price
Revenue growing 21% with P/E of 6×. Growth isn't fully priced in.
Leveraged Returns
Strong ROE (25%) boosted by high leverage (D/E 3.6). Returns look good but come with balance sheet risk.
Volatility Expanding
60-day vol (67%) significantly exceeds 252-day (36%). Near-term risk is elevated.
⚖
Factor Analysis
Comprehensive factor intelligence — strengths, weaknesses & cross-factor profile
Value
A
85.9% avg (7 factors)
Quality
C
47.7% avg (8 factors)
Momentum
D
31.2% avg (4 factors)
Risk
C
56.2% avg (1 factors)
Momentum is weak, suggesting the market isn't yet buying this thesis. Patience required.
▲ Top Strengths — highest scoring factors
▼ Key Weaknesses — lowest scoring factors
Score Trends8 snapshots
Factor Persistence8 snapshots
| Factor | Current | Streak | Trend | Spark |
|---|---|---|---|---|
| OS Composite | 0.870 | —8 | — | |
| Value %ile | 0.910 | —8 | — | |
| Quality %ile | 0.760 | —8 | — | |
| Momentum %ile | 0.290 | —8 | — | |
| F-Score | 5.000 | —0 | — | |
| Confidence | 0.900 | —8 | — | |
| Volatility | 0.363 | —0 | — |
Value Lens2021-07-27 → 2026-07-26
P/E Ratio
Earnings Yield
Value FactorsCheapness relative to fundamentals — lower multiples = cheaper
P/E Ratio
6.42
Earnings Yield (E/P)
0.2327
Price / Sales
1.51
Price / Book
1.61
Price / Cash Flow
13.56
FCF Yield
12.7%
EBITDA / EV
23.3%
Sales Yield (1/P·S)
0.9618
Shareholder Yield
Div + net buyback / mktcap
1.5%
Quality FactorsProfitability, efficiency, and balance sheet strength
Return on Equity
25.1%
Return on Assets
5.5%
Net Margin
23.4%
Operating Margin
24.2%
Gross Profit / Assets
Novy-Marx GPA
9.4%
Debt / Equity
3.60
Current Ratio
1.17
Accruals Ratio
(NI-OCF)/Assets — lower=better
0.029
External Financing
Net issuance — lower=better
0.009
MomentumPrice trend strength over different horizons
6M Return
-10.2%
12M Return
3.4%
12-1 Momentum
Jegadeesh-Titman (skip recent month)
2.3%
Risk-Adjusted Momentum
Mom 12-1 ÷ Vol
0.06
Growth & StabilityEarnings trajectory, consistency, and capital allocation
Revenue Growth (YoY)
20.8%
Earnings Stability (CV)
Lower = more stable
6.214
5yr Consistent
EPS up every year for 5 years
No
Piotroski F-Score
5
Buyback Yield
1.5%
O'Shaughnessy CompositesValue Composites (WWOWS 4th Ed) — 1=cheapest, 100=most expensive
VC1 (5-factor)
P/E+P/S+P/B+P/CF+EBITDA/EV
13
VC2 (6-factor)
VC1 + Shareholder Yield — used for Trending Value
17
VC3 (6-factor)
VC1 + Buyback Yield — no dividend preference
19
Capital Allocation & AlphaAlpha within factors — quality of management decisions
Veiled Value
Expensive by P/B, cheap by everything else
No
Market Leader
Above-avg mcap+revenue, non-utility
No
All Stocks Universe
Market cap > $200M
Yes
Tiny Titan
Micro-cap, low P/S, positive momentum
No
Quarterly Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity
Annual Fundamentals
Revenue
Net Income
FCF
Net Margin
Show all
Op Income
OCF
CapEx
Equity